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 Bad credit?
ok i am 20 i have a scroe of a 520 4 monthes ago my score was 467 i have 3 credit cards 2 visa abd one target how long will it take for my credit to get up to a 600 when i credit condser good i ...


 How would having too many credit cards even if I don't have balance due on them can affect my credit?
I have 4 credit cards and I recently got a new one, currently i only have two of them with balance. Even though i have no balance on the other ones. can these affect my credit? should i cancel a ...


 When my finacial condition will improve?
DOB : 20.10.1949 : 05.30 hrs JaipurR...


 Can a prepaid master card help to build-up the credit score?
I need to build-up my credit score. I realised the importance of it very late .And now it is hard to find some financial body who is interested to provide credit card to me . So I thought of buying ...


 Does having a very high limit on a credit card hurt your FICO score, if you pay off the balance every month?
...


 Lost, never used credit card Capital one?
i received it in the mail months ago, and i never authorized it.. just threw it away. Now when i try to apply for another one, it says i already have an account. Which i do, but i don't have ...


 Got a credit card offer from bank of america..are they good?
i already have 1 bank of america card....now they sent me an offer with another with a pretty high credit line. are they a good CC? i have only had the first for a month and transferd my balances ...


 Can you get a credit card with no job, but with government payments?
Is it possible? Government payments are a source of income.

If your application is denied, do you get a bad credit rating?

I've never applied for a credit card before, so ...


 How can I fix my credit!?
A few years back i was a victim of identity theft and unkowingly racked up a few grand in credit card bills. The problem is the thief was a relative so i didnt press charges. I have always paid my ...


 Will the police be involved in a cash card fraudulent transaction ?
my friend has foolishly intercepted another friends cashcard when it was posted to their house, she has gone into the bank and withdrawn money on this card, will the police be involved and will my ...


 Help what do i do collection agency atty frederick j hanna & associate took out $780 on my bank?
I talked to the associate and made a deal with them to have it taken out on the 21st of dec.not on this payday.I even ask for sure if they will really take it out on the 21st of december,and they ...


 How does paypal work?
I never used ebay before...gasp.

yeah so i was wondering if you have to pay with paypal or if you can just charge it to your credit card.

how does paypal work exactly? is it ...


 Www.annualcreditreport.co... doesn't work. how do i find free credit report?
...


 Should my credit report say discharge bankruptcy chapter 7 / charge off?
...


 Has anyone claimed for their bank charges back?
obviously someone has, just wondered how long they took to do it, Abbey are stalling with me and causing me all kinds of problems in life *sigh*...


 How to pay my hsbc visa card bills while am in overseas?
I have a HSBC credit card from singapore and am currently stationed in Thailand for few months. How can I pay my HSBC credit card payment from here....


 Can you ask credit Card Card companys to defer a payment for one month?
Can you ask credit Card Card companys to defer a payment for one month? Or a Car payment?

My husband lost his job awhile back, he is having trouble finding a job and we have had several ...


 Credit Repair.?
What is the real skinny on Credit Repair. Seems it costs quite alot. Is it honest and worth it. Can someone shed some light on this for me. Can't I do it myself and save the dollars and where do ...


 Why do credit reporting agencies make it so difficult to clear your credit?
judgement placed against credit, judgement was paid I have the paperwork but trying to find out about sending it to transunion, experian etc is a royal pain....


 Credit card question people?
so if im 17 and get a credit card will they take out money every month?...



melissa w
Is there really such a website for a free credit report?
Every website Ive been to, is saying there free but want my card info. I dont want to be charged after 30 days or better yet not give out any payment info. I want a free credit report. Does anyone know if there is such a thing?
                     
 




a heart so big
Annual Credit Report.com (without the spaces).

You can get a free report from each of the three agencies once a year. You can do all at once, or one every four months (one at a time). You'll only have to pay if you want your FICO score.


Yanswersmonitorsarenazis
Rating
http://www.annualcreditreport.com

That's where you get the one free credit report per year that the law requires you to be able to get.

You will NOT get your scores for free though. Those you still have to pay for.

If you know any mortgage brokers though, they can probably pull your report for 1/3 the cost of buying it yourself.


Charles
Yes there you can get your credit report for free. Understand the difference between credit report and credit score. You have to pay to know your score.


Luis
Rating
I don't think so, i have a friend who signed up and as soon as she was finished called and canceled. Pretty nifty if you ask me


butterfly
Rating
I have had the exact same problem. I finally found Expedia where you could mail them a request for a free credit report. That was three months ago- I am thinking they are not going to reply.


Yvette B yvetteb
yes there is, and you are entitled to one free report, per agency (there are 3 major agencies), per year.

these are the agencies:
Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
1-800-685-1111
_______________
Experian
P.O. Box 19719
Irvine, CA 92623
www.experian.com
1-888-397-3742
_______________
TransUnion
P.O. Box 2000
Chester, PA 19022
www.transunion.com
1-800-916-8800


these are VERY helpful....
CREDIT REPORT INFO / REPAIRS

http://www.bankrate.com/brm/news/cc/20040116b1.asp

https://www.annualcreditreport.com/cra/helpfaq

http://www.bankrate.com/brm/news/forms/credit-report-error-fix.asp

http://www.bankrate.com/brm/news/bankruptcy/20070313_credit_report_stains_a1.asp

http://www.bankrate.com/brm/news/forms/credit-report-error-fix.txt

MORE FINANCIAL INFO
http://www.kiplinger.com/columns/starting/archive/2007/st0221.htm


starfish
yes and you can print it out its www.annualcreditreport.com
you have to fill out alot of info to make sure its you then it pops up but you can only use it once a year.


twv706
Rating
There is a website. Go to http://www.bad-credit-credit-card-for-people-with-bad-credit.info/annualfreecreditreport.html and it has a direct link to the FTC, this is wher you can get a honest free credit report with no catches.


Al M
Rating
I saw on TV you can go to freecreditreport.com


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