 Can I pay debts that have been past due for 1-3 years and better my credit score? |
| I have really messed up my credit by not paying a few debts that I have accumulated with the past of the years such as student loans, credit card payments, overdue bank accounts, etc, and I was ... |
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 What are ways to build your credit for a teen?? |
I want to put a cell phone under my name...and I was wondering what are ways to build up your credit??
Oh and I do not want a co-signer. Thanks! :D... |
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 I have a car loan with my wife, i want to turn it over to her how do i relieve myself from this debt.? |
| my wife and i have this car loan, i want to relieve myself from this debt. i heard i can go somewhere and sign a ... |
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 Why do I not have credit? |
| I currently have an apartment in my name, (which is also in my boyfriend's name), and two utility bills. All always paid on time. Everytime the apartment office sends us things in the mail, it ... |
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 My credit card interest rate is high! Can someone give me some advice? |
| I have 2 credit cards. A Mastercard through Capital One and a Visa through Washington Mutual. My interest rate on the Mastercard is 23% and my Visa is 25%. My credit score is 600. Is there anyway ... |
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 I need to start fixing my credit? |
I have ignored my credit problems for years. I don't want that life anymore. I don't want to be treated like a third rate citizen anymore. I want a house, a new car etc...
I ... |
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 Credit Card Default Advice Needed? |
| My husband and I have 75k in credit card debt. We have been managing to pay everything on time, and I got a second job last year to help pay down our debt. We set up a budget and had been following ... |
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 I suspect my wife has opened several credit card accounts in her name only. How can I find out?? |
| She has hidden money and transactions from me in the past as she pays the bills online. She is getting drunk every day and that money must be coming from somewhere. The last time she did this she ran ... |
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 Credit Question? |
| I was approved for a low limit credit card from Chase, and I had semi-bad credit. I was wondering if this credit card will help improve my score if I keep up with the payments as i'm hoping to ... |
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 Where can i get a loan (no pay days, non homeowner) with very poor credit? |
I am looking for a legit loan place that will lend to someone with very poor credit. I am going to school and financial aid did not cover all my school expense I am looking for a legit lender.
I ... |
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 How to get this off of my credit? |
Heres my story:
A few years back my step mom recieved some of my credit info in the mail .. instead of informing me .. i'm about 90% sure she stole my info and opened a credit card.<... |
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 Can a bill collector change the agreed montly payment from $200 to $2000? |
| I was laid off about 2 years ago and had something repossessed (about $10K), I took full responsibility and made contact last year with the collection agency to arrange monthly payments, I've ... |
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 Prepaid Visa Card? |
| I got a Prepaid Visa Card today at the store and it said on the box I can use it online at any store that accepts Visa cards. So I bought it and I opened it up and read the directions and it says ... |
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Jess T | Loans for people with no credit history? |
Is there such a thing - and if there is - are there any legitimate companies you can point me to? |
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src50
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What kind of loan? Basically, you have to start small and gradually establish a credit history. Secured credit cards might be your first step. |
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Reality Check
 |
Could start by telling us what kind of loan you're talking about. |
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mychellelynne
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I went through Citibank.com for my student loans and had very little credit history. I also work with a company who works for Citibank and we always hear great things about them helping others with little to no credit. Give it a try. |
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SLeepdepD
 |
This doesn't really answer your question, but when I first got my credit history going I went to US Bank and got a secured credit card. I had to put down $300 minimum to get it and then I used it for gasoline and paid it off every month. Eventually I started getting offers for credit cards. I passed on all the ones with company names I didn't recognize and ones with annual fees. Eventually I started getting offers from bigger names like Chase, Discover, CapitalOne, etc. The one I ended up accepting was a lower limit at first, but I did the same "gasoline-only, pay-off-at-the-end-of-the-month"-thing and then started getting better offers. I think it took about two years. Hope that helps. |
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golferwhoworks
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mortgages are done by obtaining alternative trade lines that are paid as agreed. Things like TV, Telephone, Utility bills, Auto insurance etc. Once you get 3 plus a good rental history then it is a manual underwrite. the underwriter looks at that as well as your capacity to pay the bill to make a judgment about YOU. If approved you become a home owner if not you work on paying all on time try again. Make sure if making an offer on a home it is contingent on underwriting approval. If you have any collection accounts that show on your report pay them off and have those items updated first. If you are in TN or KY, I can help you. If not call a mortgage professional in your area and get one that is FHA approved as well
I am a mortgage banker |
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Marry M
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need a place to get a loan with no credit history..don't worry its better for you to try for an online loan.some banks in online also lend loans even you have no credit history.i think that the below website will help you to find right solution. |
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cosmoe o
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I think it might depend on the type and the amount of loan you are looking for but im pretty sure they have something for you.
You might want to check out some smaller banks like HSBC, First National Bank Omaha, or Chase to get a loan with no credit, but like i said it all depends on the amount. If it is a small amount you might want to try a instant approval credit card. Check out
www easy-creditcard com/instant-approval-credit-card/
for some info on this subject. |
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Ana C
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if you need help the company i work for can help you contact me at contrerasana98@yahoo.com |
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Cloe
 |
Bad Credit Does Not Mean You Cannot Get A Loan.One of the most popular resources for researching bad credit loans is the internet. Almost all lenders have web sites that provide guidelines and information about their bad credit loan programs, and some even offer online<!--application processes. As noted above, though, don’t fill out large numbers of applications or you may damage your credit rating further. One way to avoid this is to use an independent loans brokerage, who will make applications on your behalf only where they know you are likely to be successful. You may find a bad credit loan here,
http://best-loans.awardspace.com/
Do some research before you submit any loan applications. Check out several lenders, ask about their interest rates and loan terms, and find out more about their loan process. Be careful, though, not to submit a flurry of applications in a short period of time. Activity such as this can actually-->make your credit rating worse, so make sure you learn as much as possible about each lender’s program before deciding whether or not to complete an application. You can also work with an independent loan broker to help determine which lenders have programs that fit your individual circumstances. |
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Normand M
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If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
http://loan--house.blogspot.com/2008/03/bad-credit-loans.html
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
http://loan-house.we.bs/badcreditloans.html |
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