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 I am 18, should I get a credit card?
Hi, I am 18, live on my own and have a job and I want a credit card. The only problem is, I have no credit and have been refused by The bay, Canadian Tire, Mastercard and Capital one.

I ...


 How many credit cards do you have?
How many do you use? Visa, Masterd Card, Discover, American E...


 I need to find a personal loan for $5000 at 20% or less and pay it back over two years. Is this possible?
My credit is minimal, no co-signer possible. Suggestions would be much appreciated!!!...


 What will happen if i don't pay a hospital bill?
ok, i have no health insurance and i work of the books. I got a hospital bill for $980.00 because i had something in my eye. how bad will it mess up my credit if i refuse to pay it....


 Can i get arrested for using my dads credit card without permission?
i spent like 20 ...


 Credit card for kids?
How can a kid under 18 buy things online? Like i heard about a prepaid credit card. Is it like a card that you put money on, and you can use it to buy stuff online with? help please :]...


 What are the best ways to make money online?
Does anyone knows how I can make money online?...


 I am 22 with a credit score of 635..should I be worried or is it normal?

Additional Details
well i am paying for my own college education....so i guess im cool ...


 What is the PIN number on your credit card and where could it be found?
I'm on a website and it is asking for my credit card PIN number. I've never been asked that before. What is the PIN number and more importantly, where is located on my card? Thanks!
<...


 Can a credit card company take me to court for non-payment on the balance?
I have an outstanding balance with a credit card company in the amount of 1,600.00. I haven't paid on it since August 2005 because of a lot of hard times that have hit me these last 2 years. I ...


 After bankruprtcy how on earth do you rebuild a credit score?
How can you rebuild a credit score when your not allowed credit?? i can't even have a mobile phone on contract! service i now use is on pay as you go cards,phone,elec,council tax etc.. I don...


 Landlord issues!!!?
Late on rent-landlords are asking me to leave on the 15th and then after find new tenents and show the place and pay for every month it is not rented with late fees and interest. I am breaking a ...


 Does anyone have a credit card nuber that I can use really quick if so whats your name first and last!?
...


 What is the best credit card for someone who's never had one?
...


 Got my first credit card today, any advice??
just got my mtvU card today, and its my first credit card. do you have any advice to keep myself gettin in trouble, if yea know what i mean. thanks in advance....


 My daughter as been using my credit card,igave it to her several months ago,but now as refused to pay the bill
i let her use it but not to abuse it.she as been paying the bill all the time but for reasons beyond my control she says that she cant afford to pay anymore.but im in a situation that i cant afford ...


 Credit card question...?
I am applying for a credit card throught citibank. They have a spot to check if I want to add an additional card for a family member....if I put my fiancee's name down, will they check his ...


 I need help getting a loan?
my husband past away in march. I am now collecting widows benifits to stay home with our two small children. I have poor credit due to medical bills and I keep getting denied for loans, and credit ...


 Debt Collection?
A collection agency called me today. This is the first time they've called and they have not sent me anything in the mail. They gave me the name of their company and wanted me verify my social ...


 I just turned 18 and want to get a credit card, but how? I have no credit or anything.?
No one will approve me and that is the only way I can get credit history. My parents won't cosign with me either. Anyone have any ideas?...



lenstar
Ive been offered a loan from nigeria! what do you think?
has anyone else been in this position? what was the out come? any one actualy get the loan or is it a scam to get your detail?
                     
 




&quot;nwa Naija&quot;
Rating
do nothing


liongirl_40
Depends on how desperate you are ................ anything out of there cannot be good that country is very very corrupt !!!!!!!!!!!!

I am sure you can get assistance from someplace in your own country.


tonto the great
delete it .it is a CON,get them all the time .ignore


Dry Dreamer
Rating
It is as you say a scam to get your details... delete it


thepenismightier
I think you're the first guy to get a loan offer. Most of the rest of us get offered inheritances from some victim of a plane crash/oil fire/train wreck.

It's a scam. Keep your mitts off.


taxed till i die,
Rating
One word SCAM.


jet-set
Are you the last person in the world to hear it's a scam??


Finbarr D
Scam. Lots of variations of scams from there. It is a full scale industry to part gullible people from their money. Usual rule applies, if it looks too good to be true then it is too good to be true.


SG Elite
Rating
Its a 100% scam. I'm sure they'll ask you to deposit a fee to kick-start the loan. Once you've made the payment they'll never connect with you anymore. Never ever trust any Nigerians. They are reputed as the world's tricksters.


Paul
WHAT EVER YOU DO,DO NOT TALK TO THAT GUY. he probably goes by the title of "Barrister" correct? And he"trusts you" Yes he tells you that you are the next of kin to a "multi mllion" dollar win/inheiritence that you were contacted by someone. DO NOT TALK TO HIM. I'm very sorry to say but you lost your money sending it to him.The loan is a fake. Believe me that he is horsesh@ting you.I was in your position and I lost 8thousand dollars to that fuking scam..after i researched it my mouth dropped.i was severely depressed..trust me my friend what ever your doing stop it! he is going to try to steal more money from you. He is additionally going to send you "Documents" such as (Change of Ownership,Deposit Slip, Payment Slip,Affidavit of Claim,and many more) very very very sorry to say but if you sent your money over to him you will NEVER see it again. THE BANK LOAN IS A LIE! Just stop talking to him and ignore his e-mail responses..HE IS STEALING FROM YOU! Additionally he has partners im sure it goes something like this guy contacted you told you,you were getting 15%+? of the money and to contact a company comply with them,then contact this "Barrister" character and send him money.(thats what happened to me) These scam artists work in groups..like they will "talk to the bank manager"? yeaa in fact they just give there partners numbers..and fake you some more..DO NOT SEND him any more money!!!!!!!! you are a victim of a 419 scam..


