 Ive got a letter from a debt recovery place? |
| hi i got a letter this morning saying i own 200 pound to a debt company from my last address that i lived at 6 years ago when i was 17 they say its from a little woods account that i cant even ... |
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 How to get a credit card? |
| can someone elaborated the process on how to get a credit card? you're help will be surely appreciated... ;-)... |
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 Getting a credit card??? |
| My credit isn't pretty but I would like to try to get one, do you have any advise on getting a non pre-paid card? If possible I would like to apply over the internet...thanxs in ... |
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 Can credit card company's put a lean on my house? |
| If we are in debt $8,000 dollars can the credit card company put a lean on our home?... |
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 I have no credit, but...? |
| im looking to get a credit card with a low credit limit to help me build credit, but i dont want to have to have a co signer. what is a credit card that will accept me with no credit history? (i am a ... |
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 Taking out a loan? |
....How easy is it to get accepted for a loan? Is it hard to get one?
What makes them decide if you get the loan or not?... |
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| How do i get my credit card off my ex-husbands credit report.he's not even on it? |
| we have been divorced over 12 yrs this is a card i got on my own and one day he showed up on it so i contacted the credit card place they said he's not on it but it's showing up on his ... |
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| Should I Pay the Cable Bill With my Credit Card? |
| My mother let the cable bill get out of hand again, and now its like 130 something, and she wants me to pay it off with my credit card. She's on a fixed income and I still have basically 2 more ... |
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 How can I get even with an IT consumables site that has ripped me off? |
| A month ago a site called 'esumables' (based in Perth in Scotland) took £38.11 from my credit card but never delivered the printer ink I ordered nor refunded me. And despite numerous ... |
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 Have you had a loan from "yes"? |
| iv been approved over the phone. i never get approved for a loan so im pleased. i have to send admin fee £50. what should i do? is it a con?... |
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 7 year credit bereau? |
| is it true that if you have bills that went to the credit bereau it stays there for 7 years and after that it's taken off how true is that i've never heard that before ???????... |
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 Is anyone else in their overdraft each month? |
| because im forever init! it gets me so down sometimes!!! i get out of it then im back init, i seriously need to win the lotto!... |
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 Survey on credit card debt? |
| How much do you owe to date? How are you planning to pay it all back?... |
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 Bank acc. No. to unknown persons? |
| Sometimes people from african country sent email asking bank acc. no as they want to invest in my country and i can be their trustworthy person. what is it ?... |
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 Why are people so brain washed that they think paying off there credit cards is a good thing? |
| Seriously it means we would only be slaves to a credit card company. So who are we really working for and why is our country debit base and not positively based. Wouldn't it be better to take ... |
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 Where can a 16-year-old get a loan? |
| can a 16 year-old get a loan or an overdraft?... |
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 Too much debt? |
I am about $40,000 in debt from 5 years of post secondary education. I am 26 years old and make about $44,000.
Do I have too much debt? Anyone have any interesting solutions to bring ... |
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Carmine | Just turned 18...how can I build credit? |
I know, I know. Apply for a credit card. I did that. And they rejected me, on the basis of....uh, I have no credit. So...what am I supposed to do? I know I have no credit...and to build it I need to pay bills on time, pay credit cards early, etc. But if no one will give me a credit card because I don't have any credit, or no one will give me a loan because I have no credit, and no one will let me be on my own cell phone account because I have no credit, how am I supposed to BUILD IT? |
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timothy c
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it will help you if you have a cosigner but it doesn't hurt to go to several banks or loan dept and ask for small loans. and build your credit up. And i had your problem when i was your age. I went in the bank to the loan officer and ask them too how can i build my credit if you don't give me a chance. and he gave me the loan and i built it up from there. don't ever be late on payments.try to pay the loan off early. not to early because they need some intrest on the loan |
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texascomet
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get a credit card and make sure you pay it off. |
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luciousgreeneyedlady
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I know exactly how you feel. I worked for Sears and they turned me down 2 times for a credit card. I finally got it on the third try. You just have to keep on trying them over and over again. Eventually you will get someone who will give you a credit card. Remember, companies have different people who look at your applications and there are no laws or rules they have to follow to give you credit. It is entirely up to the person who is looking at your application. |
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bossman
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get a secured credit card... |
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b
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householdbank.com they are a credit card company for high risk people i just reestablished my credit and thats what i could get but the interest rate sucks @ss |
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jewelsthomas
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-First have your money go into a checking and saving account.
-If you had some kind of loan in the pass or have paid bills, check you credit report.
-See if your parents will Co-sign a credit card for you. It will help you establish yourself real fast.
- If you go to University or College. There will be booth when you start school that will sign you up.
Good luck and Merry Christmas! |
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Kitty
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Head to "US BANK" with some money and fill out papers to open a "secured credit card".
Say you have $500.oo, you will get a credit card with $500.oo limit. Each month your will get your bill and each month YOU MUST pay it off in full. Your $500 sits in the bank like an insurance policy to the bank. You don't pay your bills, they get to keep it. SO SIMPLE.
Pay off your credit card each month for one year then you get to up your limit and get your $500.oo back. Thus the credit cycle has begun!
Pay off the card IN FULL each month and life will be good !!
: ) |
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cvanbelle
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The only way to build credit is to establish payments and then make payments on time. The easiest way is to buy something on one of those same as cash offers. If you read the fine print you will find that if you don't pay it off in say the 90 days same as cash that the interest rate will be 25% through some credit agency. They will give you the credit and then if you pay off in 90 days they will show timely payment and you will begin building a FICO score. Also, if you have a job, then there are places that will give you credit. Try Sears, most car lots, secured credit cards, etc. Now for a piece of advice. Pay cash for everything, and when you feel diciplined then get a credit card or same as cash offer, make only occasional purchases and always pay the balance in full. This will give you the credit you need because your credit score will affect your car insurance cost, and untimately be important when you buy a house. |
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Vadalia
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Your best bet would be to get a secured credit card or loan (or, if you have the money, both)
Secured credit is when you give the bank or credit union a lump sum (say $500) They put that money into an account and freeze it. Then you gradually pay the money back in installments (if a loan) or they give you a card with that amount as your credit limit that you pay off each month like a regular card. Then, once either your loan is paid in full or you close your secured card, you get the original $500 back.
Banks and credit unions don't mind giving you this kind of credit since there's really no risk to them. Ask around, a lot of financial institutions have programs like this specifically to help people build or repair credit.
Good luck. |
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pamo
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Do you have a bank account? That will start your credit. The bank then can see that you are a good customer and will extend you credit based on your income. |
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