Tony W
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Stick it in a min cash ISA for a while, so if they do ask for it back, it's there, but you'll have earned some interest off it in the meantime, |
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lynn18050
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In all honesty, call them and give it back.
1. its not yours to keep
2. you'll spend time worrying if they will contact you.
3. its the correct thing to do.
4. you WILL feel better for being honest about it. |
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keefy
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Someone once got paid out too much from a cash point & didn't tell the bank. He was prosecuted & found guilty of theft, so probably you're not entitled to keep it. |
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jtaylor1993
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If you keep it you could end up having to pay it back later so be prepared. |
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douglas l
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Not a good idea. Banks audit themselves all the time and they WILL discover the overpayment. Don't assume they will just shrug it off. Best to let them know about it. If after making a reasonable effort to correct it they still have not then I would think you are in the clear. |
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Bardic
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They're legally entitled to claim it back. Full Stop. |
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notyou311
 |
You cannot keep it. When they find their mistake, they will come after you. |
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romettifamily
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Tell them about the mistake because they will find it and they will take it back and usually at a time when you are short on funds. They always find it. For those that say to keep they aren't going to be the ones that could end up over drawn and then paying those fees and if you close it and they take you to court are you willing to risk your credit for it? because if you are taken to court it will affect your credit. This is morals aside. However putting morals into the mix.....How could you live with yourself? Those that use the term free money probably live off of someone else and doesn't know what it means to work for a living. |
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dayday
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Keep it.
I wait tables, and one Friday morning I deposited all of my tips into my checking account. (Cash of course, which registers immediately.) That afternoon, I left for vacation.
Imagine my surprise when I checked my balance the next day and that money wasn't there. I called and they couldn't do anything without the deposit receipt, which was at home. I didn't get the money back for a week.
The banks rely too much on technology.
For everyone that's been screwed over by a bank, keep it.
And, you know, if it's a lot of money and you fear they'll catch you, withdraw it all and go to another bank.
Everyone here can say what they want and act moral, but free money is free money and gas is expensive. |
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ANF
 |
If they have made a mistake they can claim back the money at any time. No such thing as a 5/10 day rule. If it really is not yours then why should you keep it. When they discover the error they will take it from your account and will not bother to tell you. Write to them and inform them of the error. |
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sky7th_7
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Would you be happy to take money which is not yours? I am against it 100%, believe if you return it and you need it god will make it up to you and you will earn a better money.
it depends on your conscious.
good luck |
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dot254
 |
If I were you I would just keep quiet about it and carry on as normal but keep it in mind that they may suddenly take it out of your account and if they do then hey ho you haven't actually lost anything! If after a couple of months they haven't taken anything I'd say you're in the clear! =) |
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beauty s
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no, cause then u will have to pay them back.. |
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babyonlyne
|
i once depositted £40 at my bank and the twit at the counter put in £100 and i had no problem keeping it. i had a receipt and that's all i needed. they did ring me to try and rectify the error but i never answered. as far as i was concerned it was there error. my suggestion would be switch banks like the person above said . take that money and put it aside in a high interest save that pays monthly eg ING that way if they ask for the money back (because you probably didnt get a receipt of letter to say they were sending it to you) you get to keep the interest made from it and if they never ask for it back even better for you...serves them right HAHAHA
you could always make out you thought it was compensation to cover stress etc.
be aware they may not notify you when removing your money (aka their funds) |
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Alex N
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If the money was paid after you requested your fees back, then you are entitled to it.
I claimed for my bank fees - they refused to pay the interest but agreed a negotated price which I accepted. When the money comes in, it's mine!
I think the same is true here. |
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amadeus
|
Refund their money. They will catch up with you sooner or later - probably sooner. When you bring back the money, talk it over with the bank manager and make a big issue of your honesty. You may need a good reference in future and a bank reference is excellent.
Also, think about opening an account at another bank.
Hope this helps.
amadeus |
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SPIFIMAN1
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Close your account and switch banks. If they do not find out about the overpayment (rare) you are OK. But if they do (most likely) be prepared to pay it back because they will come after you. |
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dels replies
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It's up to you. You could keep mum and say nothing but on the other hand the bank might realise their error and come chasing you for the overpayment The main thing is do you want the hassle. |
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moonpig
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Just keep it! if they say anything tell em that its personal interest for charging you ridiculous amounts!! |
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bobby t
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After 7 years it is written off and i also beleive it is then out of their rights to claim it back. |
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mark
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Switch banks, then keep hold of it for a while. If they don't spot the mistakes then run!! |
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robbo1974
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well i would either leave the money in your account or take out and put in to another account? save the money and if thwey dont say out in a few weeks then wud spend it, however if they ask you for it you cant really say u havent had it as will be on your statement and they may ask for it back, have to see, how much arewe talking about 100`s or 1000`s? |
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Sir Sidney Snot
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Shhhhhhhhhhhhhhh! |
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Robin the Electrocuted
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Just keep schtum and don't tell them. But bare in mind that they can ask for the money back at any time.. I don't think there is a time limit, and if there is, its definitely longer than 5/10 days. |
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links305
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its not your fault dont say anyting besides some how its your money anyways |
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stacey p
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well if you don't want it i'll have it |
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????
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serves them right.
keep it., |
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Spurs17
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hang on to it for a while, or yes, you could shut down your account and run - good idea that! |
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