 HELP!! Credit Card Debt and Balance Tranfers? |
| I have 2 cads that carry a balance, one has 132 dollars on it the other has 700. I just recieved an offer from Chase with Chase Visa Plantium Card, that offers 0% intersts on balance tranfers and no ... |
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 How do you pay for credit card bills? |
| When they send you the bill can you give them your debit card number to pay for it? Does your checking account charge money to do this even if it's not online? How are credit card bills paid for?... |
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 Help Needed, upside down car loan, divorce, no refi option? |
| My wonderful ex husband left me with a ton of credit card debt and a car worth 12K that we owe about 18K on. I signed the loan while married because I felt intimindated and pressured (really wish I ... |
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 Paying my credit card payment in full every month? |
| Okay, so I'm 19, I just got a credit card to build my credit, I've been searching around and some people say you should pay your cc payment in full every month and other say you should pay I... |
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 Best way to use credit card to improve credit? |
| I am trying to improve my credit scores, I have a credit card, but I have heard different ways of using that can help you credit (not going above 50% of limit, paying it off right away, not paying if ... |
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 In order to save our economy why cant the goverment print money in order to get us out of debt? ? |
| i know the goverment could not just hand out money but in order to repay banks to get our economy going so that banks would lend money why cant the goverment just paint enough money to clear our ... |
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 Suicide because of debt? |
right now I'm in debt: check boucing,car payments,payday loans,credit cards.and etc.
I have 2 jobs.but every paycheck I get payday loans swallows it.it leaves me no money or most of ... |
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 My Citibank card in good standing just notified me that they were raising my rate from 9% to 25%!? |
| I have never paid late, my fico score is the same (over 700) and I haven't made any late payments on any other accounts. Why would they do this? I can opt out and close my account, but is there ... |
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 How Can I REALLY Improve my credit ASAP ? |
| I can't even get approved for a department store card ! My student loan is in default, also I screwed up my last bank acct by overdrawing checks, so I'm on check systems... I want to buy a ... |
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 If you very bad credit is it possible to get a personal loan? |
Bad credit personal loans if its possible how and were?
all over the internet they say you can get a personal loan no matter what your credit is, if so then who can testfi and what company ... |
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| If I co-singed for a car for a friend and we no longer speak, is there any way to get my name off the loan? |
| Mine name is also on the title of the car. There is no way my friend can get the loan amount on their own or pay it off, and I won't pay it off either. Am I stuck with a chance of bad credit ... |
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 I need advice on a loan? |
| I have a loan out that i got maybe like 3- 4 months ago, to supposably pay off my credit cards, which i did then max'd them out again, I recently bought a 30,000 dollar car w/ a co signer, and I ... |
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 Hi. im 34 years old and in 180.000 dollares debt.my monthly payment is 3G p/m.is bankrupcy a good idea? |
| do i keep paying the monthly payment until i pay it off in about 16 years (3000 per month),or do i declair bankrupcy and get it over with?... |
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 What are my rights when a creditor calls to collect a ghost debt from an account I had over 13 years ago? |
They said they purchased the account and I had to resolve it because they purchased it from the original creditor.
It's been longer than seven years and it should not be on my credit ... |
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 Is this a scam? |
| so i got hired by this company and the deal is that they send me money in my name through a cashiers check, and i keep 10% of it and send them the rest... does this sound like a scam?... |
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catanomicsunset | Minimum Payments? |
I have a Mastercard with a $1000 limit. This is my first card and I was wondering, if I spend $100 how much do I have to pay back when I get my first bill? How can I find what the minimum payments? |
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mel
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pay it off in full every month, or suffer the consequences of DEBT. |
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fau484
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The minimum payments are disclosed in the terms you agreed to when you got the card. Standard is 2% but I highly recommend you always pay back the full amount. Credit card debt is a nightmare, once it starts it never ends. |
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Justin T
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The minimum payment will be listed on your bill. Please pay off your credit cards completely though as you should avoid that trouble. |
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Who wants to know
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Minimum payment consists of the 1 or 2 % of the balance + the interest rate and late fee if any.
Pay as much as you can. The more you pay, the less interest you have to pay. If you can afford to pay the balance each month then do so. Do not carry the balance if you don't have to.
THERE IS NO GRACE PERIOD. If your payment dues on 9/6 that's your due date. Payment has to post on that day. If they receive the payment on the 7, that's considered late and that'll be a late fee on the account. |
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Angie
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Number 1 rule of using a credit card - don't charge it if you can't pay for it. That's how people get in trouble with debt. If you charge $100, plan on paying $100. That way you don't end up paying more with finance charges. |
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sophieb
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"minimum payments" are a problem because they trap you into long term payments with interest added. So when you buy (and because of the interest) you're never getting a good deal since over time you will pay a couple of times more than what that product was ever worth.
The idea behind using credit intelligently is to never buy anything that you can't pay off within a month. Otherwise it will build and before you know it you will be in trouble. So figure on paying the entire amount. |
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Laughing Libra
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The bill will let you know what the minimum payments are for each month.
Word of advice, ALWAYS pay more than the minimum payment. Acutally, don't even start using the credit card. |
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Judy1
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Read the info you got when you signed up for the card - that will tell you how minimum payments are calculated. Minimum payment would probably be something like $20.
If you just make minimum payments, you'll pay a ton of interest and your $100 item will end up costing you much more than that. Pay as much as you can, not just the minimum every month - your goal should be not to charge anything you can't pay off in full when the bill comes in. |
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asots5079
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When you receive your statement in the mail it wil have you min payment on there |
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candleslightup
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The incentive for them (MC) is for you to charge to your hearts content. DON'T! To keep good credit just charge to 30% of the 1,000. credit line. Your min. pmts, will be quite low, but remember you're paying interest everytime you keep a balance. Go on line to the credit card co. and register to view and pay on line so you will know when it is due before you even get the paper bill. |
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marathonbdogg
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There's probably a "grace period" on your card. That means you have a certain time from your billing date to pay it off in full without incurring any interest at all. If I can give you one piece of advice, it would be to get in the habit of paying your card off in full each and every month and DON'T just make the minimum payment. It will help your all-important credit score which will help you secure credit in the future, plus it will prevent you from having to pay interest on the card...and who wants to give away money?!?! Good luck! |
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illusion_of_power17
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$5,000 |
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