 I'm 21 and looking for car loan options...? |
| Does anyone have any advice for me? I'm 21 years old and need to purchase a new car. The only way I can do this is to take out a car loan. But I'm not completely sure where to begin.... |
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 I need $10,000 is there anyone that can help me? |
| There have been agency in europe trying to scam me. Is there someone who can give me a loan. If there is someone for europe who is not trying to scam me contact me. Also for the agency in europe. I ... |
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 How to get a creditor to stop posting on your credit after 10 years? |
| i had given my truck back to the bank march of 98 couple of months ago i had all 3 credit reports take it off but noe they have sent it to another collection aggency. i paid 20k for the truck in 97 ... |
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 Can my wifes creditors make me responsible for her debts and take money from my house in my name only? |
| We both owe money, but my wife has no job due to long term ill health and is not on my mortgage. She has never financially contributed. I use a debt management company and wondered if her creditors ... |
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 Credit cards? |
what is the best type of credit card to get in your opinion? one with a low interest rate and no annual fees?
Thank you!... |
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 If I could, what would be best to pay of first: Student Loans or Credit cards? |
| I owe about $10k in credit cards and about $50k in student loans. I feel I should ditch the credit card debt first since I can claim my studen loan interest on my taxes. What do you think?... |
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 What's the best way to find a new credit card? |
| We currently have one credit card, but the interest rate is ridiculous. I want to transfer the balance to a card with a lower interest rate. What's the best way to find a new card with lower ... |
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 How do credit cards work? |
| Do you not get charged finance charges if you pay the minimum monthly payment or do you have to pay it off fully every month?... |
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 Do medical bills stay on your credit if you do not pay them? |
Additional Details
does it effect your credit or just stay on your ... |
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 Can I withdraw all money from credit card ? |
I would like to withdraw all money from my credit card, because i have to pay for something, but they do not accept debit/credit cards.
I don't mind to pay some charges/interests. I want to ... |
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 I have multiple accounts in collections that I'm paying on monthly.? |
| How long would it take if I start to double up on my payments for my credit score to rise?... |
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 Can a hospital bill ruin my credit If i dont pay it in full? |
| I don't have insurance, and I got a bill for $600 and then another for $200. I dont have that kind of money, I sent in $50. and when I get paid next I plan to send more. But will it be bad ... |
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 How do begin credit when you've never had credit before? |
| I mean to apply for a credit card you have to have previous credit...but if you've never had previous credit..how do u apply for a credit card and actually get one?... |
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 How many are too many credit cards? |
| I have 10 and my spouse has 13. Is this too many or not enough?... |
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 Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
| I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do?... |
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capegirlal | Is there any credit cards you can get with no credit? |
My Credit is really bad from long ago. I am trying to pay it off an reestablish credit. Any credit cards i could apply for? Thanks! |
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Shirrwood
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Bad credit is still better than no credit. There are many special offers for people with bad credit history. Of course, credit cards for bad credit history have fewer benefits and more limitations than credit cards for good credit. Go to http://www.rebuild-credit-cards.com/ They offer many options for bad credit or no credit.
You can apply for a secured credit card. It requires a deposit with the issuing bank. This amount, to secure a credit card, is usually only in the hundreds of dollars. It is held as collateral while the bank issues credit of some percentage of the deposited amount often 100%. In many cases, the card is reported to the credit bureaus as a normal (i.e. unsecured ) card. This allows the cardholder to establish a positive credit history over the duration. Based on good payment history over an extended duration, some banks will then issue the customer an unsecured VISA or MasterCard.
You can find several guaranteed approval (pre-approved) credit cards for bad credit. However, your application for this kind of cards is also analyzed by banks and in some situation the approval might be denied. Consider all the requirements carefully because rejections hurt your credit score.
And, of course, start working on rebuilding your credit history. There are several approaches you can find at http://www.credit-land.com/articles/articles_page_68600_1881780_12.php
Good luck! |
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pnk517
 |
Get a debit card instead. You give the bank a couple of hundred dollars, and they give you a card that looks like a credit card. Your limit is whatever your bank account is.
You get the benifit of having an open account, and you won't go into debt by paying outrageous fees!!
Good Luck!! |
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$m¤¤v¥ £¤¢¤
 |
While there are credit cards that can help you reestablish credit, the easeist ones to get are secured cards. Granted, you would have to put up a deposit upfront to secure the same amount of the deposit in a line of credit, but this can actually work in your favor becuase YOU can control the credit line instead of the credit card company dictating how much credit you should get. Most start with a deposit as low as $200-300 and you can increase as you go. This can also be a way for you save money because the deposit is going into a savings account of some sort and it would be gaining interest while it's in there. As long as you don't max out the card, pay off in full what you charge every month on time, then usually after a year the card becomes unsecured and you get the deposit back. Would you rather apply for a card that would have a low credit limit, an annual fee and a high interest rate that you're not guaranteed to get versus a card that although you may have to put up a deposit, at least you KNOW that you'll be approved and you can control the credit line by adding to the deposit then after a year or so of excellent payment history you'll have an unsecured card with the limit YOU want and you would have had a nest egg saved up to boot! |
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twv706
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There is a website at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ that has a list of credit card companies that will issue credit to people with bad to no credit. |
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zucca
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It's easy to get store credit cards. Those were the first kind I had on my own (ie, not an "authorized user" under parents' card), and with those you can build credit by paying on time, etc, which will help you get major credit cards in the future. |
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kimmie
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visit your banking center.. a secured credit card would probably be best for someone with no credit. how this normally works is you deposit between 300-500 $ into a savings acct that the bank places a permanent hold on, allowing this amount to be used as your credit limit. until credit is established, then releasing the funds when card acct is closed. |
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Sarah K
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Secured credit cards. |
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turner
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secured credit card. put down $500 in savings account and that will be your credit line until you establish a history |
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sacayouette
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Your best bets are HSBC bank (search that on line.) Or Capital 1, both of these banks specialize in poor or bad credit cards. Just about anyone else will eat you alive with account set up fees, monthly maintenance fees, annual fees, fart fees and just about anything else they can come up with to screw you.
Expect an annual fee in the $50 - $75 area. You might get lucky and have good enough credit to get a low balance card without the annual fee. |
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HJ
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Yes, get Finger Hut credit online, they are the easiest to get credit from and start there, make ur monthly payments ontime and you will be on the right track, other creditors will see it and give u credit cuz they see u are a loyal paying customer. Finger Hut.Com |
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FinanceMike
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Probably. |
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