 What should i do? please help? |
So, my husband has a lying problem. I catch him lies concerning money alot. I am pregnant, have a 6 year old son with him and love him . He lost his job in March.
The other day i realized there ... |
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 I want to begin building up credit. How do I do it? |
| I am 22 years old and I want to start building credit. I have applied for credit cards at department stores and through mail applications and I have been turned down. How do I start building my ... |
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 Will removing my ex-husband's credit card from my credit report make my score go down? |
| My credit report still erroneously show me as married and shows a new credit card (which I've never had access to or knowledge of) belonging to my ex-husband where he's carrying a balance ... |
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 Do u know what is the diference between VISA and MASTER CARD credit cards?? |
| I had checked the benefits of each one and they give you the same, but sometimes in some shops you can not pay with VISA or with Master card, does someone can tell me the diference?? ... |
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 My credit is fair to bad and I need to get a loan for $4000 where is the best place to go? |
I have a good job but just got behind during the winter months and my daughters first prom.
Thanks and God Bless
Mike C.... |
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 No one will approve me for an auto loan? |
i work a very good job and i need a 3600 dollar auto loan.
all the credit unions are denying my applications because i just turned 18 and i have no credit.
i do not have time to open a ... |
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 How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history? |
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Additional Details
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately ... |
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 Credit score went from 750 to 600? |
| My wife did not pay her personal credit card for 5 months. My credit score went from 750 to 600. I had no knowledge this was happening. Anyway I can help myself?... |
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 Why every credit card deny my application? |
| cause i have ipplied for every single credit card and they always deny it. I have a good job.... |
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 Can anyone sugges a secure, no scam payday loan site? |
| I need to get a loan very fast. So I guess the payday on is the best, but I dont want to get scammed. Suggestions please........ |
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 What is the best credit card for a college senior? |
| I have no outstanding debt and a 7,000 credit limit but i want to switch cards for a number of reasons. I will start working in July and I always pay on time. Any suggestions?... |
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 What are Charge-Off's? |
I keep reading people mentioning charge-off's? Some sort of bankruptcy?
Just learning something new everyday ;0
Thanks.... |
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 Im 18 and i want a credit card, how do i get one? |
| and which one is the best? also do i need a JOB?... |
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 What does the k mean after numbers? |
| I know this probably sounds REALLY dumb but what does like 20k and stuff mean?... |
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codyz | Looking for a credit card recomendation? |
When I turned 20 I signed up for a credit card (after lots of research). I got one with a $1,000 limit, and 15% APR, which has since dropped greatly. I paid for my college textbooks with it to the amount of about $500. Soon after, my car broke down and I needed repairs, so I got another one with an $1,800 limit, and 22% APR. I am very conscious with them, right now both cards are completely paid off. Now I am looking to get rid of those for a card with a high credit limit, and low interest, so I will only have one card. My entire credit history (of 2 years) is perfect. Any suggestions? |
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Rony
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it depends for what: I found interesting information about your answer & credit card options here. Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.html Good luck! |
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bdancer222
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As long as those two cards don't have an annual fee, don't close those accounts. When you close them, you close you good payment history.
Normally, if you use a card regularly and pay it in full every month, the credit card company will automatically increase your limit every 6 months to a year. You can also call and ask them to give you a better interest rate. But if you pay in full, the interest rate doesn't really matter.
By the way, most credit cards are getting pretty close to that 15% rate, with the exception of the special promotional offers. |
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CREDIT ANALYST
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Since you have a perfect credit, as you said, I would suggest Orchard Bank credit card. I am confident that you would be able to obtain a much lower interest rate.
APR of 22% is too high, but, since you have had the credit card(s) for two years - with perfect record, then, you have to be a little cautious as regards closing the account(s). I would instead suggest that you apply for a credit card from the above company - with a very low APR - and transfer the credit limit(s) from the credit card(s) to the one with the lowest APR. Talk to your credit card company for guidance.
About two years ago, I got an APR of 9.9% with a score well below 600 from Orchard Bank. Would you believe that? Yes, it is true. Other credit card companies had, prior to then, offerred APR ranging from 14% and 19%. I am not a staff of the company but because I have benefitted, I thought I should share this information with you. The company could be reached at 1-503-293-403, or, better still, you may log on to: www.orchardbank.com.
Good luck and best wishes!
Derrick |
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first l
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JUST GET LOST |
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jemmy t
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Citi® Bronze®/AAdvantage® MasterCard®is by far the most widely used card. It is essential for regular travelers with average credit. Its reward program gives you an additional mile per $2 spent on the card. You can collect up to 25,000 miles annually, and can be redeemed for flights on partner airlines, hotel accommodations throughout the world, and car rentals. Additional benefits are: zero liability for unauthorized transactions, travel accident insurance and various Internet account associated services. The card does not charge any annual fee. But the drawback is the minimum APR cap for cash advances, set at 19.99% |
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joelmeulenberg
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It's time to start looking for a rewards card that will pay you something for using in for your normal spending.
A few good ones are the Chase Freedom, AmEx Blue Cash, and Citi Driver's Edge.
You can use this rewards calculator to see which rewards card will pay you the most for your normal spending profile:
http://www.creditcardtuneup.com/ |
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