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 Why do I need credit?
I'm 36, Russian by nationality. 5 years ago I came to America with my family - a wife (she's an American), 3 kids and $3,000 (no worries, I'm legal, have a "green card"). I ...


 Credit card issues with non payment - 3rd party calling me threatening with court. What's my rights?
I had a hardship about a year ago and finally get all bills back in order. My credit card is over limit by 1300.00 - the total is less than 5k. I got a call that the credit card "sold" my ...


 Why do most credit card issuers have a Wilmington, DE address?
...


 IS IT iMPOSSIBLE?
IS IT TRULY IMPOSSIBLE to get a loan with very bad credit! credit cardS in collections!!...


 Need help/advise on house mortgage and car loan?
I just received my very first credit report/score from TransUnion. My current score is 680. I did have 3 late payments in 4~5 years ago. Other than that, my file was clean. However TransUnion still ...


 What's a good 1st credit card for a college student?
Something for a college student with no credit (first credit card). Something with a relatively low APR, and 0% APR for the first 12 months. Cash rewards are fine. Wouldn't really use flight/...


 How do credit cards work?
So,do you only get one amount of money one time on the card and once you've spent all of the money that was on the card you're done? Or do they keep adding money to it monthly or something? ...


 What are some things I can do to clean up my credit?
...


 Do unpaid phone/utilities collections effect your credit score?
I unfortunately managed my credit poorly while in college, and now, over 10 years later, I am slowly trying to repair my credit. In addition to student loans, I have two credit cards in collections ...


 How do you get out of BIG time debt?
What could be suggested to someone who's in over $100,000 credit card debt?...


 Can i get prepaid credit card if i am 14?
i need a prepaid credit card (yes to buy sh!t for runescape [dont ask]) and i was wondering where i can get a prepaid card without entering any personal information to get it and still have it ...


 Would debt be written off on death?
If I have no estate,no house,a few possesions,no savings but a large debt should anything happen to me would the debt be left to pay off by my relatives I am also single with no kids....


 Realistic approach to dealing with credit card debt?
My curcimstances:

I'm 21, a new mom, full time student, and full time pharmacy tech. I don't make a lot...considering my fixed expenses such as rent, utilities, and child care. B...


 I'm 17 Years Old and Interested in Building a Credit History....Help?
Hi, I'm 17 Years old and I want to start early and build a excellent credit history early. I am employed already at my job right now for about 7 Months. I basically want a credit card so I can ...


 How do you get a collection agent to stop calling for someone that doesn't live at your home?
...


 I received a check today from Scott Fetzer for $ 2,950.00 as an International Promotions Prize ...Is it real?
Letter states I have won $160,000.00 and the fee of $2,950.00 was enclosed in the form of a check on Keybank National Association Vermilion, Ohio check # 021698, and states that this amount will be ...


 Has anyone ever used the Federal Debt Relief System?
I am possibly thinking about using this company to eliminate my debt. I am to a point that I want to be debt free and I have been researching this company. I just do not know if I should eliminate ...


 Why do so many people use checks, debit cards, and credit cards to make small purchases ?
...


 What's the best way to re-build credit?
After a bad divorce and bankruptcy, what's the best way for me to repair my credit score and move toward home ownership again now that I have my finances under control?...


 Does anyone know of a company that will give me a $5000 loan with bad credit?
I'm looking for a second chance on repairing my credit and paying off some dept that i have....



mac_steelman
Is there any place where I can check my credit on-line that is truly free?
                     
 




trying2bhelpful
Rating
http://www.annualcreditreport.com

This is the gov't program...


flsred
Rating
www.clarkhoward.com

follow the links.


MacktheKnife
1 time a year you are eligible to get a free report. Completely free, just goto Equifax's website and call their 800 number they will help you.


joe
If you live in the US the only legit free place is www.annualcreditreport.com - you get three free ones per year.


laflofa
yes check your local gov. site


terrifiker
Rating
yes
http://annualcreditreport.com
you can only do this once a year.


victory is mine
Rating
if someone recently ran your credit (like a bank or whatever) then you can contact that bureau directly and it would be free. Anytime someone or a corporation runs a credit check on you and then they deny you credit or an account you can get a copy of that credit report free. Just so you know!


mercredi_a
Rating
In the USA, you are entitled to one free credit report per year, it's the law.

I use freecreditreport.com , there are also others out there.


amber
Rating
credit on what? do u mean credit card statements? usually most companies allows this. ex, chase and others.. and its completely totally free.

ihope i got your question correctly.


horsecrazy62
EQUIFAX.COM


Night W
Rating
www.givemeyourmoney.com


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