minime
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actually they are not allowed to refuse you a bank account by law because of your credit history, however they only need to offer you the very basic account which is usually just for paying in money/wages and direct debits and you will only be issued with a speed bank card and nothing else, i was made bankrupt 5 years ago and alot of banks refused me so i went to the CAB and they told me that banks can not do that , try barclays they have been excellent with me,( infact it was barclays bank who was involved with my bankruptcy but they still gave me a basic account after as they also know the law) alliance and leicester is another one who was fine with me. but dont expect to be giving alot from the bank to begin with. and dont go with vanquis their interest is huge . |
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steffibaby24
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im in the same situation, i dont think there is much that can be done. u can apply for a credit card from a company called vanquis, but summat then pay it straight away, that usually helps! please pay it straight away tho cos the intrest is almost 40%. it will build ur credit rating!hope that helps! |
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Jaksi
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Try opening a savings account, any bank should do this for you as long as you have the appropriate ID. Then you need to rebuild yor credit rating. You can get a free credit report on the Internet through Experian and that will tell you to whom you owe money and how much. Slowly make arrangements to repay it and then you should be fine. You will get a copy of the credit report in order to update you as you go along. GOOD LUCK XX |
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$m¤¤v¥ £¤¢¤
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I have a solution that may help. It's a prepaid mastercard called accountnow. It has the same features as a regular checking account, only it doesn't require credit approval. Also a feature that separates them from most banks is that you can use their online billpay to pay your monthly bils to build credit. No, I didn't type this wrong. This is REAL. I've supplied the link below to the site. Check it out! You'll be glad that you did. And even though you may not be able to get a checking account, you may still be able to get a savings account. |
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lolly
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Any bank should be able to provide with some sort of account, but probably not a debit card.
Apparently the Abbey do a good account, for people is adverse credit history.
Don't give up!!! |
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richardwales79
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Ask for a basic bank account |
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beauty s
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are u trying to get a bank account or a loan from the bank?? |
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Guess Who
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They will turn you down for a checking account, but not a savings account, try going that route. |
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retired gentleman
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Go to the Post office
you should be able to open
an account there.. |
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♥♥™Tia™♥♥
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SOME BANKS let you have a basic account BUT not a current account, try TSB or HSBC
try to get your credit up
theres a credit cad called vanquis they give them out to anyone only limit of 250 quid though but its a start
https://www.vanquis.co.uk/home/Apply_now.aspx?ref=AW&affid=57984
could also try for a pay as you go credit card heres the link
http://www.mycashplus.co.uk/?PC=EFG001 |
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Mark J
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Try the Post Office Bank - I think they have to offer a basic banking service as it is in their charter. |
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Rhian H
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Why dont you do us all a favour and start up your own line of banks that lets people with a bad credit rating open an account and have an overdraft facility etc and maybe you can cut all ridiculous bank charges whilst your at it. Other than that try going to CAB and ask them to help you out |
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