 How did your credit get ruined? |
| I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis ... |
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 What is the best way to start building your credit. I'm 18.? |
| I just turned 18 in June. I was told the only way to start was by getting a department store card and then moving on to bigger things. Well, I applied for a JC Penny Card and was not approved because ... |
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 Why can't I get a credit card? |
| I see people all the time who have 25,000 in debt for school loans or people who get pre-approved credit cards in the mail on a daily basis who have NO business having them. I am a 25 year old male, ... |
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 I have no credit history. Should I get a credit card? |
| As the question states, I have no credit history. There is no way I can get someone to co sign for a loan for me. I was just wondering if this was the best way for me to get a credit history if I use ... |
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 I got a letter from Capital One...I think they are suing? |
| I defaulted on my Capital One Card less than a year ago. I recently moved, had the post office forward my mail but unfortunately a letter from Capital One went to my old address at my parent's ... |
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 Do Credit Unions carry out credict checks?? |
| Hi just wondering if anyone knows if Credit Unions carry out credit checks. I doubt very much that they do as they are supposed to be there to help people. I applied for a loan on Saturday and i ... |
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 Payday loans yes or no.? |
| Well it's almost christmas. If you were short on cash for christmas, say around $500.00 would you consider a payday loan yes or no and why?... |
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 I need help with my debts? |
I HAVE LOTS OF DEBTS THAT I WANT TO GET RID OF BUT I DON'T KNOW WHERE OR WHO TO ASK FOR HELP!!! SHOULD I GET A DEBT CONSULTANT???
Additional Details
no i don't own a house and ... |
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 How do I get my credit score? |
| I went to annualcreditreport.com and did my credit report, but how do i get my score? Can I get it for free?... |
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 Finding a home loan when my credit is bad, where can I turn??? |
| My credit is bad because last year my husband became ill with liver cancer. We have been trying to get back on our feet. we can afford a mortgage but no one will give us one because of our credit. T... |
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 Has anyone ever heard of this credit card? |
| I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know..... |
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 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out? |
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?
Sorry for all the questions, Im just really curious!!! I would ... |
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| Whats a good beginner credit card? |
| i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's.... |
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 What would you do if a family member stole your credit card? |
| I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ... |
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 How do i use a credit card??? |
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
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Hey yall should ... |
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 Was there credit use before credit cards??? |
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if you can pls explain your answer.... |
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Jean A | Is this Credit fallout because of the borrowing to pay for the war.? |
I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not the reason for the crisis or am I being too symplistic or is everyone else being naive? |
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SPIFIMAN1
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Actually this goes back to 1999 when Bill Clinton asked Freddie Mac and Fannie Mae to loosen up their guideline's so more under privileged people could buy homes, he was told then that it would work as long as our economy was sound but that if it ever faulted the Government would have to step in and bail them out. |
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Studly
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Ahh......people just love to blame Bush for our problems.
Why isn't Congress (under the control of the Dumbocrats) getting any blame? Why isn't the press examining the Senate banking committee? They have oversight over this!
But ok, lets blame Bush. But hey! Look at those gas prices! I guess Bush gets credit for dropping the price by 25%!!! They were $4 a gallon, now I'm paying $3.05! And they are still falling!
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dels replies
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No it is all down to greed of American bankers and lenders. Until this Money is God attitude exists it will be with us, Must move away from a capitalistic society |
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curlywurly
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what war |
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src50
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No. |
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Fran H
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No, we are suffering in the UK same as all other countries. Just more greedy fat cats wanting too much on share deals.
It was just waiting to happen, but doesn't help hard working people does it.
UK based |
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maca
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it is because of greedy banks lending money to people who could not afford the repayments, but making millions of pounds of profit initially for them then paying ridiculous amounts in pay, pensions and massive amounts to large shareholders it will be interesting to see how much profits the banks make over the next five years or so to pay back the government loans they have received |
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Dan
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people are just borowing too much money so they cant pay it back therefore the banks have no money and have to close down/rely on govt. funding |
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curicta85
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the collapse is because most of North America lives on credit. Every average person has a mortgage and/or a car bought on credit. |
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Polonius☆
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There is no one event which triggered it off, but a large combination of events. Some of which are....
1. War on Terrorism
2. Speculators / Investors
3. Banks them selves: They were giving out mortgages and selling the deeds to investors and then giving out mortgages again. This led to big book debts and little cash left when the investors pulled out of housing.
..and many other events.. |
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Biggie @ Arbor Mortgage
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It is everything, but mostly, the Bush admin. - They have been in denial for a long time! Everyone is scared right now to do anything. People have lost a lot of their retirement & there has been no control over a lot! |
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