Do you think I would qualify for a $100,000 home loan with a 685 FICO score? |
Additional Details My credit score is 700 I dont have bad credit! I have a couple things paid off that are in the thousands, like my wedding ring. I only have 2 credit cards with ... |
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If I have a downpayment of 25000 and a credit score of 580 can I get a home loan? |
| Can I get a loan on a 100000 dollar house with a downpayment of 25%, a credit score of 580 and an annual income of 23000?... |
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Can a credit card company have a debt collector take you to court? |
| I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they ... |
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Should I consolidate my debt? |
| I own a small business. I am $75K in debt across 8 credit accounts. My credit score is 698 and my credit history has no faults (I do not have a history of late payments, etc.) This money though, is ... |
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Have I done the right thing? |
| So I called GC services and the same guy I talked to and I had a more pleasant conversation. I agreed to pay $25 to promise that I would then pay $500. I got another loan, so I can pay it. He agreed ... |
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Failed to get approval for credit card application!!WHY so difficult?? |
| I'm new in united states and have applied for credit card for 2 times few months ago and were rejected by banks. Is that because of no creditable record in united states so that i don't ... |
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Can a collection agency garnish wages on a credit card debt less than $3000? |
| Since most consumers have an average credit card debt less than $3000 (for ONE credit card each), would a collection agency actually go through all this effort to garnish a debtor's paycheck ... |
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My credit score is a 686 can i finance a car? |
| ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ... |
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How can an A/C PAYEE check be Encashed? |
Additional Details I dont have an account or wish not to also...... |
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How long does it take to receive a second credit card if you lost the first one? |
| I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ... |
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Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan |
for a vehicle ive tried banks and they dont wanna help. any advice? Additional Details for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ... |
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Copy credit card (front and back)? |
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T... |
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IS it possible to buy a house? |
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
dont get me wrong im not a bad person i have a job ... |
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Does disputing an unauthorized charge in your credit card affect your credit score? |
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?... |
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****I just received my first credit card....now what? Two ?'s.****? |
How long do i wait until enough credit is established so i can lease a new or used car???? I havent used my card....i will this weekend.
Any tips? Links? Your experiences very helpful too.... |
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Credit Card Trouble? |
| Hi, about 6 months ago I applied for my first credit card and got approved. I made payments on time and never went over the limit. After about 3 months they increased my credit limit. But all of a ... |
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Will we lose our home? |
I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ... |
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Why Would a Cashier's Check Bounce? |
| I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,... |
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Army Mom | Looking for a credit card online and I have less than perfect credit? |
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Jessica
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try capital one.... and by all mean AVOID Providian and Juniper |
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richdevens
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Get a bank card.
If your credit sucks you'll pay 19% interest on a credit card. But I know people need to have a card to buy things electronically, so get a bank card and that should be enough. |
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Waine
 |
hi, I have got 16% best answers on the strengh of posting these links to people with your question so perhaps they'll do your trick too:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
these where added later:
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if they help you please don't forget my effort, good luck. |
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Celery Stalk
 |
capital one will give anyone a credit card. |
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Mr Credit Card
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You really have 2 choices
secured credit card or an unsecured credit card.
With a secured credit card, you put a deposit with the credit card and your credit limit is typically the amount of your deposit. This is your collateral for the bank. Make sure you are paid interest on your deposit.
You can apply for an unsecured credit card. There are issuers that specialize in people with bad credit. But they come with high fees and may be over one hundred dollars. They include things like one-time application fees, processing fees and monthly maintanence fees.
Getting a secured credit card, especially if you have savings is the more cost effective way to go. Reestablish your credit and chances are you will be offered an unsecured credit card with 9-12 months.
Avoid prepaid credit cards or catalog cards even if they claim to rebuild your credit.
Nick |
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shepardman1
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there are alot of credit cards out there, if your credit is bad they will give you what is called a secured credit card. What that is is a card that you put money toward, you send them 200.00 dollars and then your credit limit is whatever you put in it. Its a good way to rebuild your credit. |
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Gypsy Girl
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The answer depends on the reason you want the credit card. There are prepaid credit cards www.greendot.com - but they won't help you rebuild your credit and you will not be able to rent a car with them.
THere are secured cards www.capitalone.com - these are availible to anyone who can make the deposite (or payments toward a deposit) and will help to rebuild your credit. Also, these can ab used to rent cars.
Capital One is a good place to go, because they will have a credit card for almost everyone, and don't charge high intrest rates until after you miss a payment or go over your limit. |
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4532
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Try a secured card with Capital One. I have to agree, stay away from Providian. |
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girl
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Read some tips and articles on it on this site |
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INACTIVE
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www.bankrate.com |
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