MeMe N Only Me
SCAMS lots of scammers in nigeria. Dont bother just Ignore it.


mikydotcom
Scamscamscam!


bubbyroller2000
It's a Con!!!!!


KathyS
Rating
It's a scam. All those nigeria emails are scams. I get them all the time.


tammipup
I've had MANY of these E-mails, myself, - and, deal with each one, in EXACTLY the same way. Don't OPEN it, - BIN IT, - then EMPTY your "RECYCLE BIN" straight away! I do this with ALL "MAIL", that comes to me "UNSOLICITED", - or arrives, without an "ADDRESS", that I recognise! It's a CON, to try to get you involved in CRIMINALITY, - i.e. MONEY LAUNDERING, - you COULD, - in THEORY, at least, end up, in PRISON!!


niamh
Scam...don't do it!

(Never trust any Nigerians??? I think that's a bit steep....can't judge them all by the few that scam....just my opinion!)


barneysmommy
It is a scam to get your details. It has been going around for a while. delete the message and ignore


katie88
Rating
Scam Scam Scam


Suz
it's money laundering....don't get involved!


trigga1uk
Nigeria seems to have aqquired a international reputation of being a nation of scams and conman and nothing else. They are going to have their work cut out to change this.


girlie
Rating
Doesn't the fact that Nigeria is a third world country ring alarm bells for you? Can they afford it? I'd ask Mum for the money if I were you.


janmarieshemale
Rating
SCAM !


Faye H
Don't know what country you are in but there have been tons of reports here in the U.S. about loan scams from Nigeria and a couple other countries now. I guess this is their new scheme.

No one here that tired to get a loan ever actually got one. After they have you send them a bunch of information about yourself (your identity) they then tell you you're approved and ask you for your bank account numbers so they can wire the money directly into your account.

Now they have enough personal information about you and your account number and the next thing you know, your bank account is empty.

The other variation is, they tell you you have to wire them (they like Western Union a lot) a security deposit. You wire it and you'll never hear from them again.

It's a scam. Don't do it and don't give them any information about yourself.


Guerrilla M
I have got countless emails such as this and they are all variations of an age old scam! Like with the lottery emails, this is bogus and you won't ever receive any loan money, and the bottom line is that something will always come up in which you will need to send more money. You could allow these people to bleed you dry as they will ask and ask until you break ties with them. They are scamming you for your account information, I.D. (which they will steal), and your money.

There exists a certain form of immoral degenerate that trolls the internet searching for suckers who believe that they have gotten very lucky and won a lottery which they have never entered. They will probably entice you to send an advance fee to claim your non-existant winnings and if you do send this money, you can kiss it goodbye. The money will likely be en-route to Nigeria, a cesspool of fraud that has been the center of these types of fraud over the last few decades.

The best thing to do is to delete such emails immediately and to never reply to them. If you even reply, you risk having your email inbox flooded. If you call these people, expect to be harrassed over the phone at all hours of the night! In some cases, people who travel to claim their winnings in Nigeria are taken hostage, and in worse-case scenarios are killed when whoever is paying ransom payments exhausts their money supply. If anything online sounds to good to be true it always is buddy.

By the way, I have kind of become an anti-scam activists due to the fact that I have many friends who have had their identities and life savings stolen from them via these methods.

This is simply advance fee fraud (a prevalent type of fraud which continously asks for money to cover unforseen expenses) and is intended to drain your bank account, promising money that simply does not exist. Hopefully, this answers your question.

If you have any more questions, do a yahoo search on lottery scams, nigeria 419 scams, internet fraud, or advance fee fraud. You can also read more about this at www.secretservice.gov and www.419eater.com!

If you have lost money you should report it to the U.S. Secret Service at www.secretservice.gov

Now you know the basics of Advance Fee Fraud, a multi-million dollar industry that costs honest people their life savings everyday. Be happy you weren't duped by this scam!

I hope this is helpful, because I could sure use a best answer! I would appreciate it!


scotty
Run Forest Run..........It is a Scam..............


teala
Rating
Don't even waste your time on this. Bin it !!!!


juliet
DONT TAKE A LOAN FROM NIGERIA!


busterdomino
Rating
It's a scam get out of it, delete the message!


?????
Rating
SCAM


BIG D
S don't do it
C don't do it
A don't do it
M don't do it
Capiche?


Clean heart
Rating
I was astonished by some of the answers in this question i am not from Nigeria but i do not believe that all Nigerian are scammer or con-men No! majority of them are very kind and good people also there is good businesses in Nigeria this is just a misconception


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