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| I want to apply for a stafford loan because my grant isnt enough this year and they wont give me money for summer classes. Is getting a loan good or bad for credit. My parents are going to pay for it ... |
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 BANK OF AMERICA SCREWED ME OVER - I NeeD HELPP!!!!!? |
| I have a checking and credit card with them. I set up my credit card payment to come out on the 10th this month online via bill pay, for some reason it came out on the second, and they are telling me ... |
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| If I use a credit card check, does that count as a cash advance? Or, is it different by company?... |
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 Can my capital one credit card do this?!?!?!? |
| My payment for Capital One was due yesterday on Friday.. I didn't get my check until yesterday.. so I put it in the bank and when I tried to go pay it today they had charged me a late fee!!! I ... |
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 Im 18 years old. Do i have any chance getting a loan/mortgage? |
I need to get a loan for 270,000 for a house.
Additional Details
i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 ... |
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 Store card debt...shall i put it on a credit card with 0% interest for 6 months..? |
| I have got a debt of £600 on a store card. Would it make more sense to transfer this to a credit card that has 0% on balance transfers and 0% interest for 6 months and pay it off via this instead of ... |
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My brother would like to pay off an outstanding loan but the only way he could do this is by getting a credit card and using the credit to pay off the £2000 loan.
My sister told him you ... |
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 Getting a loan to pay of credit cards right or wrong thing? |
| i have 4 credit cards which are up to the limit and an overdraft, i have been offered a loan to pay it all off £7500 over 5 yrs, the monthly repayments are just over £200 per month my minimum ... |
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| I don;t own a house. need about five thousand dollars.. please list sites..... |
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| Or is it better to use any extra money toward unsecured credit card debt?... |
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 I live in Pa and have a few hospital bills. Can they send them collections even though i'm payin them? |
| something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In ... |
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gerryhattrick2020 | Isnt direct debit meant to be free ? i am being charged 15p per dd by my bank.? |
Additional Details
im never overdrawn, its only a service account for wages to be paid in, but i always have the amount to cover my dd, aint it illegal to charge for dd ??
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 |
 
K B
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Change banks straight away! Unless they are charging because you are already overdrawn or something? |
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claimbankchargesback
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No, its not illegal, its the same in effect as a shop, the banks can charge what they like for services.
(Different for bank charges as these are penalty charges for breach of contract).
Charging per direct debit though is a service fee and the banks can charge as much or as little as they like!
The solution though is to change banks, most banks don't charge for direct debits. If enough people leave they would be stupid not to scrap the charge.
The trouble is most people moan about things like this, but never actually take action such as closing their accounts. People are far more powerfull than they realise in numbers, individually it won't make a difference, but if everyone starts leaving then they will take notice! |
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JOHN R
 |
No it is not illegal but it is most certainly unusual. Unless there is something particularly special about your account I suggest you take your business elsewhere |
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Pimp Master G
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Ring your bank and tell them they've been charging you for a free service, if in doubt check the details of their terms, conditions and charges which they should have given you when you signed up with them.
I'm sure they'll offer to refund you, if they don't .. move your cash. |
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Steve B
 |
I assume you have a Business account (= It's only free for personal accounts) |
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angler
|
The BBC take £5.20 year extra for administration.When paying
TV license fee quarterly. |
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Schuutz
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It's time to change banks, methinks! |
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Rachel C
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For many if not most business accounts, virtually all transactions have some sort of charge.
If all your transactions are done online, why don't you consider moving to HSBC's Direct Business account (NOT their traditional business account). With the direct account, the only transactions you pay for are ones that involve human beings getting involved (and even the first one or two of those are free e.g. paying in a cheque). I do almost all my business electronically and so pay no fees whatsoever - something of a rarity for business banking!
Only applies if your turnover is less than £500,000 p.a.
http://www.hsbc.co.uk/1/2/business/accounts/business-direct;jsessionid=00005msQuksnrmx-y8meZedTr2V:11j71ffl3 |
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cairn4lodge
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i'm with Natwest and do not get charged for d.d, but friend with HSBC does get charged even though plenty in his account. |
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littlemissgio
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thats wrong!! dd are set up for free. contact the finicial ombudsman to claim it back. |
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myers320@btinternet.com
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definitely change banks, that's wrong! |
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