 Is it possible to reverse the process when a creditor/company forwards an account to a collections agency? |
...meaning that the collections agency would give the account back to the creditor/company that one has an account with.
If so, how?
If not, how can one protect his/her credit ... |
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 Is balance transfer to a credit card a good idea? |
| While I was a student I've accumulated about $6,000 of credit card debt. (mostly to fill in the budget gaps while going to school). And currently paying the balance down little by little. But ... |
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 How could a place in Italy get my Debit card info ?? |
| I saw one charge on the bank website they tracked it to Italy its description on the bank was www.190-IT Corisco. The bank said to come in and cancel my card and when they checked pending ... |
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 If i file for bankruptcy, do i have to show up in court? |
And what are my other option so i don't appear in front of any judge or authority figure?
And another question is my crediters seud me to appear in court in september. what will ... |
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 Can i stop a garnishment? |
| m yhusband and i are about to be garnished for a medical bill. I am not trying to snake out of paying it but we missed a payment to the collector when we were in hospital having our baby. when i ... |
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 I'm trying to raise my score to buy a house, should I add my fiance' to all of my credit accounts? |
| We will be buying our house together, she has a 750 credit score and i have a 650 credit score. Would it help to add her to my credit cards? Would it hurt her? I know they look at both people for a ... |
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 How TO Get A Loan Paid Off Quicker? |
| I just purchased some property with a high interest rate because of bad credit. I am paying almost twice the amount of the payment a month. What is the best way to get this loan paid off quicker and ... |
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 How do I make money? |
| I want to make extra money online.... |
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 Can my boss prosecute me for charges on credit card?? |
| I am an assistant in a company and I have a company credit card in my name. I just quit my job and my boss is saying me is going to prosecute me for charges on the credit card. The charges consist of ... |
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 Help w/ card? |
| is it possible to use my debit card as a credit card if i have a mastercard logo on it? I am looking to purchase a computer from dell online.... |
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 Should I get a gas card to improve my fico score? |
| Im looking to improve my fico score, I dont have any credit cards now. Just a few old debts Im paying off. Would a gas card be helpful enough on the FICO?... |
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$tern | Just got a new credit card, what should i buy? |
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 |
 
kt
 |
If I got a new credit card, I would buy rock band 2, stock up on meat and bread that is for sale (buy one get one free or other big sales) to keep in the freezer.. and pretty much anything else that I knew I was going to have to buy anyway that is on a really good sale. I would also buy a huge bottle of top shelf liquor and request the next day off work.
This is assuming you have a special introductory APR... and have as little inhibitions as I do. |
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keiko
|
Everyone is giving good ideas. Some studies are being reported that say you will spend several thousand $$$ less a year if you use cash rather than credit. Pulling the cash out of your wallet and handing it over lets you realize you are giving up actual money for what you are buying.
So, use it for something you can pay off in full at the end of the month. Don't ever carry a balance over. If you as an individual tried to charge the interest rate the credit card companies do, you would be prosecuted. |
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okies66
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With today's economy? nothing, save your money |
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lisa s
|
nothing that you cannot afford to pay off at the end of the month.
Purchase some gas and pay it off at the end of the month
do this for ten months and watch your credit score climb.
If you use discipline now, when you really need it, it will be there |
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Charlie Bucket
|
buy a pair of socks,pay them off immediately. do that twice.
you will have established a record of paying on time.
now stick it in the freezer & never use it again.
we're in a recession,close to depression.don't accrue debt. |
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Sharon T
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A cheap item you would buy anyway. When the bill comes, pay it in full and put the card away.
If this is a card like Visa, Mastercard or Discover, use it twice a year, always paying in full. Keep it in a safe place at home the rest of the time.
Now is not a good time to run up balances on credit cards (not that I think there is ever a good time to do that). Work on building a savings account for emergencies. Prudent folks are going to be way ahead of the pack the next few years. |
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spraynwalls
 |
buy a new brain |
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Flyby
 |
Nothing. I would suggest not buying anything that you don't absolutely need and that you cannot pay off at the end of the month. This is not a time to have a lot of debt. Use the card for emergencies. Just because you have the card doesn't mean that you should go out and charge something. I would suggest using it about once every 6 months or so for a small purchase and then pay the bill in full when it comes. That will keep your credit current. Credit cards are how most people seem to get into financial difficulty. |
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duke b
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If your dumb to get one buy whatever you want just get ready to pay thru the nose buddy. |
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