 What happens when you do not pay a loan? |
| A bank had agreed to take 11k for a loan of 20k. I proceeded to give my routing number and bank account. We agreed on the 6th of the month and they would take the payment on the 30th. All this time I ... |
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 Can I "sell" my house to my 19 year old, and get a fresh start? |
My daughter has a car loan in her name, and 1 credit card (no balance). Can I sell the house to her, even though I will be making the payments behind the scenes?
She has no income, since ... |
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 Can I make a larger payment on my credit card? |
| If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should ... |
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 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
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 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
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 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
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 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
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 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
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 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
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 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
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taz_daly | Is there any way i can get a truley free credit report with out joining anything? |
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The First Lady
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You entitled to an annual report for free from all three credit bureaus.
www.annualcreditreport.com |
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MILLIONAIRE GIRL, SHOPPING GIRL
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yes
at
http.freecreditreport.com |
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Jazzy
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annualcreditreport.com
The most joining you have to do is pick a login and password. It's the official site for yearly free credit reports.
I just used it for the first time this summer. I was even able to submit a discrepancy report on-line and I got one thing removed from my credit report! |
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typhon1991
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www.annualcreditreport.com is the product of the law passed recently that gives consumers one report each year from transunion, experian, and equifax. This does not include your score though. If you want your credit score, it will cost you. |
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D!me D!va
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Yes you can get all three credit reports for free every year. |
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Nicki
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There is suppose have been a law passes that you can get a free credit free for each year. But, I've never seen one that doesn't takes you almost to your report and wants a credit card just in case you want to join, that to me is just a trick. The only way I've heard that if you get a turn down for credit. The law requires if you get turned down for credit send the turn down letter to the Bureau and they have to send a reason along with your full credit report. My friend did and they sent the whole report to her right away. |
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donna r
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Yes contact the credit reporting agency. There are three look in your phone book. |
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vanillabeancheesecake37
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You can call each of the three credit bureaus and tell them that you were denied credit and would like a copy of your report. You are allowed one free report a year. So you can call each year to get a free report. Never mind about paying for them online.
In the report you will also have your credit score. It doesnt cost you to get this information. |
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creditscoreguru
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yes. but the three credit reporting agencies make it difficult. experian and transunion want you to spend time online so they can upsell you things you don't need like their fake credit scores. same if you contact them by telephone. the only way to accomplish your quest is by using the printed form and mailing it in. but they bury the form in their website. you can download the form here:
you can download the form here:
http://www.lifeafterbankruptcy.com/links/creditreportrequest.pdf |
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Mariposa
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www.annualcreditreport.com |
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