 How to payoff a $900 Dollar Debt w/ 20% APR? |
I basically have a 900 dollar debt, with capital one, and my interest is way to high its like 20%, meaning I pay an extra 10-15 a month in interest.
Do you think if I call them, they will ... |
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 Can you be jailed for an unpaid loan or other debts? |
| So I took out a payday loan because money has been really tight and I have been trying to get money matters fixed. I have had the option of requesting more time every 15 days so far and had to pay ... |
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 Is there a payment service where someone can send me money, other than paypal,escrow e.t.c? |
trying to receive money from someone and deposit it, i dont want to use paypal as i dont trust them any more and money bookers etc.
do you know any/... |
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 An ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!? |
| an ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!... |
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 Credit Cards? |
| Today I found out that my credit score is 770. The reason why my credit score is high is because my parents co signed ro me to get a car loan. Today when I went to apply or a credit card I got ... |
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 Is credit really that important? |
| I am paying off my credit cards and doing away with them. I have no plans to buy a house, rather am saving to buy land outright and building a house on it. Also, I buy my cars in cash and just save ... |
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 What's the best way to re-establish my credit? |
| I had a bankruptcy in '99 and last year I had to use a debt consildator to get my credit card debt under control. I just want to get out of debt and start over the right way. Any ideas?... |
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 What is a good credit card? |
| I am 18. I have no credit. Is it possible to get a 3,000 dollar limit. Who should i go with. What do i look for?... |
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 Credit Cards with Bad credit? |
| I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have ... |
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 My mother owes a Jcpennys $300. She lied to me telling me she owed nothing. I refuse to talk to her and decide |
d to let her handle her own stuff . I don't help with the house chores and stuff like that. I am 14 she is 42. Am I doing the right thing?
Additional Details
I try to give her my ... |
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 What does it mean to redeem a gift card? |
| ( i know this question is weird... just answer)... |
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 I used my parent's credit card! Help!? |
| I used my parent's credit card even though they said no! I'll pay them back later, but when they recieve a bill, is the name of what I purchased gonna be on there?... |
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 Fair Debt Collection Question...? |
| I have recieved 3 phone calls from a debt collector who is telling me that I need to contact him immediately because if I don't take action I won't like what will happen. Now, I'm ... |
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 What is the worst that can happen if I simply stop paying my credit cards and ignore the card company? |
| Will I get a CCJ, or will they simply go away and refuse to lend me money again? Or, will someone turn up at my door? Only sensible answers please!... |
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 Do debt collectors have the resources to trace people if they move from the uk to somewhere abroad like spain? |
| I Owe 500,000 pounds in bank loans ect one to natwest bank in uk if i move to spain but inform my family friends not inform the debt collectors if they phone what country i move to surly it will ... |
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Thomas | More than one credit card? |
I'm 18 and I have a Student Select credit card with Bank of America. It has a $600 credit limit but I really want to get the Discover Gas card because it's 5% cash back on gas and 1% on all other purchases. Is it recommended that I can get this Discover Gas card because I travel alot to school and work... or should I just stick with my non-reward Bank of America card? |
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abby fth
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Credit card offers aren't exactly a rare occurence. In fact, many people are bombarded by multiple credit card offers each and every day. The question is, how do you know which credit card offers are the good ones and which ones should be thrown in the trash (after being shredded of course)? Follow these seven bits of advice.
1. What Does "Pre-Qualified" Really Mean?
First things first -- when you get those credit card offers in the mail that say you're "pre-qualified," it does not mean that you've been approved for the credit card that is being offered. You still have to apply for the card (and have your credit history run) before you'll actually be approved.
Many people have gotten frustrated because they respond to a "pre-qualified" offer only to find out they're not really approved. Get all information about it at: http://www.credit-card-gallery.com/article/187,Credit_Card_Offers_Navigating_Through_The_Choices |
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luckymushrooms
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Get rid of all your credit cards. Save and keep a $1,000.00 in the bank as an emergency fund and visit this website: http://www.daveramsey.com |
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voodoo_lawnmower
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Give best answer to Lucky...Credit Cards are the scourge of society |
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Torontonian
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Compare the two; it is of course better to apply the Discover Gas card with its great rewards. However, you should find out the interest rate they charge if you can't pay the full amount when due. Most likely it charges higher interest rate. If you can manage to pay the full amount and not the minimum balance, go for it.
One thing you should always keep in mind, don't be a slave to your credit card. Manage your finance wisely. Remember you are building up your credit rating. Don't ruin it. |
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joelmeulenberg
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There are better cards than the Discover Gas card. To find the credit card that will pay you the most for your spending profile (on gas, groceries, restaurants, etc.), check out this rewards calculator:
http://www.creditcardtuneup.com/
You can use the rewards calculator on College Student cards here:
http://www.creditcardtuneup.com/?card_type=College+Student
Note that the tool also finds the best combinations of cards for your spending pattern. |
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minot_1997
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I would look at the APR, it may have an introduction rate but read what the rate is after, if it's above 15%, I would forget it. You can go online and type in "credit card offers" and select gas credit cards and see if any interest you. Also see what other Bank of America cards offer, you may find another card that interests you. Be careful and look beyond the gimmicks and actually read the fine print and find a low APR card if you need another card, limit you yourself to 1 or 2 credit cards, the more you have the harder it is to keep you credit in order. |
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SPIFIMAN1
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Why not have both? The more lines of paid as agreed credit you have on your bureau the higher your score. |
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indronil s
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yes you can get two credit cards but always try to pay bills on time otherwise your credit goes to hell.
To know more visit
http://creditcardbiz.blogspot.com
and
http://onlinepaymentoption.blogspot.com |
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ian s
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I have two credit cards - you might as well get both as long as you are responsible and use them properly. |
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nomar4prez625
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I'd say stick with your student card for now only because you might not get a good credit limit with Discover if you don't have a long history of credit. I'd find out though. If you can, ditch the BOA card.
Tip: Don't let your credit debt pile up! Pay it off on time and don't buy what you can't afford! I've seen too many people ruin there post-college lives because of credit card debt. |
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