 Do you think credit should be taught in junior high or highschool? |
| My parents did a great job raising me. They taught me so many things, but they failed in one area - teaching me ANYTHING about credit: how it works, how important it is, how to use it instead of ... |
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 Can I pay my current credit card bill in advance so I'll be credited when my next bill comes.? |
| I just received my bill. I made a big purchase just after the current bill cycle ended so I don't see that purchase on there. I would like to pay extra on this current bill so I'll be ... |
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 Credit card for bad credit.? |
| Im not sure how good/bad my credit is as im waiting for report, im fairly sure its quit bad though. What credit cards are the best for bad credit rating? Ive already been declined by capital one and ... |
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 Can a 17 year old get a loan? |
with a cosigner with good credit?
or can my parents get a loan for 4 thousand and can it be transfered to me when i am 18?
i have 2 thousand already i have been saving ... |
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 Do credit repair Co. really repair you credit by improving your credit score? |
| I was wondering if anyone who has been to these credit repair companies? If so, do they really repair your credit? Bye how much? How much did it cost? How long was the process? What's the ... |
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 We are on 2 years ARM of house mortgage and want to refinace.? |
| Our 2 years ARM house loan is coming up on next July and we plan to refinance our house loan. We plan to get a loan thru wellsfargo. What should we do? Will we need to pay lots of penalty for our ... |
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 Should I pay my credit cards in full or just the minimum?? |
| I've heard very different responses from many people and I don't know which one is true. My dad said to not constantly pay in full and others are telling me to pay in full every month. S... |
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 I have a problem paying 1 credit card, please read on & help, if you've been thru it or know what's best |
| I have several credit cards & a loan. I've always paid my payments, perfectly. One card, however, is becoming very difficult. I guess it's the "fine print" kicking in. So I... |
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 Does applying for too many credit cards hurt your credit score? |
| I have excellent credit and do not need any more cards, but some of the offers we receive in the mail look too good to pass up. Is it harmful to obtain them and then later cancel them, if you ... |
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 How long does credit delinquency stay on record? |
| I had a late payment of 180 days (don't even ask) but now I'm making payments. So would that still pop up as a current delinquency if iI were to apply for something like a motorcycle. or ... |
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| My mom is ruining my credit, what do I do? |
| A couple years ago, I didnt have any credit, and my mom added me to her credit card. She said it would only help it. Well what she was really doing was hiding the credit card from my dad under my ... |
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 The attorney has sent me papers saying I have 15 days to agree to some form of payment? |
| The forms say they have file and have been granted judgement to garnish my pay checks. I met all of my deadlines to file my response to deny this credit card charges with the court and even asked for ... |
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 I have another question.... what happens on your credit report when your car is stolen and...? |
| your insurance pays off the bank off... the bank sent me a letter saying congratulations, your loan is paid off and fulfilled, we will mail you the title, blah blah blah (in reality, the insurance ... |
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 Under Career Tools, if you click on the Average Credit Score, the 3rd box recommends you use this product for? |
| This is the Yahoo Hotjob trivia. I couldn't find the answer, I click the Career Tools, but I didn't see Average Credit Score, so need help.... |
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 How many numbers or on a credit card? |
| iv never had one how many are there?... |
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 Where can i get a credit card without having credt? |
i already tried target and bank of america
Additional Details
i just got denied for the capital one visa ... |
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 Credit cards? |
| 3 years ago i got behind in payments on credit cards and got a ccj on one of them after a few months i was able to pay all my cards off in full. would i now after all this time with no debt be ... |
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mylovie2@sbcglobal.n... | LOST in credit card debt :( help anyone!!!? |
I am just keeping my head above water here... 30,000 in debt credit cards ... I dont know what to do. |
 |
 
djnp
|
Try CCCS (Consumer Credit Counseling Services) they can be alot of help. |
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JEREMY S
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Hunt down the Dave Ramsey radio show in your area. This guy has the best advice on debt help I have ever heard. |
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Just_gone
 |
Go to Consumer Credit Counselling with all of your records. They are one of the oldest.
They will make a plan, and get your debts cut down, but when you sign it, you have to do it.
Go in person. |
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yagurlbubblez
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call 1-866-863-0730. This girl helped me out of debt within 12-36 months. I am into my 12th month already and it has been great, so far. i would recommend this program to anyone. |
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Anna
|
1-Well first cut thoses credit card so you don't use them.
2-You can go at your bank and ask to consolidate your debt that meen they will put all your debt together with a low interest rate.
3-You can also give up and the bank will put your name in bad credit for about 5 or 7 years with no more debt.
4-Or you can go at a debt compagny so they can give you more advises and more choices.
5-They is also a tv program call somthing like: To end up wth your debt.
Break a leg. |
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P S
 |
Get this book "Total Money Makeover" by Dave Ramsey or find way to listen to his Radio Shows.
I got my copy at the Library.
16 months later I was no longer $70K in debt.
Debt Snowball, contact the credit card comapnies and work out payment plans, etc.
Try and stay away from credit counselors - most of them charge money for what you can do on your own, and most times your credit rating is trashed by their services.
I am serious - Dave Ramsey. In fact I saw the book for sale at Costco for like $12.
I am now Debt Free thanks to listening and acting on his advice. |
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Jay Lew
|
Go to:
whychat.5u.com
and
budhibbs.com
They'll tell you what to do...it's free, BTW. Just some consumer websites. Good luck, and I'll take the 10 points if you can spare it! |
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ra63
 |
You need to call one of those credit counseling companies - they can help you bargain with credit card companies. |
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gimmieswag
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cut them up ...consolidate into 1 payment (loan from bank) |
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kja63
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Stop charging!
Cut up the charge cards & close all of the accounts -- NOW!
And don't open any more charge accounts, ever.
Next, call all of your creditors and renegotiate your interest rates and minimum monthly payment amounts. You don't need any credit counseling company to do this for you -- they charge exhorbinant fees to do what you can do yourself!
Then start paying off the ones with the highest interest first until you get that debt under control. Get a 2nd job if you have to. |
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hillabee_is_me
 |
there is always bankruptcy or you can get them consolidated through a consolidation company and you will just have one lower payment.
also, you could go to church, tithe, pray and believe God to help you out, speaking with a pastor may help. |
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