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 I am trying to raise my credit score...?
Are there any suggestions of how to do so, drastically within a short period of time? I am currently between 530-560. I have been paying off my debts over the last 5 months, but I only have 2 doctor ...


 How many years in jail will i do for using my mom's credit card?
I used my mother's credit over the summer, it just seemed so easy and i was having fun. i had and still have every intention of paying it all back. the back of the card isn't signed and ...


 Does a creditor have to contact you before they place your account on your credit report?
...


 Where can I get a loan with bad/no credit history?
Personal Loan Requirements
---About $2,000
---No cosigner

About Me
---18 Years Old
---Have had credit card for 4 months
---No delinquencies
---Not much credit ...


 I need a personal loan right now but i have bad credit is there a place where i can get it right now?
i have tried a bunch of places online and i can't get it it keeps taking me to other web sites i just need a website that will get it no questions asked
Additional Details
i just ...


 Do credit cards have a minimum purchase amount?
I just got my first credit card and I wanted to try it out so I went to the grocery store and bought a soda. However my credit card was declined. The card is activated and I'm certainly not over ...


 Bank Account and Routing Number - Should I be worried?
If you gave out your name, bank account number, and routing number, can the person use this for identify theft or stealing money from your account?

Can they use it for anything bad?...


 Does your credit score really go down each time that you apply for credit?
I've been told that my credit score will be lowered everytime that I apply for credit whether applying for a personal loan, car loan, credit card, etc etc......is that actually true?...


 Why is it that once a statute of limitations runs on credit, that it can still show up on credit report?
Since they can no longer legally prove the debt, shouldn't it then be considered invalid?...


 Debt collector? Scamming me? Pinnacle credit services?
I have no debt. Letter they sent me have my exact address including the apartment number My last name is correct but different first name. I lived here by myself for 8 years. What's going on?...


 Getting credit???
I am wondering how in the world I can get credit. I am 18, I don't have credit at all. Nobody in my immediate family has credit or good credit. I have tried to get credit cards, but I have been ...


 When depositing a check?
Ok I bank at Chase,and I was trying to deposit my check into the atm.I was wondering how fast will the funds be available to me after doing this.Im new to this.Thanks!!...


 How can I settel credit card?
I have applied for a 0% APR credit card until August 2008 from Chevy Chase Bank, the creditor is USA First. I have been told my minimum monthly payment would be $18.00 which It nebver happened. Now I ...


 Once you check your credit report, do old creditors chase you down?
...


 Is there a credit card that I can get even though i have NO Credit?
I want to build up my credit....


 How do you turn bad credit into good credit?
...


 If someone got a hold of my credit card number?
Realistically, what could they do with it?

My Wife freaks out when i throw out old receipts with our credit card number on them, but I tell her they would need our full name and exp date ...


 How does knowing your credit score save you money?
Your credit score is your credit score. There is very little you can do about it or with it. It is like your age or I.Q. How will knowing what it is help you?...


 Can I remove a late mortgage payment from my credit report?
Is this possible? There are companies that say they can. Is that true?...


 Good first credit card?
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?

(I don't have bad credit, just limited and am trying ...



Cassie V
Mastercard or Visa??????
                     
 




BobWang
You should have both if you travel to Europe, especially Italy.
In the U.S., Sam's Club doesn't take Visa.
The Olympics don't take MasterCard.


frank s
Rating
i have had both and i never noticed a difference.

choose the one with the lowest interest rate.


mike c
visa is the best


Spartan
It depends on your favorite number. If you like 4 more, go with the Visa (Visa cards start with "4"). If you like 5 more, go with a Mastercard (for the same reason). But really, there aren't any differences other than that. They are both universally accepted (pretty much) and offer different levels of credit limits and interest rates depending on your credit ;)


unique_name2001
It makes very little difference which card scheme you go with, both are universally accepted. What does make a difference is the card issuer (bank) and type of card as that will affect your rate of interest, minimum repayment amounts, and any perks (like cash-back, purchase protection and loyalty points).


Knight
None, both charge huge interest, debit card better, if credit must have try Discover Card, interest is lower. Good luck.


Biggie @ Arbor Mortgage
I have both.


Lenny M
Rating
They are virtually same but different company. Some card companies prefer one over the other and base their rewards on that. You can look at and compare some cards with visa and mastercard from different card companies at the site below. You'll get the idea about what I'm saying. Just remember to apply for a card that you qualify for.


georgia mom
Rating
There really isn't a difference. Get one of each!


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