How do I make my boyfriend care about his credit and bills? |
| My boyfriend of five years moved back in with his family last year. They put the electric in his name which he later found out was a HUGE MISTAKE. They moved out of state and left him with an ... |
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How does an American Express Gift Card work? |
| Can I use it to purchase items on amazon? E-bay? or any other online transactions? Please if you have experience using this type of gift card I would appreciate it.... |
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has anyone consolidated their credit card debt? |
| i just wanted info on how it works and was wondering if it is really worth it? what dose it do to your credit ... |
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I have an unpaid payday loan question? |
| I have a payday loan for $185 that is a week overdue in Louisiana. I called and said I could pay it Friday, but she seems unwilling to work with me.I can pay off this loan, but I got into a car ... |
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Is that true I can't get the money refunded if there is a discrepancy on the bank stmt over 60 days old? |
| I have a discrepancy but they won't even listen to me, even though I still have the receipt. It's from last september (I only balance my account 1-2 times a year.) They told me it says ... |
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Bankruptcy and Debt Inquiry? |
| I filed for bankruptcy in 2001 and was discharged in 2002. 7 years passed, my credit is clear, i managed to buy a home, secure a line of credit, receive credit cards and all are in good standing. T... |
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How many credit cards should I have to help maximize my credit rating? |
Don't give me a "it depends..." answer with a whole bunch of technical mumbo jumbo. I want a number here.
I had 1 credit card for about 2-3 years and finally graduated ... |
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Where to report fraud & scam cases? |
I ordered some shirts from a site called kinggool.com, and he never sent me the goods or refunded the money....I wonder how to report him or how can I get my money back?
I sent him money ... |
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What can I do to rebuild my credit? |
| Well here is my situation, I just recently moved to San Francisco, CA and well my credit is ruined because of stupid loans and what not. I've been applying for jobs, but it seems that I don'... |
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I wanted to know that is it going to my credit score by canceling the card? |
| Hello, I recently received a Macy's visa credit card when I asked for a Macy's store card only! I received it today, I didn't call the number on the card to activate it, instead I ... |
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how do i fight a voluntarily repossession from going on my credit? |
| My wife and I tried to purchase a car about 30 days ago, we left a partial down payment and promised to pay the rest within 30 days and before the first payment. due to a few missing items ( my lost D... |
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Weird charge on my credit card? |
| i dont remembermaking the purchase but at the same time it IS possible. if i call the credit card company up will they tell me WHAT was purchased from there? cause right now on my statement it just ... |
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Best Credit Card for Teen? |
What is the best credit card for a teen (mastercard, visa, etc.)?
Preferably it would be linked to a parental account (or at least able to accept account transfers nationally and ... |
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Are there any low fee payday loan sites? |
| Hi there, can youo tell me whether there r any low fee payday loan sites? ... |
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How can you get your free credit score and report? |
| All the sites I have been to will give you the free credit report., but not score. Where can you get your free credit score and report?... |
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Raising the credit score- Which option is better? |
(Just using my credit card as an score booster.....)
When I owe $50 on the bill, is it better to:
a.) Pay it all at once?
b.) Pay ALMOST all of it? Like, leaving $15 on ... |
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How did these debt collectors find my address? |
| So I have recently moved because of the military and somehow 2 debt collectors found out my address. I monitor my credit report and no one has reviewed my credit report sense the move, so they ... |
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Is an 18 year old able to obtain a mortgage? |
| I know I will have to wait until I am 18 which is only a few months away, but how can I obtain a mortgage. I am very good with real estate and have a business plan lined up and a family friend who ... |
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Torsten | Must returned credit card purchases be paid for if bill arrives before credit appears? |
Let's say you buy an item for $400 and $200 online using a credit card. Then, you mail the items back to the company, and the company says sorry, you won't have your refund for 4- 6 weeks. While you are waiting for the $600 credit to appear, you get a bill from your credit card for $600. Do you have to pay the full $600 by the required date to avoid finance charges? Do you have to pay for items you do not have if the merchant is taking a long time to process the refund? If you do pay it, then you will be permanently out the $600 cash and left with a negative credit card balance? If you only paid the minimum, would you be charged interest? How does this situation work? |
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Common Sense
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Ummmm, seriously?
Obviously if you pay the minimum you will be charged interest...credit card banks aren't charities you know. |
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Beverly S
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You do need to pay at least the minimum to avoid late charges & hits to your credit. You will pay interest/finance charges on any unpaid bal. When you get your credit issued you can request a check from the cc. company. Hope this helps! |
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