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 Ive had a really bad month and dont have the money to pay my rent...?
in my lease if i dont pay by the tenth they start the eviction process... short of robbing a bank what can i do to keep my apartment i have nowhere else to go
Additional Details
wow some ...


 Credit card suing me?
i just got the letter from there lawer..to go to the court next month(i live in Florida) i owe them $ 900..
What i sould do..can i call them to settle this or i have to settle this in court?
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 Is their any kind of debt program that will work,for people in debt?
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 Why do credit inquiries lower your credit score?
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 What does it mean when it says " charge off account" on your credit report?
I was looking up my credit report and under a credit card it says the account was charged off.... what does that mean??...


 Credit Question?
I recently turned 20 and have been living on my own for the past year. I currently carry around $5,000 in credit card debt on 3 cards. I'm having a bout of bad luck as I lost my job about 2 ...


 Can i sue someone for my down payment if they got my car repossessed, and they were a co-signer?

Additional Details
I was out of work and the cosigner told the dealer they were going to make the payment for that month and they didnt...I didnt hurt anyone's credit because it ...


 I owe alot of money in credit card debt. can they put a lien on my condo if i cant pay my bills?
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 Is it illegal to type in random numbers for credit card information?
When making an online ...


 When buying something on ebay, is it best to use a credit card and what legal protection does it entitle?
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 If you don't pay your T-Mobile balance on time every month, does that affect your credit score ?
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 A question about depositing money in the bank?
okay i have a bank account at chase bank
if i want to deposit 100$ cash can i do it at an atm machine, ordo i have to do it inside the bank??

and how long will it take before i can ...


 How to get my money back?
i joined the bally total fitness with a friend like a couple months ago. he doesn't have a bank account so i co-sign for him. the total amount of his and my member ship is $4068. couple months ...


 Defaulting on a car loan?
I have a car loan that i am struggling to pay and am considering Cancelling the Direct debit. i have checked all other options and this seems to be the only way to free up some spare cash. the loan ...


 How can I improve my credit score quickly?
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. ...


 I'm upside down with my car for $7000 what to do....????
I bought a brand new car a year ago. My car payment is almost $500. I will like to trade in for another car that worth this payment but my payoff is $20,000 and the trade in value is $13,000. So I�...


 Rental car holds!!?
Do all rental companies put a hold on credit cards when renting? I tried Thrifty when I was out in LA and they where going to put a $400 hold on my card, I cancelled it 'cuz I needed the money ...


 Will a foreclosure effect your credit rating worse than bankruptcy?
We are filing for bankruptcy and will lose the house one way or another. If the foreclosure goes through, we can live in the home rent-free for perhaps up to 10 months. Or we can try to do one of ...


 Cosgined for my sisters engagement ring?
My sisters BF bought her an engagaement ring in October. He doesnt own a credit card so he has no credit history, good or bad. He opened an account with the jeweler and I ended up cosigning with him. ...


 What is the deal with these online advance payday loans?
The bills aren't added up right and i need some extra cash for my shots for LPN school.
My question is: Do these things work and how? Do they go off credit? How do they determine how much ...



Little Hulk
Is there anyway to erase credit inquires that you have on your credit report?
When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?
                     
 




heartbreaker6713
yes you send them a certified letter (it may take a few times to do this) but you send them a certified letter stating that you want the inquiry taken off your report. Becuase if you have an inquiry but you don't end up opening a line of credit it looks like you were denied which is not the case. They will remove it if you tell them you weren't denied.


AB
I don't think you can erase inquiries. They are not going to have a drastic negative affect on your score as long as you don't continually apply for credit. They will fall off of your record after 2 years and affect your score less as time goes on. Your score is mostly affected by other factors such as credit history and your debt to credit ratio on accounts such as cc's.


Amy_S
Rating
by getting them all at the same time. I learned this at a home-buying class. If you have your credit checked so many times within a two week period it only appears as one time.


coreys1247
Rating
Yes, you can dispute them.


Here is a free kit and a sample letter you can use. http://www.expert-credit-advice.com/free_credit_repair.htm


Here is a company that does it: http://www.expert-credit-advice.com/credit_repair_service.htm


sexytrojan
Rating
no


Vadalia
Rating
No, they're considered "hard" hits (as opposed to "soft" hits where you check your own score, ect)

Those inquires are kept because it sends red flags to lenders if you're looking to get a lot of credit in a short amount of time. However, if you're shopping for the best auto loan or mortgage rate and a lot of the inquires happen in a short period (usually about two weeks) it shows as one hit.


Mariposa
You have to authorize the inquiries. If you believe someone made an inquiry without your approval you can send them a dispute letter. Below is a link which contains a sample dispute letter for an inquiry.


NONAME
no just wait 2 years


mart1gon
Rating
i think not


ML
Rating
they will not remove any inquery on a CBR. They do however drop off at the end of 90days.


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