I'm a single mom with good credit standing. the problem is I have too many cards and my spending has gotten out of hand. I'm not in collections but my whole paycheck goes to these bills. I&#...
What happens if you just don't pay your credit cards and don't declare banruptsy..besides ruin your credit..what can they do to you? Additional Details My friend has 150K in CC ...
I am wondering how much credit I have to have in order to get a decent home loan. I only have one credit card. I pay it off on time and in full. I have spent maybe about $6,000 on it. I also had one ...
This debt is 10 yrs old, so it is past the statute of limitations. It is not on my credit report, yet I wish the phone calls would just stop. Is there a way to do this, or sue them to stop?...
I need some help with my current situation. Im 19 and I applied for 1 credit card when I turned 18 through Bank of America. I was really responsible with it, only making necessary purchases, paying ...
I have a Credit One credit card with a $200 credit limit on it. The bill is due tomorrow (Wednesday, July 19) but I just mailed out the payment today. Will my credit be affected by them receiving it ...
My husband has two negative items on his credit report and they are medical bills from a now closed hospital. He had a staff infection and without insurance at the time. The hospital is now closed ...
They were very aggressive and told me that I had to come up with $1400 by this Friday. When I told them I would need more time or propsed a payment plan they furiously told me that they would call ...
I just want to know if its worth it to pay alot of money to this collection agency. I ve been told that its not going to help me in improving my credit. In my credit it shows as a charge off....
I have $1,000 worth of credit card debt, which I plan to pay off in full tomorrow. I'm in my early twenties and don't have much credit - what I do have is riddled with late payments because ...
There is a place to get a completely free credit report.
https://www.annualcreditreport.com/cra/index.jsp
You pay for nothing unless you want to look at your score. You dont even have to enter a credit card number. Also don't check your credit report every 4 months as another user suggested. Too many inquiries will lower your score.
Adam
http://www.freecreditreport.com you can get 1 free report per agency per year. there are 3 major agencies. do it every 4 months with a different one and it will be easier.
southernfordannie
I have searched for this as well and I would say no there is not. You can write to Equifax to get a free copy of your report
Tom
Contact any of the credit bureaus and you may request for a free copy of your credit report.
Below is the contact info. for all 3 major bureaus.
EQUIFAX INFORMATION SERVICES (EFX)
800 685-1111
P.O. BOX 740241
ATLANTA, GA 30374
TRANS UNION (TUC)
800 916-8800
P.O. BOX 34012
FULLERTON, CA 92834
MissKathleen
I've searched the net and NO, there is no place to get a free credit score. Even www.freecreditreport.com requires you to join Triple Advantage Monitoring and cancel before 30 days is up or else you get charged $12 per month. That's not bad though for a credit score. Most other places charge a lot more....Good Luck!
trade_info
amazing how many people are clueless about things. it is now required by the federal government that they provide the reports. some of the answers have it ...
baickle
UUUHH............NO.
Not without some sort of commitment.
dj27
https://www.annualcreditreport.com/cra/index.jsp
Identity Theft Secrets
Credit report - Yes - see source for no obligation report
Credit score - NO - Unless you've been recently turned down for a loan and are resourceful enough to get the lender to provide you a copy of their credit report on you....which may actually contain the credit bureau 3 digit score and/or Fico.
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