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I have way too many dept store credit cards that i havent even used should i cancel them?

they are like Kays Zales Ebay Paypal card? i never will use them cause i have others but someone told me cancelling them was bad. ihave about 10 credit cards and i want to just close some will it ...

Parents using a credit card issued under my own name?

Apparently, I get credit card offers coming to my house address even though i go to college outside of my state. My parents have basically forged my signature and created several credit cards under ...

Where do i stand with my bank?

i stupidly co signed for a loan with my ex five years ago. I recently found out that my ex has not paid this loan for a year! instead the bank decide to go into my account and take out some money for ...

Why won't they give me a chance?

I need a credit card for college, but I get turned down. I got my credit report, and there is no blemishes on it. Actually, there's not much on it at all. I also don't have the $200.00 to &...

Cash Loans.?

Where can i get a cash loan, I have really bad credit and everywhere i have tryed are turning me down tryed prov personal credit and many others, At the mo i would even consider a loan shark, any ...

Collection Agency keeps calling my job after I told them not too.what can i do about it?

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How can I rent a car WITHOUT a credit card? 10 Points awaits the best answer!?

I need to hire a motor on the 7 th August. Any ideas?

I only have debit card..

Thanks in advance
Additional Details
Sorry am in the UK!...

What's the worst that can happen if you do not pay your debts?

How long does it take before they try to take you to court and how can you get judgements of your ...

What exactly is "consolidating" your bills??

I know this is sort of a dumb question, and I know what it means, they put all of your bills together for one monthly payment, but does it really help? or do they end up screwing you over in the end.....

Asked to cosign a loan.?

A family member has asked me to cosign a loan to pay the IRS. If they default, when will I be notified? Will I have to pay it all at once or can I continue to make monthly payments. If they miss a ...

Credit card charges what can you do to avoid them?

why do some retailers charge a service charge when using a credit card as the transfer sometimes just takes ...

Serious, honest answers only?

If I were to finance a $15,000 auto loan with a term of 66mths now will that hurt my credit in, say, 3 years when I try to get a home loan?? What am I saying is is will the lending institution look ...

Building credit?

i am a sophomore in college, and i dont have credit and i want to build it. i have applied for credit cards that say they are for people to build their credit, but i dont get approved because of ...

How can I stop compulsive shopping?

I am in debt because of shopping, I maxed out my credit cards and now I borrow money to go shopping, and I buy things I don't even need, I feel better after shopping, it's like a high or ...

Building credit...What is the best way to pay for credit card purchases ??

1) Should I make small purchases lets say 100$ a month and
pay it off in full upon billing ?
2) pay full balance before i recieve my bill ?
3) make the minimum payment only ?...

Buy a giftcard, with a giftcard?

i know i am receiving a walmart giftcard from my aunt. And i do not want anything from walmart. So i was wondering if it would be possible for me to use my walmart giftcard to buy an all access Visa ...

How to recover money that was borrowed to a friend who refuse to return?

i borrowed a total of $4.5K over nov'06 and dec'06. i kept asking for the money to be returned, and was given all sorts of execues and now..this friend is uncontactable or have been ...

What is the minumm payment you can pay to a creditor to keep from being sued?

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Why does no one save up for things?

Cars can be bought on credit, OK if it is zero percent but if you have to pay some of the exhorbitant amounts they charge, why not save up?...

Will I be okay just paying part of my credit card?

What will happen if I just pay much more than the minimum payment but I still have a balance left on my card? I'm maybe going to be able to pay out about $300 or $200 out of $500...

W...