 First time credit card? |
I just recently got a credit card and I'm wondering if having the 24% apr that I do have is because this is my first credit card (I'm a student with no credit).
Anyway, I know this is ... |
|
 My credit is ruined? |
My credit score is roughly 435. I have so many outstanding accounts. Not much debt around 7500 including student loans.. Would declaring bankruptcy help me?? I am so screwed lol.
Additional D... |
|
 Is there anyone out there who will pay off my credit card debt for me? |
| its only about 15000, mostly from college. I cant seem to make any ground up on the balance. Just wondering if someone had an extra $15000 they would like to donate.... |
|
 Keep getting refused a bank account cause of credit history, any advice? |
Not had a good credit history so I am being refused by banks. Are there any banks that will help does anyone know. Thanks.
Additional Details
Thanks every1 for your advice. I have just ... |
|
 It is true that your credit history should be delete after 5years regardless the status of the account? |
| let say you have a unpaid account that showed on your credit report. and after 5 years should this unpaid account remove from your credit report?... |
|
 Can anyone moved country and left debt unpaid? |
| I have ,like lots of other , loan (4gr) and credit card.Ive decided to move country and not come back, as my husband family live in other country.Can i just forget about that debt?My bank was riping ... |
|
 Pushy debt collectors? |
| I have been paying my credit card debt each month without fail since being made redundant 6years ago.My first payment was £20 per month but it is now £60 per month.The collection agency is now ... |
|
 How long does it take to get a credit card at macys? |
| After you have filled out all the info, and got accepted?... |
|
 How do I get a GOOD loan for $2000 with no credit.? |
| Purpose: I need it to cover the purchase of a used car and the insurance payments for 6 months totaling $3,500. I already have $1500 cash. VERY IMPORTANT: I want to pay it off in less than a year. T... |
|
 Help! Getting home loan with poor credit? |
| I really need help getting a home loan with poor credit. I have a small down payment and a gift of equity of about 15,000 but i need to know how to get a home loan with poor credit. I don't ... |
|
 Whats the number on the back of the credit card mean? |
Additional Details
I want to know what ccv, or cvn stands for?... |
|
 Why do so many people have trouble living within their means? |
| I have to write an Arguementive Essay on an article I read about Credit Cards. The question above is the question I have to answer for my essay. I want to know actual people's point of views ... |
|
 OMFG .. Will this hurt my credit score? |
| Dang, dang, i am so concern about this now. I just checked my CapitalOne account online and i just REALIZED that my minimun payment is due on the 22nd of November. So, that mean it was 7 days late. ... |
|
 I have debts of about a grand that are over SEVEN years old. What are my rights (if any)? |
| I heard diddly squat for seven years now i'm receiving major heat from a debt recovery firm. I thought debts were written off after 3 years. Can any good people of the Answers community advise ... |
|
 Which credit card gives u the most benefits and rewards? |
like cash back or air-line tickets...
how is bank of america's power rewards credit card?... |
|
|  |
Marvelous | Just answer the truth, don't preach Is it possible to use my son's SSN to get credit approval? |
I mean 'bout 3 years ago I was screwed up with my credit trying to help a relative (2 long story) the thing is I'm still working on it but seems its gonna take a while I've try to save in order to buy a washing machine with a dryer for a while (big family) and really could use the credit in order to pay it slowly since I dont have all the cash which is merely impossible for me to save but can make small payments and I really need those appliances I'vent had a washer for over 4 years now, don't ask....anyways Can someone tell me if I get caught doing this will they send me to jail is it possible to do it, legal I think may not, but can I try this? or could really be a bad Idea a friend told me is legal but I have my doubts...Please experienced people help me I'm not a criminal and don't want to become one before I go there, want to know where am getting into!! |
 |
 
a former YA user
|
It's just as possible as prison. Of course it is possible and highly illegal and yes you could serve time for this criminal offense if you are caught.
If you do not have the money, then you save until you can afford it. I would bet that all of your "long story"s and "don't ask"s were mistakes just this big.
You need better friends or friends with better advice. |
|
acermill
|
Using your son's credit and SSN without permission is FRAUD. And yes, you CAN be prosecuted for it, especially if you fail to make your payments and you ruin your son's credit report situation without his agreement. Frankly, the thought that you would even consider doing this makes me ill.
You need to learn to handle your OWN credit, without trying to ruin the credit of others, particulary your own son's. |
|
Stefanie B
 |
It's possible, but it's a felony. |
|
akgrogg@sbcglobal.net
|
Using someone else's SSN (even a relative's) is identity theft and totally illegal. |
|
robert w
|
is it possible , yes
unfortunatly for u it is criminal fraud.
will u go to jaill highly unlikely.
visit dave ramsey.com to help u learn the hard lesson coming ur way. |
|
Reba
|
This is a bad idea and it's illegal. Basically you would be commiting identity theft. Instead look for a way to get out of debt. I did and now I'm debt free and pay cash for everything!
http://www.daveramsey.com/ |
|
Veritas et Aequitas ()
 |
You could ruin your child's life and end up in prison for identity theft. You will be joining Big Bertha and she will have a good time with you. |
|
Sarah
 |
That's illegal and immoral. Plus, what if you "screw up" again and ruin your son's credit? That's just wrong. Use a laundromat. |
|
donniebre
|
You are scum for even thinking of it. |
|
sterlingrose7
 |
It is fraud and felony and prison time is included. Not to mention that if you wreck your child's credit then you are dooming their future. Save the money to buy things. Take a serious look at what you are currently spending your funds on and cut out all non necessary items. This will save you and your child thousands of dollars. Good Luck. |
|
txdavid74
|
What you're asking is indeed credit fraud. If you can make payments, then save up for 2 months, and hit the scratch & dent appliances. You can get a used washer & dryer pair for $200 and up.
Sounds like you're in a bit of a financial crisis. Take a breath. Save up about $500-$1000 really fast and put it away for emergencies. Then get on a budget. You don't need credit to buy things - pay cash from now on. Nothing is impossible - but it may be extremely difficult. |
|
23skidoo
|
Why don't you have your son help you by cosigning a loan for you. That way it would be legal and as you make the payments it will help improve your credit rating. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 28 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
12 | 4 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
12 | 5 day(s) ago
| | | |
12 | 6 day(s) ago
| | | |
12 | 2 week(s) ago
| | | |
12 | 1 month(s) ago
| | | |
12 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
