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 Can my boss prosecute me for charges on credit card??
I am an assistant in a company and I have a company credit card in my name. I just quit my job and my boss is saying me is going to prosecute me for charges on the credit card. The charges consist of ...


 Help w/ card?
is it possible to use my debit card as a credit card if i have a mastercard logo on it? I am looking to purchase a computer from dell online....


 Is it legal for creditors to report to all 3 credit bureaus?
...


 Should I get a gas card to improve my fico score?
Im looking to improve my fico score, I dont have any credit cards now. Just a few old debts Im paying off. Would a gas card be helpful enough on the FICO?...


 Can a mortgagee"buy" their own loan from a bankrupt lender for less than is owed ?
Our mortgage lender has filed for bankruptcy protection. We assume that our mortgage in the bankruptcy proceeding will be sold to another lender at a greatly reduced price. Example: We owe $200,000 ...


 Help!!!! my perfect credit is at risk?
I have a $2500 collecton acount that's schedule to hit Equifax bureau at the end of this month. i recently check my credit score and it's currently 729 with Equifax. I can't afford ...


 Do you think I would qualify for a $100,000 home loan with a 685 FICO score?

Additional Details
My credit score is 700 I dont have bad credit! I have a couple things paid off that are in the thousands, like my wedding ring. I only have 2 credit cards with ...


 If I have a downpayment of 25000 and a credit score of 580 can I get a home loan?
Can I get a loan on a 100000 dollar house with a downpayment of 25%, a credit score of 580 and an annual income of 23000?...


 Can a credit card company have a debt collector take you to court?
I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they ...


 Should I consolidate my debt?
I own a small business. I am $75K in debt across 8 credit accounts. My credit score is 698 and my credit history has no faults (I do not have a history of late payments, etc.) This money though, is ...


 Have I done the right thing?
So I called GC services and the same guy I talked to and I had a more pleasant conversation. I agreed to pay $25 to promise that I would then pay $500. I got another loan, so I can pay it. He agreed ...


 Failed to get approval for credit card application!!WHY so difficult??
I'm new in united states and have applied for credit card for 2 times few months ago and were rejected by banks. Is that because of no creditable record in united states so that i don't ...


 Can a collection agency garnish wages on a credit card debt less than $3000?
Since most consumers have an average credit card debt less than $3000 (for ONE credit card each), would a collection agency actually go through all this effort to garnish a debtor's paycheck ...


 My credit score is a 686 can i finance a car?
ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ...


 How can an A/C PAYEE check be Encashed?

Additional Details
I dont have an account or wish not to also......


 How long does it take to receive a second credit card if you lost the first one?
I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ...


 Can I check my credit score at a bank?
...


 How can I raise my credit score ?, fast it is a 563 and I need a 580?
Serious, real people answers ...


 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ...


 Copy credit card (front and back)?
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T...



hugh20
Its simple and I forget. Do you need a pin number with a credit not a debit card?
                     
 




karentanaka
Rating
In general, everyone is correct. A debit card always requires a PIN, and a credit card usually does not.

But, you can have a PIN on a credit card. Some credit cards allow you to make cash withdrawals from ATMs, but you have to set up a PIN beforehand. (This isn't a good idea, usually, because you usually pay an even higher interest rate for cash advances from a credit card.)
Conversely, there are a lot of banks that issue debit cards that can be used just like a credit card too, so you can make a purchase without entering the PIN at the store.
Anyway, it can be confusing, so it is not a silly question.


Kpack
Credit card you need a signature and ID, Debit you need a pin.


sarch_uk
I have pin numbers for both, so does my husband.


browneyedgirl
Rating
debit


Cassie S
debit you need a pin number depends where you use it sometimes you have to sign. credit cards you just sign


ddevilish_txnfml
No, you need a pin number for a debit card. You don't need one for a credit card.


angelstar
you need a pin number for both


powhound
Rating
yes debit

no credit


jamie5987
Rating
Pin number is for debit cards.

You only need a pin number with a credit card if you are getting a cash advance.


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