 Do you think any private lenders that give out personal loans are real? |
| I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me?... |
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 Florida bankruptcy law.....? |
| Is there a minimum amount of debt owed in order to file a Chapter 7 in Florida?... |
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 I applied for a credit card but it says "declined, no credit history." Why? |
| I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long ... |
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 I've been fraud!!? |
| this guy from Dubai sent me $4000 postal money order for something, i deposited in my bank. and days later, i got notice from bank saying it didn't went through...... i thought postal money ... |
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 I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....? |
| and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????... |
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 I want to refinance my house but? |
| I want to refinance my house but the bank said I have to wait 3 years before I could refinance. We bought the house a year ago already, but would like to refinance to fix some things around the ... |
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 What is ones credit score after Chapter 7 Bankruptcy Discharge? |
| Hi, my husband & I filed Bankruptcy 11/20/2006 due to a local attorney coming after us for $3,500 in medical bills from 1998-2001. We had our hearing on 1/9/2007 and our bankruptcy is due to be ... |
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 Does this hurt your Credit Score? |
If you make a mortgage payment between your grace period.
Let's say you payment is due on the 1st....but there is an additional penalty after 15th....so there is an obvious grace ... |
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 I want to buy a car, How can I build my Credit? |
I'm 18, barely got my credit card 3 months ago so i dont even have a credit score.
Today I went to a dealership to see if i could buy a car(planning for later) and they told me that since i&... |
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 Can someone explain credit card APR to me? |
| Looking to apply for a credit card but i'm confused by APR. What does it mean exactly. I know its a way of charging you for what you spend but how is it worked out.... |
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 What is the best way to establish credit when you have none? |
| I have no credit. I am getting ready to graduate and I am getting married in August.... How do I establish credit? Should I get a credit card and use it wisely paying it off every month? Or should I ... |
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 Bed credit rating? |
| i have defaulted on alot of credit in the past and entered a debt management scheme, i have now been paying my creditors for 3 years without any missed payments through the scheme, i will be finished ... |
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 My employer recieved an order to withold on my wages!? |
| I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these ... |
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 Is my Credit Score good?? |
| I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these ... |
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 What is the best route to take to repair poor credit.? |
| Imake good money but always have had bad cridit I want to buy me a home this year.... |
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 BEST AnSWER GIVING 10 POINTS for the following question? |
| is there any "1500 or less" cash loan offers that will definetly be sent to me with bad credit. any webistes pls not bank loans like the sent to your checking acoount in 24hrs offer. PLEAS... |
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ralph | Is there anybody goes to jail for not paying their credit card balances? |
got debt from a card company. |
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my2sense 793
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No. They just sue you for the balance and have a judgement against you if you owe that much money. Other than that, it's credit reporting. If however there is evidence that oyou opened these credit accounts for the sole purpose of raking up a balance and not paying and there was any fraudulent info given at the time you opened the account, then you can be investigated by law enforcement for fraud and theft. |
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Ashleigh Nix
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I would think the debt would have to be pretty significant for them to throw you in jail. I mean, how do they expect you to work and pay off the bill while you are behind bars!? |
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Classy Granny
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No, there is no longer a debtor's prison. If you don't pay the interest will keep adding on and making your balance higher. They can also raise your interest rate making it even harder to pay. Work on getting a loan or find a card with a lower rate and do a balance transfer |
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TaylorProud
 |
If there is a Debit or Credit Card Fraud involved then you can go to jail, if you use some one elses card.
If you are in default the bank will harrass you at work and at home.
They will take you to court and get a judgement and garnish your wages, your credit score will tank. You will not be able to get a loan or you will have difficulty in the future. They could raise your interest rates, charge you late fees and over the limit fees, until you owed thousands more than you began with and then take on attorney and collection fees. |
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Emily S
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No, you will not go to jail for not paying. However the damage it will do to your credit may make life incredibly difficult for you. There are lots of debt settlement agencies out there that can get your debt reduced so it will be easier to pay off... |
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MadMan
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No. There is no debtor prison any more. |
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Rob P
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No, there is no credit card jail - if so the jails would be FULL!!! |
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Jordan
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yes it's called credit card fraud, and in most cases is a misdemeanor punishable by about 6 months in county jail... |
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soz87
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not in the uk, credit card fraud is different to not paying your bill. fraud is taking somene elses card and spending.
they may take stuff from your house thou, if they apply by the courts for a warrant, or if u own your home they can force u 2 sell bt agen only if they go throu da courts and the judge believes you can pay but wont.
hope you get sorted |
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