 Can my boyfriend and I apply for a car loan as co-applicants? |
| We need an extra car. The dealership says that I make enough money to finance, but my credit score isn't that good. My boyfriend doesn't have the income, but he has a good credit score. W... |
|
 Does a judgement fall off your credit report after seven years? |
| My nephew has a judgement against him for credit car debt. He is paying a monthly installment on it and will have it paid off in less than three years. He asked me how long it would stay on his ... |
|
 I recently paid a bill which was a couple of days late arriving.. they have now charged me £20 for lateness.? |
| I thought there were rules against this, whereby they cannot now charge you astronomical administration fees ?... |
|
 Why do they say bad creditors will leave your credit report n 7 years? |
| I am tryin 2 clean up my credit and researching 2 learn more about my credit report, but there r items that is on it that is older than 7 years. they say creditors come off after 7 years?... |
|
 How do i go about closing my credit cards with balances on them.? |
| Do i just call me and tell them and keep makin monthly payments on them.... |
|
 Help! I'm being sued by creditor! I already answered summons. What now? |
| I added this creditor to a debt management program 2 years ago & I have made substantial payments every month for 2 years to Plaintiff's attorney. (That's what creditor requested) I ... |
|
 Can you use a debit card to by stuff on ebay?? |
| i'm pretty new to online shopping and debit/credit cards, anyway, wanna ask, can we use debit cards to by stuff on ebay just like you do for credit cards?? kinda confused about debit cards... i ... |
|
 Credit cards? |
Additional Details
how do I get one and what is the best way to go about it? Recomendations?... |
|
 If you have really bad credit, and want a credit card to rebuild your credit.....what credit card? |
| I'm trying to get a credit card to build my credit back up....and I have really bad credit....what credit card can I apply for, and get accepted?... |
|
 Walmart credit card? |
| I am thinking about applying for a walmart credit card but I dont really have any credit at all because I am 21 and I go to college and still live with my parents, but was wanting to have one because ... |
|
 Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & prosper denied me? |
| Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state ... |
|
 Is it illegal or some type of fraud to use business credit cards for personal use? |
I'm not talking about maxing them out, but using them instead of personal credit cards, say, if the business closed. The business cards don't show on the personal credit report.
A... |
|
 Whats a joint account?? |
| umm my sister was applying 4 mastercard and in the application and they asked her for her joint ... |
|
 What if I defaulted on a credit card? |
| First let me say that I have several credit cards. One though has really begun to screw with me. First they raised the interest rate to 21.9% and now the monthly payment is unreal (I have never ... |
|
|  |
susan e | Job interview tuesday,why do they need a credit check?? |
i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,bought a car in december but rate on interest is high so idk.why is this necessary??
Additional Details
i see but wouldn't be handling money,very expensive jewelry store,lol.guess they think i would plan a heist?? |
 |
 
RayeKaye
|
I know they do it for their own protection, but I still think it's a poor indicator of who might be a good employee. If someone ran into some financial trouble and had some bad debt, it doesn't mean they are going to rip them off. I personally think there should only be a very limited number of types of jobs where this should be legal. I think it can be considered a huge invasion of our privacy; however, we do have to give them permission to do it, so it's our choice. |
|
HPH
 |
It helps determine how reliable you are. Also if you're deep in debt with late payments they wouldn't want you working with money. |
|
LIFE ROCKS xxoxx
 |
Many employers believe running an employment credit check is an absolute must if the applicant under consideration will be handling money, be disbursing money or equipment, or be placed in a position of financial trust, sighting a possible correlation between high debt and, for instance, the possibility of embezzlement.
Credit history may reveal several qualities of an applicant's financial status, such as debt load and potential debt load. The employment credit report can identify the possibility of financial problems that may adversely affect an applicant's performance on the job.
An employment credit report provides an easy-to-read insight into an applicant's financial responsibility as well as listing any aliases, bankruptcies, liens, judgments, credit cards, loans, mortgages, collections and summaries of the individual's payment patterns. Reports may also contain previous employers and addresses.
xxoxx |
|
sbyldy@sbcglobal.net
|
Many companies are doing this now. Supposedly if you have bad credit you are more likely to steal from them. I think this should be made illegal, as almost everyone goes through a rough patch now and then, and as long as they do not have a criminal record, it should not be allowed. |
|
WE ARE TOTALLY F***ED!
|
Its so stupid....I agree with you honey. Why would they judge a person just because he/she has bad credit? perhaps the job that that indidual had went sour and the company went bust? I don't think they will flat out tell you anything but if it concerns you, explain it to them if they "indicate" that its an issue. You wont lose anything. |
|
Andrew R
|
When they look at credit reports, they are looking for financial distress. Especially in jobs where you are handling money or valuable merchandise. Just because you have a lot of credit cards, or are in debt does not mean you are in financial distress. However, if you are in bankrupcy or have defaulted on a number of accounts that could be a problem. |
|
WENDY S
 |
Most jobs run credit checks these days. Their feeling is: if you have good credit, you will most likely not feel tempted to steal from them ie: embezzle. If you have bad credit, they feel that that means you have trouble paying your bills and if at some point you feel very desperate for money, you ( even if your a good person) might feel tempted to steal to solve your problems. |
|
visvardis
|
it tells of your character if your a bad credit risk you probably have other character flaws |
|
Steve R
|
A credit check is necessary to see if you are trustworthy with money. Most companies do this anyway. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 15 minutes(s) ago
| | | |
9 | 37 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
9 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
