 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
|
 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
|
 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
|
 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
|
 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
|
 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
|
 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
|
 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
|
 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
|
 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
|
 Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
|
 How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
|
 Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
|
 My credit is about 650 and next year i want to refinance home? |
| i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ... |
|
|  |
dsm562 | Late car payment need advice? |
ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december before the 25th ok when i called to arrange they said that they still report it as a late payment can they do that even tho it hasnt been 30days late ???? i am only going to be 23 days late |
 |
 
crazy_in_lov
 |
A couple of things.
Next time try calling your bank and see if they can defer the payment. If you contact them a head of time it looks better on your part.
As for your credit. The day after your payment is due its considered late. You most likely receive a fee and also interest from the date the payment was missed until you pay it.
As for your credit report. They CANNOT report it as being 30 days late until the 30th day. They will tell you otherwise so that you make the payment. If they do report you, contact the 3 bureaus and dispute the item. |
|
snvffy
|
I think they just wanted you to know about the late charge for payments after the due date. It would be very unusual for them to report anything to the credit bureau if it is less than 1 month late.
Be sure to make your payments as you agreed, even tho there will be a late charge.
Good Luck
PS. Read Dave Ramsey's book The Total Money Makeover
www.daveramsey.com |
|
dkwr14
|
Your payment is late, but its ok. As long as you pay both of the due payments in December, you should be fine. you may get a finance charge of like $20-$50. Just try not to make it a habbit, it doesnt look good on your credit. |
|
Author Al
|
Doesn't matter what you say, only matters what they say. They are in control, and trust me, if they want to ride up and repo your car, they will do so with no hesitation. So just pay your late fee and move on. |
|
desertflower
 |
Any payment after the due date will get you a late fee. |
|
normobrian
 |
They can report it late on the 26th. Park it behind the house or at someone else's house. |
|
topguntony
 |
They can do that ,but check your contract thoughly.Always if your late tell them the minute you know ask what to do. |
|
Assie
|
I dont think their will be a big deal, as long as you send them a payment as soon as possible, and tell them the situation. |
|
*lil miss*
 |
yeah, its late. theyll charge u interest on that too! and thats not cheap! hope it works out 4 u, but damn id b payin that asap |
|
J&C H
|
Who said it has to be 30 days late? Late is late. And yes THEY can do what THEY want to. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 37 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
3 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
