 How can I report a person who won't pay their debts to the credit bureau? |
| a man owes me a large sum of money & won't pay. How can I get this to show up on his credit report?... |
|
 HELP! husband has garnishment judgement against him!? |
| While visiting my "lovely" in-laws this evening my MIL gave me some mail of my husbands that she had "forgot" about. Amongst it was a court summons from over a year ago in which ... |
|
 Is it legal for medical bills to go on your credit record? PLEASE HELP!!? |
| Is it legal for medical bills to go on your credit report? someone said it wasnt because of privacy but i have some on mine from an accident i was in last year... if its not legal how do i get them ... |
|
 Has anyone received their Stimulus check via direct deposit? |
| I got my hopes up when I heard ALL direct deposits will be done May 2nd. Is it rumor or speculation? IRS doesn't seem to have updated information but some financial webcites are stating a new ... |
|
 A collection is deleted from my credit report, do I still have to pay them? |
| I made a settlement with a collection company, I did some research on the web and decided to dispute them on my credit bureau, 30 days later the credit bureau deleted the collection account from my ... |
|
 Can creditors still come after you even if the 7 years are up? |
| I was stupid when i was young and messed up my credit. My 7 years went by and now my credit is good, but today I got a suprise letter from a collector about $500 dollars I owe from 1998? I just ... |
|
 Credit ratings? |
| I have excellent payment histories on my rent, my car (a lease), and am generally good with my finances. I don't carry any debt outside of my reasonable student loan. I only have one credit card ... |
|
 I have a credit score of 656 (experian) can I buy a home with this? |
LOCATION: HOUSTON, TX
NEW HOME NO MORE THAN 100K
I HAD SOME LATE PAYMENTS AND CHARGED OFFS THAT I AM TAKING CARE OF.... |
|
 Will it affect my credit score if the mortgage is paid late? |
| SOMEONE TOLD ME IT DOESNT AFFECT IT UNLESS IT IS 31 DAYS PAST. SOMEONE TOLD ME IT AFFECTS EVEN IF ITS 1 DAY PAST.... |
|
 This might seem like a daft question,but i get really annoyed because as soon as im late paying my credit? |
| card,i have the bank phoning me,even at 10 am on a sunday,its so frustrating,does anyone else get that problem?... |
|
 How much will banks typically loan out to someone with no credit? |
| I just turned 18 and I want to build my credit. I have decided that taking out a loan would be the best way to do this. If you have other suggestions, go ahead and try to change my mind! =)... |
|
 I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me? |
| Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of ... |
|
 What is the difference between Bankruptcy and...? |
| With a (very) low credit score, no financial institution is willing to help me with a consolidation loan based on signature (I have no assets to use as collateral). After having lost my job and ... |
|
 I have applied for 2 different credit cards and they both turned me down. do you know why this is? |
Thank you for your recent application for Blue from American Express. After reviewing your request, regrettably, we are unable to open an account for you at this time for the following reason(s):
... |
|
 What happens when you get a positive balance in a credit card? |
| So i bought this item online. And that was sometime ago. now the balance for the credit card that i used is 0. What happens if i get a refound sent to that credit card?? ? ? ;-)... |
|
 I got a call from a collection agency, should I call them back? |
| They left a robo message with their phone number. I'm pretty sure it's about an old student loan, what should I do??... |
|
 The collection agency called my son and when he asked for an address to write them, they refused.? |
| My son wanted to mailed the collection agency a settlement offer and the company said they can't give out the address without a verbal agreement to pay the debt. They wanted an electronic ... |
|
|  |
Albert B | Is there anyway I can get a credit card with bad credit and no money? |
I'm trying to get goverment grants and home business starter kits but they all require credit cards and i don't have one.Does this mean I should just give up? |
 |
 
reitz37
|
Lets say you have an Uncle...Uncle Fred. He asks you for $100 and says he'll pay you back in a month. 30 days go by and no sign of Uncle Fred. The guy doesn't stop by or even call.
After 3 months, Uncle Fred stops by asking for a little more coin. Freddy says, "I know I owe you but things are a little tight. Can I bum another $100 and I'll pay back in 2 weeks when I get paid"? You lend him the money because you think he's a good guy.
Now its 3 months later. You hear that Fred owes Grandma, your sister and your cousin Vinny some money too and they never got their money back either. You haven't seen the lug the entire time but then shows up on your doorstep wants a few more bucks.
Now think about it from the credit card company's point of view....except that you're Uncle Fred and instead of owing $200, you might owe them $2000 or $20,000. They know (because of your credit report) that you may owe(d) money on another loan and was slow to pay them back as well.
How anxious are they going to be to loan out money to a guy? |
|
kiya
 |
Well if you have bad credit you can get a credit card. If you have poor credit, you can't. See people think that bad credit and poor credit is the same thing and it's not. find out which you have and go from there first. |
|
BabyDoll_301
 |
If you need Credit Card and have Bad Credit try.. www.orchardbank.com. They report your monthly review to 3 major credit bureau. So, it helps you build your credit. Make sure to pay on time! Good Luck :) |
|
Jodie A
|
yes, walmart and some other stores have a prepaid credit card and it is used as a debit card. I have had a few people ask me that question so they could buy the starter kit for Discovery Toys!! |
|
Saw V
|
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.
http://debt-trap.com/category/Bad-Credit-Credit-Cards.html |
|
~Nina~
|
When I had bad credit (a LONG time ago...not my credit is excellent), I had to get a secured credit card. Which means that my credit limit was very little say around $300, but I had to put down about $100-150 to even get the card. Then, my credit started building up while I maintained every payment on time and paid more than the minimum payment. Yes, as a poster stated above, you would need income, of course, to start the business. |
|
bud68
|
Do you have verifiable income? That is a must. |
|
madams441
 |
Radio Shack has a pre paid visa or mastercard. $9.99 to get it, $4.99 each time you refill it. |
|
kevinmac9999
|
You are screwed. Get a partner with some credit and interest and you might have a chance. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 28 minutes(s) ago
| | | |
9 | 49 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 4 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
8 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
