 Does anyone know how long a credit card or collection company can come after you before they stop? |
| I've heard that after so many years, depending on the state you live in, you can get rid of your debt with out paying anything. Basically i'm trying to find away to get my debt cleared. It&#... |
|
 What number = "bad" credit score? |
| OK, so what is the real deal on what number your FICO score has to be to be considered "bad credit" or "good credit"?... |
|
 Please how can i check my balance inquiry from my credit cards both visa and master.? |
| i mean how much i have left in my credit card?just describe it for me step by step.i use visa and master ... |
|
 Could i go to jail if i dont pay my debt? |
| I currently owe about 8 - 10 k in debt and i am currently unemployed for the last 4 months. If i cant pay it until i find a job can they sew me or put me in jail? Any answere willl be great. Thank ... |
|
 Advise on collections, whether or not to pay a bill.? |
| I have a bill which I have not paid on in years. So far, the only thing that the collections people have been able to do is call me and send me mail. Big deal, I say to that. So, my question is, &#... |
|
 Is it bad.....? |
| that i want to have the lowest points possible?... |
|
 Horriable Credit ... Help!? |
I have the worst credit in the world( this is seriously bad) My score is some where below 520. At the current moment I owe about 35,000 and have 2 repossed cars.
Someone Help me.
A... |
|
 PAYPAL PROBLEM HELP EVERy1!! EBAYERS HELP ME!!?!?!?!? |
| well heres my problem, i have sold a few things on ebay and ive withdrawed the money into my account.For the first day it said pending and in the second day it said complete, although they say this ... |
|
 I have bad credit history anyone no were i can get a hd tv on finance? |
| i want to get a tv on finance but i have realy bad credit history does anyone no were to get one from who does no credit checks ?????... |
|
 How do I get off a carloan as the cosigner? |
| I co-signed for my (now) ex-boyfriends car about a year and a half ago. I only did it because I was told that it would only be for a year, and then it could be transferred into his name. Well that ... |
|
 I was contacted about a bill that the company said I never paid. However the bill was paid by check. They want |
| They want proof of payment. I would have to order the canceled check, which would cost me money or I would have to send a copy of my bank statement which Idefinitely would not be comfortable doing. B... |
|
 On a senior first date to diner should the man pay check by cash or card for best impression? |
| the man does not want to appear"flashy" by exposing a lot of cash for a gormet diner but also is reluctant to to use the card as he is not a heavy card user and manages his finances well,... |
|
 Where can iget a consolidation loan? my credit score(around 670), not behind on payments;need 20,000 loan@12% |
| my interest rates on my credit cards is about 21%. i am paying about 900 monthly but wont get out for about 4 years ..would like consolidate and pay off in 2 ... |
|
 Looking to find an online or payday advance type of loan place that I can pay back at the rate of 200-250 a mo |
| If anyone has suggestions please respond asap as it is urgent alot of those places have wayyyyy to high of an interest rate for a single mom of two ....I know someone knows of somewhere...Thanks S... |
|
 What will happen with credit card debt? |
| I have credit card debt and the consolidation places don't sound good to me. What would happen if I decided not to pay them anymore? What if I choose to pay off one at a time. Can my wages get ... |
|
 Am ticked off! Am in credit from the gas company and they wont give me all my money back.? |
| I really need this money. They are trying to say that i need it for the winter billing, but enough money goes from the bank every month that's why i'm in lots of credit! Does anyone know ... |
|
|  |
jake hall | Is there any banks that let you open an account without having a credit check done? |
|
 |
 
saltpot66
 |
Most unlikely bearing in mind the present financial climate - or to put it another way - probably only the Post Office ! ! ! |
|
tink**
 |
i dont think they give you a credit check if you just want a savings account but if you want a debit card or an over draft they may get one done other answer was right though i had a post office account and i didnt get a credit check |
|
Rapa
 |
Well, to answer this any one will have to know as why u wanna open a bank account?? |
|
jawsnu7
|
Try bbt.com
Branch Bank and Trust located in North Carolina |
|
dels replies
|
And why would they do that? They are not stupid... What are you worried about? If you want to , you probably can get a basic account, to have wages or benefit paid in, but there will not be any credit or overdraft facilities,no chequebook or card.. Might get standing orders or direct debits paid for you... |
|
feebow21
|
Why not try a building society, a lot offer good interest rates, if not better than a bank.
Most will only require that you take in proof of ID such as a Passport, driving license, birth certificate and proof of address, such as a utility bill or council tax bill.
The only reason they may want to do a credit check is if you want an overdraft facility, loan or credit card |
|
lily_evie
|
In short the answer to your question is NO - I presume with you asking this question that this is because you have adverse credit? If so then you needn't worry, banks will offer you a basic bank account regardless of your credit status. By 'basic' i mean one with no credit facilities. But a lot of banks offer you a debit card called either a VISA Electron or a Solo, the accounts also allow you to set up Direct Debits and Standing Orders and have wages/ benefits paid in etc.
The only other type of account that i can think that won't credit score you is a Post Office Card account but you can only withdraw money using your card at the postoffice and can only have benefits (not wages) paid in and there are no DD or SO facilities.
Other thing you could go for is a pre-paid credit card, i saw an advertisement for one saying that you can have wages etc paid in, but these charge you for paying in and withdrawing money which seems like a scam to me!
So to sum-up i would visit a bank such as Natwest, Barclays, HSBC, Co-Op and ask for a basic bank account and you'll be sorted providing you have the ID to open one.
Hope this helps x |
|
Leah
|
probably not.
Try a credit union - they are very helpful, and sometimes have checking accounts for individuals with blemishes on their credit record.
Find one here: http://www.creditunion.coop/cu_locator/index.html |
|
cherie c
|
YES |
|
Debbie V
|
try TCF bank my brother open a checking account the they did not check his credit. |
|
johnathanapples
|
You can't open an account without giving them a socical security number and they use that to check your credit... so NO.. you can't do what YOU want to do. |
|
confucious says
|
halifax barclays tsb all offer no credit check basic bank accounts and more than likely many more will do the three mentioned are just the one I know of the top of my head. |
|
Paul A
 |
The banks and credit unions usually do hard credit check of your credit file when you open an account with them. They want to know your financial history in order to protect themselves from shady characters that commit fraud. Each hard enquiry may drop your FICO by 5 points. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 2 minutes(s) ago
| | | |
13 | 10 minutes(s) ago
| | | |
2 | 39 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
13 | 4 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
13 | 7 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
