 What are my chances on a car loan? |
| I'm 18. I've had a VISA credit card from my State Farm Insurance, I got without a co-signer, for 6 months and have been paying it not only every month, but every 2 weeks(I pay half of the ... |
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 I paid an upfront fee for richards_loan_agency , he turned out to be a scam artist, how do I report him? |
I did a stupid thing. I noticed loads of people on yahoo answers recommened richards_loan_agency and said they got a loan of him.
I conacted him and he said he wanted £80 upfront for non ... |
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 I wanna see my loan statement .i mean how much left to pay back? |
| i 've taken a loan 5 years ego and i wanna know how much left to ... |
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 I have no credit and would like my first credit card. What card should I get? |
| I would like the credit card to approve a few thousand dollars or at least one thousand so I can buy a laptop.... |
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 Paid off a delinquent credit card that had gone to collections...? |
They said it would be marked as "paid" but once I agreed to their payment plan, they said it would be marked as "settled."
I did settle for half of what they claim I owed.
... |
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 Does Bank of America have a right to close my credit card without a notice? |
It was my first credit card, and they closed it due to inactivity. Now my credit score will fall because of it. Is it legal to do? The card was in good standing.
Additional Details
They ... |
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 I have taken bank loan on car.i am unable to pay instalment.wat will happen? |
there wore 48 instalments ipaid 20.my son given car to his friend, he is not paying
Additional Details
i have taken loan in ... |
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 Let's say i'm negative in my account...i know i cant use debit...can i still use the credit on my card? |
| i have to pay for some important things...my debit card has debit and credit...can i still use credit even though im negative?... |
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 If I cancel/close my credit card...? |
| I have a couple hundred in my balance on my MasterCard. Can I close it? I mean, I don't want to use this card anymore for other purchases, but even after I close it, I'll pay it off. I just ... |
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 I need Help choosing a credit card!!!? |
| at work i got offered a 7.99% fixed apr on a discover card should i take it or leave ... |
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 So how will everyone be spending their checks? |
How will you guys be spending your rebate checks from the government? Paying off debt? Shopping? Saving?
Additional Details
Oh debt! oh debt! how we love our debts!!... |
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 Credit.......? |
| Does any1 know how to get yr credit rating up (I want to get a lapttop on credit) as to get a credit rating you have to get something on credit but you cant anything on credit until you have a credit ... |
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 Can I just wait out my bad credit? |
| I have really bad credit, from a divorce three years ago. I aquired all the bad debt, and non of the stuff! I have a repo, and a ton of old dilinquent accounts. Can I just wait them out, or should ... |
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 Cosigning for a loan? |
| ok, my wife went to apply for a personal loan of only $1000 dollars. Was told she needed a cosigner because she has no credit. my mother cosigned for her, and she has awesome credit. Between the two ... |
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| Paypal???? |
| do u trust it? anymore online accts like this?... |
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just wondering | Is there any way to remove bad marks from your credit report once youve paid the creditor? |
I have paid my debts off over two years ago and would hate to wait 7 years....please help!! Thanks |
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SPIFIMAN1
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Sorry, but the previous posters are correct.
Derogatory accounts show for 7-years from the date of first delinquency even if you paid them.
That's why they call it credit history. |
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cinderella6619
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you can try sending a( goodwill ) gw letter stating you are trying to get your credit together . you have been paying your bills on time with no late payments.and that you now understand the inportance of a good credit history.I have done this and have had three collections removed. |
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wizjp
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It's a credit report. It shows the good and the bad.
What's there is there for 7 years |
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relaxification
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Time is the best way to fix your credit. Pay everything on time, keep your credit cards at zero or as close to it as is possible, and your credit will improve every month.
Looking for a quick fix is indicative of the kind of person who messes up their credit. Accept that there are no quick fixes and your credit will probably fix itself. |
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hefalump h
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it should show that you have paid the bill in full...on your report...it will also increase your score. even a little of bad information looks good to potential future creditors when they see that you have been diligent in trying to do the right thing and pay off your bad credits.
you are also allowed to write a letter in to the credit bearu...telling your side of things and that you have paid your debt in full...it will be attached to your account and all will be able to see that when applying for future credit...dont mean they will give it to you but it helps. |
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ima_super_geek
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You can ask the creditor to remove the flag, or you can challenge it with the credit bureau. By challenging it, it will likely come off immediately and the bureau will investigate with the creditor. If they think it's worth the effort, it will go back on, but you may get lucky. |
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Cheryl W
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Time heals all wounds, even credit problems.
Get a copy of your credit report from www.annualcreditreport.com, and follow instructions to send the creditor a letter and ask that a statement be included on your credit report. Other than that, see you in 7 years. |
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private
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Maybe if you vote for Hillary, she will change it for you. <}:-}) |
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Space Coast Virtual Services
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mail proof of paid debts to all reporting agencies: make sure to send copies of your id: |
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gernan20876
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CONGRATULATIONS!!! YES IT IS, YOU MUST GET RECEIPTS FROM THE CREDITORS AND CONTACT THE CREDIT BUREAU AND NOTIFY THEM OF THE MISTAKES ON YOUR REPORT, SUPPLY THE RECEIPTS OF PAYMENTS AND THEY WILL UPDATE YOUR REPORT. GOOD LUCK. |
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