 How to build great credit fast? |
| i have a credit card that i pay off every month but its only been like 4 months. and my brother says dont pay it off just make the minimum payments cuz its better for your credit that way. i always ... |
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 Credit cards? |
| hi i'm looking for a credit card that dosent require you to have an savings or checking account do you know of any that i can apply ... |
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 Can I get credit after being made bankrupt? |
| I am now discharged from being bankrupt but can I get credit? And if so, how much approx. will I get? Example: car on HP???... |
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 Has anyone heard about a credit card company named"Juniper"? |
| I got an offer from Juniper through the mail, APR is 8.99%, no annual fee and plenty of other benefits. When I called it sounded very unprofessional and even the recording sounded home made. I felt ... |
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 Why would my credit score go down 15 points in a month, when nothing major has changed with my credit? |
| I'm not deliquent on anything. I have the same bills as before. I'm not sure what could have caused it to fall 15 points.... |
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 I was a victim of identity theft i don't have a credit card so how do i get a credit check? |
| this all happend when i was under the age of 18 but i cant get a any credit and every time i try to do a credit check it tells me i need a creidt card i have never had any creidt cards i do however ... |
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 Bad Credit and No One will rent to us!? |
| My fiance and I have tried submit applications for 7 apartments in our town, and NO ONE will rent to us, because his credit is horrible..He recently paid off his debt on his credit card, and it did ... |
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 Is my credit messed up? |
| Im new to credit cards and my mother said she will help me by paying them for now. So I left it up to her. I checked my account online and it said I was 5 days over due on a credit payment of 20 ... |
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 Can this go on forever? |
| A negative action on my credit report is supposed to fall off in 3 years according to what I see here. Can the collection agency renew my status as active or sell it to another agency to collect with ... |
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 Does bad credit ruin my chances of obtaing an auto loan? |
| i am applying for an auto loan through hbsc and i currently have a low to fair credit score. i also have a credit card that is closed and still unpaid. does this ruin my chances of being accepted for ... |
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 Repairing credit-Is it true old debts do go away after time? |
| I am trying to get an apt., so I recently had my credit ran, thought I had really really bad credit, turns out I only have two recent accounts in collections, which I've already requested ... |
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 If an overdue account is sent to collections, how long before it's on my credit report? I was told 2-3 mths... |
| I had three cell phone lines with Sprint that I decided to cancel because Sprint's customer service is the worst. Anyway, since I did it before the contract expired, I'm being charged the ... |
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 What happens if I have an unpaid credit card bill and I do not work therefore I don't have the money to pay it |
| A "Law Firm" out of CA called me last week and spoke to me about a credit card bill I had that is past due. The man told me that the Office turned the bill over to them because it was past ... |
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 I applied for a loan. My credit rating is poor but it looks like i was accepted? |
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!... |
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 Can I cancel my credit cards before the balance is paid off? |
Hi,
I just got out of graduate school and have a lot of credit card debt on several cards. A few have decent interest rates. It would be great to cancel all but a few and keep paying them off. ... |
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 Repo question and a general credit rating question too!? |
| Okay, this is a little complicated. My fiance and I are about to get married and want to buy a house, among other things. Basically, we're trying to get his credit rating higher, because in his ... |
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david o | Is there such a person or persons that can fix your credit score by paying them? |
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Kuji
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Yes. Your creditors. |
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jduck1979
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There are, but they're all a con as from what I've read on the US version of "The Motley Fool" they use illegal methods such as posting false documents in your credit file to make it look better, and these people are known as "Debt Dr Evils" on Motley Fool USA.
http://www.fool.com/ccc/check/check05.htm |
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SPIFIMAN1
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Yes and they are scams. All they do is challenge every negative item on your credit and the credit bureaus have 30-days to prove the information true or they have to remove it. Most times it takes over 30-days for creditors to respond so for a short time your report gets better but then when all of the information is in the negative item return.
Now if there is something on your reports that truly is wrong, you can challenge it yourself. You do not have to pay any one to do this. |
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dazz_delamorte
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There are companies who will help you get bills paid by getting them reducing and or making reasonable/better payment arrangements which results in a fixed (fixed as in better) credit score .. oh yeah.. and there are probably hackers or corrupt credit score workers who would take your money to illegally change your credit score. |
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josephcodner
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yes there is, but to be honest you'll be better off fixing your own credit. The only thing them people do is call up the people you owe money to and negotiate for you. You can do that your self and use the money that you would've giving them to pay off some bills. credit scores have the potential to change every single day |
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stone m
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Improving Your Bad Credit Report: If you have a bad credit record, check the reason for this report. If the reason is due to late or non-payment on your behalf then, start making the payments to the lender and clear off the debts quickly. Dont make late payments. If you are not in a position to pay due to shortage of money then limit your spending. |
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skirfer
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NO, Only time will repair your credit |
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SG Elite
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No. Its a jailable offence. |
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Steve B
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It's amazing how easy it is to take money off people who are poor and in debt ... ... essentially, if you are incapable of managing your own finances you will be fleeced by every cowboy who comes along with his new 'snake oil' cure-all 'Consolidation Loan service' , 'Credit Fixing service', 'IVA service', 'Bankruptcy service' etc etc.....
If you have poor Credit rating, why pay good money (which you can't afford = don't worry Sir, we can arrange a Loan for you over 5 years that will be less than £2 a day - yeah £1.99p a day for 5 years is £2,905 but most of the victims are quite incapable of working this out :-) ) to someone who will only do what you could have done yourself to 'fix' it ?
Essentially you contact all those to whom you owe money and ask them to confirm that the debt has been satisfied - if not then you offer to settle for a fraction of what you owe (the Credit Fix cowboy will add any money he has to pay out to you new loan).
They also write to the Courts asking for each separate Judgement against you to be set-aside. The Court contacts the person/Company/Bank who sued you to check if you have settled the debt, however a lot of big Companies (especially Banks) don't respond in time (lost paperwork etc) so the Judgement is set-aside 'by default'...
Finally they contact all the Credit Rating Companies (Experion ect) and inform them that all the Debts have been settled - these companies contact the Courts etc to confirm and 'bingo' your Credit record has been 'fixed' ...
Look it up in the Internet = you can do all this your self ... why pay some-one else £100 a letter to do what you can do ? |
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TeeGee
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I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. |
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