 What is the reasoning for employers doing credit checks before hiring? |
| and can you refuse it, and can they not hire you because of a flaw on your credit- and how much weight is actually placed on a credit check for a job?... |
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 Credit collection? |
| I have a collecting from Palisades Collection LLC that is on my credit report. My current score if 650, not good, but not horrible. I am trying to raise my score. the collection is from Alltel for 300... |
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 I rent a room from someone and I love it but their credit card company is harassing me.? |
| I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ... |
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 Trying to repair bad credit. need a major credit card approval to start building.any suggestions? |
| i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are ... |
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 I have lots of Credit Cards? |
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down?... |
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 When you write a check, how long is it good for? |
| Example: If I write a check on Sept 1st, can someone cash it still on Nov 1st?... |
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 Credit card offers...is it safe to toss the entire envelope into the trash? |
| I get them in the mail every day. Sometimes I let them accumulate and then end up opening up every single one so i can rip them up and throw them away. Is it safe just to toss it away without ... |
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 Credit Debt Question??? |
| I have about $3,000 worth of credit debt. 4 of them are past due and 2 went to collections. My mom is paying them off for me. (Long story, and I know its embarrassing) How long will it take for my ... |
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 What is the easiest credit card to get approved? |
| For a new person that has very little credit what is the easiest credit card to get approved? I've tried a few already and I've been turned down.... |
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 Does paying old debt help my FICO score? |
| I have some old hospital bills from 2002 and 2004. If I go ahead and pay the debt collectors will this increase my score? Also, if i do pay off the debt, does the debt still show on my credit report?<... |
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 How high of credit do I need for an alternate loan for college? My credit is currently 730.? |
| I don't have any cosigners so I'm trying to build my own credit but my college balances are catching up with me. I don't have enough federal aid to cover the entire bill and my mom ... |
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| Countrywide still advertising!?!? |
| I was just on Yahoo's home page and saw an ad for Countrywide... But yesterday I heard on the radio that they're asking for ANOTHER $2bil after Bank of America already invested the same ... |
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 Using my credit cards to put up a business? |
| I use my 20 credit cards to finance a business, my business is doing well but all my earnings are used to pay for my credit card debt causing my working capital to suffer (no cash on hand).. Any ... |
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 Can credit card companies make my dad pay for my moms debt? |
| the credit card was only in her name(no joint or authorized user)so the company is saying that since the house was in both mom and dads name he is responsible to pay her debt(9,500) because he can ... |
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 Could I get a car loan? |
| I am 19 years old with a credit score of 694. I am looking into buying a new car without a co-signer. I will be financing approx 12,000. Is this possible? I have only had a credit card for 7 ... |
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 Not a question but a warning? |
| i have seen a guy on here called chris p he is always answering questions in the finace section he is offering people loans what he does not say is you have to pay cash up front and he is from ... |
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 Collection Laws? |
My brother has a debt from 1996. He has recently been contacted by a collections agency saying that they have been granted a 10 year extension to collect this debt.
They have been very ... |
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J. C | Just got approved for a capital one credit card? |
OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters saying that I have been pre-approved, anyways, I logged in online at work and filled out the application and POOM I was approved, but thet say my credit limit will not knot be know until I receive my credit card within 7 to 10 business days, has anybody else applied for a cc for capital one?, if so what was your credit, Thanks |
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missila_123
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I don't have a capital one credit card, but in my experience if it is your first credit card they will probably start you off with a lower limit. I would guess around $200 - $500. |
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Lance W
 |
Get rid of it... NOW! Before it's too late! |
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disturbed
 |
they give you$300 limit until you have made regular payments for a certain amount of time |
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JM
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be careful! the capital one starter cards can have outrageous interest rates. i learned that myself first hand! also, they typically start your limit pretty low and work it up based on your payment history.
i cannot stress enough to be careful though, they love to charge the fees! |
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Sandy S
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With out a prior credit history or a poor history you will get a card with a 300-500 credit limit. Almost immediately you will be hit with a 49-89 dollar annual fee. |
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K.C.
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It all depends....I got approved for Capital One Standard Card about 3 months ago and my limit is $1,000, however I have an established credit history but with some problems so my card is for people whose credit needs improvement and it has no annual fee with interest rate of 17%....if this is your first credit card and you have no credit history then expect your limit to be between $300-$500 if not it could be something like $1,000.....also I'm not sure if it depends on other factors i.e income, type of card, etc ---- also everyones credit is different so it's kinda hard to say
Good Luck with your computer |
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FiggyLizzy
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They start you off with $300 and after a couple months they extend it to $500.00. I don't know if that will be enough to buy your PC. You might have to try calling dell.com directly and see if they can approve you for one of their computer loans. |
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Anjell
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Since you're getting a secured card from them, the standard credit limit is only $300. After a few months of good payments they might increase it to $500. Don't get your hopes up too high. The only thing you can be sure of is insanely high interest rates. Use sparingly.
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tink
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$300 minus - 70? that's an estimate on the yearly fee, minus any other services you may have enrolled in payment protection, credit reporting service. So you're line of credit will most likely be less that 250.00. I would suggest buying a used computer and paying it off in a few months, you are going to need good credit FOREVER, and C1 is a good place to start, you just need to watch out for fees. Also after 3 months of on time payments you will be increased to a 500 limit. |
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