Last year I refinanced my house and paid off approximately $40,000 in fairly old debt. What can I do to remove

Home | Links | Contact Us | Bookmark

Financial Forum Search :

Financial Forum

Credit

Finance Discussion Forum

Advertising & Marketing Corporations Credit Insurance Investing Personal Finance Renting & Real Estate Small Business Taxes Business & Finance

Can an 18 year old college student handle a 6k loan from a bank or lender?

I'm a 18 year old college student who's looking for a job, would it be feasible for me to be able to handle a 6000 dollar loan to revamp my car?...

Got Gap Card but denied for Old Navy card . Arent they the Same Company ?

How did i get apporved for gap card but not old navy card there the same company, i have great credit score, applied for both the same day within a 10 minute differance
Additional Details<...

How can i fix my credit score?

I had about $15,000 of debt in collections from between 5-8 years ago and i had just paid about $12,000 of it off over the last few months. my credit score went from a 548 to a 605. is there ...

This guy said he could delete my credit profile and the negative's would be gone, does it work and is it legal

...

Does applying for a credit card and getting denied lower your credit score?

just wondering for the future.... thanks a ...

Should I try to negotiate my credit card debt down before paying it off?

I got a loan from a bank to pay off my credit cards, but I wonder if I call the companies if they'll let me pay back less than I owe if I try to negotiate.

How should I go about it? ...

How long does it take to receive a credit card after application has been approved?

I applied online for a Capital One Credit card.
I was approved.
How long does it take to actually recieve the card in the mail after approval??...

Cash register..im scared?

is it hard to use a cash register? i feel that its hard and i've been avoiding jobs with cash registers...anyone with experience...can u tell me how it is?...

Is it true your credit score is lowered when you get a divorce?

And if so, why?...

How to make people feel safe when buying things on my website?

...

What happens when you use you parents as a co signer without permission?

...

Credit card?

ok, i'm planning to get a credit card for first time, i don't have credit backgrownd,so, how do i start or what do i have to do to start credit backgrownd?, and what's APR?, thanks if ...

If a credit card co. takes me to court for non payment is it mandatory that i show up ?

Additional Details
could i get arrested for not appearing?...

What is the difference bwn credit card and debit card?what is? and how to improve credit score?

...

Is cashcrates.com a scam?

I went to cash crates.com And i was wondering if it is a ...

How is your credit affected if you pay off and cancel all your credit cards?

...

Credit cards?

I'm going to start college soon, and I'm being told by many people that I should get a credit card and "establish my credit" by making payments on things on time. People have ...

Should I make payments or just pay it off?

I'm saving money to purchase a house in April. there are about 7 negative things on my credit report. my score is 502 (which is awful). I have the money in full to pay off my debt but the damage ...

How can i get a credit report without having a bank account?

Additional Details
i got my report but is there anyway i can get my credit score?...

Is 35,000 dollars a lot to owe on credit cards?

...

Atkii

Last year I refinanced my house and paid off approximately $40,000 in fairly old debt. What can I do to remove

paid debt credit report finances mortgage house management resources

heybulldog

Not to be mean but, your kidding yourself. You just move the debt over on your house. You paid off nothing. Not to mention that with the lower stretched out payments you will pay more money in interest in the long run.

SlimMick

Paid charge-offs can stay on your credit report just like unpaid charge-offs for up to seven years....Any negotiation about how items should be reported on your credit files should take place BEFORE you give them your money and you should get a written agreement first.....Giving them the money first gives them zero incentive to change/remove the items on your credit files....

You can still ask at this point to have the item removed from your credit file and if you're really lucky they might remove it....but now that they have your money they don't have to.....

Alton J. Jones

My blog, How To Get Good Credit Gab, provides the opportunity to share thoughts, ideas and experiences about obtaining good credit and emphasizes the importance of building and maintaining good credit and the perils of personal financial mismanagement. This may help you resolve your problem.

bdancer222

I have a theory that one of the reasons it takes so long and is sometimes so difficult to get errors removed from your credit report is because there are websites and their followers who encourage people to dispute EVERYTHING negative on their credit reports, even if they know it is legit.

The credit bureau personnel get flooded with these bogus disputes. So they have an automated system to process this flood. Real error disputes just get lost.

Jennifer

Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://nanoref.com/linksynerg/vgivHQ

Crazyjester9

You can still go about the disputing and debt validation tactics, as well as sending out "goodwill" letters. Link below has some good information.

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=224956

clinton c

You can wait 7 years

jsullymaan

If you subscribe to the 3-in-1 monitoring, you can dispute any card that is paid or closed and has not yet been recorded as such by the creditor...they would have to dispute your dispute if they disagree...then you have a problem

Enter Your Message or Comment

User Name:
User Email:
Post a comment: