This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ...
Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you ...
some one is taking money from my bank account and all i have is a 800 number and they don't answer when i call. No company name is give on the automated system ...
A thought crossed my mind.. So I got curious. I'm sure the interest rates in the USA is cheaper than Australia. So how easy (or hard) is it for a non resident to borrow money from a USA bank?...
I have an international friend who stayed for 3 months with me and now she left for her country with a bill from debt collector coming to my apartment.
She had a car accident which was her at ...
I have a Capital One right now but I want to know about different benefits and rewards they have. Im not too worried about the interest rate because I pay it off every month. Additional D...
How are people getting $30,000+ in debt? How do you still have credit to qualify for credit cards and things that put you into debt? I have one credit card that I owed $1100 on and I can't ...
My parents are really nosey and I am well into my 20s and they have no business knowing my financial situation. Unforunately they have all my personal information - social sec #, maiden name (go ...
Pay off as much as you can. Credit score also look at how much credit you have available on your cards in addition to if you are paying on time.
bill t
You will probably lose a few points. If you pay it off before the statement cuts they wont even know about it.
And always pay down all your debt to under 9%. Thats how you get the most points.
private
Sound fine to me. <}:-})
zipperz41
If you max it out and pay half off by the due date it will not damage your credit. If you don't pay it until the next month after the due date it will effect your credit report with a late payment.
Anjell
Maxing it out for a month will not likely hurt your credit via high debt to income ratio because if you plan on paying at least half next month, by the time your credit card company reports it...it will be down again. Just dont make a habit of it.
E P
The amount of monthly outstanding credit will show up on your credit report in the details for each account you have.
I am not sure whether this will make a big impression overall; it will depend upon the lender's assessment criteria and whether this is a habitual practice.
ibettergonow
only if you want to apply for credit that month - if you are in good standing then you should be fine
Worldly25
No Everyone has a time when an emergency arises and that is what the credit card is for. Just get it paid asap
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