 I was denied credit 10/5 by two firms, based on Equifax credit report, need explanation of who and what for? |
| On the report from the denied credit firm, it only gave debt amounts from Equifax and no names. I paid off all my bills at the end of 2005 and early 2006 and only have two debts, outside the two ... |
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 How can i improve my credit, and why is it bad? |
| im 25 andmy credit score is around 550 i believe wich is horrible but im not sure why. i dont have much credit history, but a few years back i got a dept. store card with only a $100 limit to build ... |
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 Unemployed and in debt? |
I'm asking this for a friend who dosen't have a computer.
He's in debt, about to loose his job, lives with his friend, and no money saved up. Every payday he tries to pay his ... |
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 Amazon.com? |
can you pay with a visa or mastercard through amazon?? or u need a paypal??? is it safe to use a visa or mastercard???
Thanks!... |
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 My husband had a credit card in his name only for some dental work. He passed away 2mo. after. I have been? |
| paying on this bill for the past 3 yrs. and the int. rate is 27%. Income was cut in half so I'm just paying min. every mo. so the balance never goes down. Am I legally responsible for this bill?I... |
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 What is a good credit card for me? |
| i have limited if not any credit at all. i just turned 18 last year in november. what is good credit card that will approve me with a decent apr?... |
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 What is the best way to pay off an $8,000 credit card? |
| My current card has $8,000 on it and the percentage rate skyrocketed to a 24% interest rate! I did not read the fine print and after the introductory 0% rate, the interest rate increased. I closed ... |
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 Do things not showing on my credit report affect my credit? |
| I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'... |
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 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
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 Credit Debt? |
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???
Cause ... |
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 What's a good credit card for an 18 year old to start building good credit? |
| I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.... |
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 Strange Debt Letter Help? |
| I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ... |
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 Debt collectors? |
| Hi i say on the news about zombie debts on how they are agressive. well I have one of them harrassing me on a debt from 1994. The orginal balance was 400 bucks and now they want 18k. I told ... |
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 Paying off old debts? |
Hello everyone,
I have debts from the last several years.
But my question is, is it better to settle on a debt if the collector is willing to, or pay off the entire thing?
... |
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 Where do I get a prepaid mastercard without having to apply and fill out forms? |
| I am 14 and I want to buy a particular item online but I havent got a debit or credit card and my mum says I am not allowed to get it I have got the money needed for the item all I need is a credit ... |
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 Capital one keeps reporting on my report even through its charged off when will it come off my report? |
Additional Details
so even through they keep reporting it will come off 7 years from when it was charged ... |
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charlisia N | Maxxed out? |
i have six cards that are almost all maxed out from college and moving and eating out....i want to buy a car in 6 months ..whats a good plan of action to pay off 2500 in credit card debt and still pay rent, utilities, etc... |
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phuckfrankie
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Look for a 2nd job on weekends or at night. If that cuts into your nightlife think about being a bartender, or a work at a restraunt. I would think of ways to save for the future so it will keep you from falling father in debt. Buy a loaf of bread and sandwich meat for a week. Yes is sounds dreaded but its only short- term and every dollar counts. No more Starbucks, drinks from the vending machine, only buy groceries on sale. And yes even drink the dreaded cheap beer. For about 6 months you need less than 50% of your available credit charged on each credit card. Your score will rise, and chances to buy a car with a good intrest rate will rise as well. |
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tumultuoustempus
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No easy answers here... the first thing you should definitely do is write up a budget. Include EVERY expense you can think of including pleasure. Once you do this, figure out how much money you have left and focus on paying off the credit card with the highest interest rate. You may have to get a second job. I know that's probably not what you wanted to hear, but it's probably the best advice. Good luck! |
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hottotrot1_usa
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Do you have a job? Pay off the one with the highest rate first. |
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beauty s
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pay like 200 a month to a less get it down |
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Jamie G
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Understand the power of compounding interest-your $2500 debt will not be $2500 6 months from now-you need to account for that. You should invest the money to get a software package like Quicken that will help with your projections and setting a budget, but you do need a budget. And stop eating out so much. |
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mommarigold33
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First of all do not pay the minimum you will never get done. Second of all cut back in all the extras(eating out too) (Coffee's included) Call them and tell them that you having been paying good and on time and 9 times out of 10 they will reduce the interest allowing you to get caught up quicker and last but not least leave your cards at home except for your debit and you will be less tempted to shop. |
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Paul Ding
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Move in with a girlfriend to avoid rent and utilities, so you can give the credit card companies about $600 or $700 per month. |
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Chez_DeVille
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without knowing your current income and monthly expenses, it is impossible to advise you. You can start by ripping all of the credit cards in half. |
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