 How hard is it to get approved for an auto loan with bad credit.? |
| I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?... |
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 If you have no credit because you always pay cash, what's the best way to establish credit? |
| I've heard people say you should get a credit card and only pay the minimum for a few months to carry a balance that is reported. Is that true?... |
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 Car Finance Guarantor - Help? |
hi All,
I wonder if someone could offer any advice. My sister purchased a car about 9 months ago and took out finance on it. She managed to persuade my mum to go guarantor on the payments (... |
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 How do I build my credit if noone will give me any? |
| If you have just turned 18 and you of course need credit, how can you get it if every place requires credit history to get it?... |
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 Should I buy a credit card? |
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Additional Details
This is to help me build credit. I need a automobile for work.... |
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 Will my hus bad credit influence mine? |
My husband just settled two credit cards under his own name. Will that bad credit history influence my credit score?
Sb told me it will only influence me when we are trying to buy a house ... |
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 Where can I go to actually get a FREE credit report? |
They all say "free credit report" and as soon as you get to the last page of questions, they ask for your credit card.
I know there's a place some where because I did it ... |
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 How can I find out what a credit card's credit limit is before I apply for it? |
| I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card?... |
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 How can a young adult (between 19-21), start up some credit? |
| I need to know because I trying to start school, and I need to take out a loan. The school I will attend is a "career training" school. Dad and Mom credits were not accepted so, now I ... |
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 No Credit History? |
| I was wondering if it is hard to get a Target Card. I'm 18, I have no credit history whatsoever, but I want to start building a credit history. I love target and know it would be a good store ... |
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 How do i stop a bill collector from calling me,because they want to talk to my daughter,without giving her #? |
| i think someone stole her ID in the pass, and now some collection agency picked up the contract. My daughter had a job where she was making over 60k a year. she just had twin girls last month.she ... |
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 Bill collector told me if i cant pay him, he could get me fired? |
| Hi i have a bill collector after me about a bill 8 years ago from a divorce. it was a credit card for 8k, from my wife... Now he wants 15k to satisfy this, i explained to him it was my wife. He ... |
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 I got approved for a car loan on by Wells Fargo. . .? |
| I did the credit app through the dealership (it went through 7 or 8 lenders--Wells Fargo was the only one to approve me because I have bad credit). Anyway, I was approved for a loan, but the down ... |
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 Credit rating? |
| How can you make it better once you have a few defaults from missing a few payments with just one company?... |
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 Which credit card would you choose and why? |
Additional Details
discover or mastercard to add to your visa credit ... |
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 Are consolidation loans worth it? |
ive got a few credit cards and a loan, at the time when i got them i had a fiull time job and found payments easy
i went back to college last year ti further my education and get better ... |
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Robbyz3 | My Ex-employer sent me a letter saying they overpaid my salary, what do i do? |
I used to work for citigroup and they sent me a letter saying they overpaid me by 1200 and need payment from me. I know this cant be true and I think the company messed up. They said it is being handled by "recovery services" for collection of payment. I called them and they said they would look into it, what do i do if they say i do owe the money? What are my options and how will it effect my credit score? |
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wowwhatwasthat
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You could fight it in court but lawyer fees and such may cost more than 1200. I would ask for proof of overpayment and go from there. At least consult with a lawyer. |
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oldmomma
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make them show you the shortage of hours that they so called paid you for or was it separation pay? I don't know if they legally can ask for it back but you might have to seek the advice of a lawyer. That may end up costing you way more than $1200. though. |
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Studly
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This is not a credit issue, so your credit score has nothing to do with it.
Tell them you want to see all of the time records, and an explination of why they feel you were overpaid. If they won't turn this info over, tell them to sue you.
When the lawsuit comes, file a "Motion for Discovery". This will force Citigroup to supply you with all of the documentation and evidence that they intend to use in court to show you owe them the money. If, after examing this information you feel they are right, then pay them.
If not, go to court and tell your side to the judge. Present your evidence.
If Citigroup is on the level, they will not hesitate to present you with whatever proof they have. |
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Lucy_Fir
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I'd consult a lawyer. That sounds a bit fishy to me. Also get all of your pay stubs together and look them over. |
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Sans Sucre
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If you still have your pay stubs, collect them and consult an accountant before going to a lawyer. Based on your annual or hourly pay, also the calculation of the tax, pension plan, insurance, and benefit fee, the accountant will be able to tell you if citigroup is right or wrong. I am an accountant myself and I know this is human error and does happen.
If it's citigroup's mistake, try and settle with them first by giving them the evidence (pay stubs and calculations).
If it's being handled by the collection agency, I am guessing that this matter must have been 'ignored' for quite while. You must act quick if you don't want it affect your credit score. Usually it takes about 60 days in collection agency before it might affect your credit score. |
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Paula M
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Call the payroll department and request a printout or hardcopy of hours worked and paid....compare that to your pay stubs....make them prove in writing and documentation that you were overpaid.
Also, you should provide them YOUR own documentation supporting your position.....No need to get ugly w/ them until they get ugly w/ you....
DO NOT deal w/ a collection agency over this!!!!! Deal w/ the former employer's payroll department only!!
IF you do owe the money......offer them a repayment schedule otherwise it could get ugly.... |
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kthor
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call the payroll department first..hiring a lawyer just aint worth it..might as well just pay it. |
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hipichick777
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Get a lawyer |
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Steve R
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Ask them for proof of overpayment first, preferably in a letter. |
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Samadhi_atman
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First of all, if you were overpaid, I would think you would have been aware of it. But perhaps you are paid a lot and do not notice little changes in salary. Unfortunately, from past experience, I have learnt you must pay this back. Do not dispute it, I think your past employer is correct. It was their fault but you will have to pay it off. Take it as one of those hard life lessons, pay it off, and salvage your credit score. Believe me, in the long run, it will be worth it. Good luck. If it will hit you in the pocket, maybe you can set up a payment plan. If your employer is adamant that they need it all at one time it might be time to call a lawyer, or the Wages And Trade Commission, they will give you good advice on how to handle such small claims. Afterall your employer did give you a job at some point and it is only fair for them to recoup monies owed. Good luck. |
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I♥him
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dude, i would not pay them anything!! even if they DID overpay you, that's their fault...that's the way i look at it anyway. you can always dispute it, and let them know that you're gonna have a lawyer handle the situation. you could also try to find out if this has happened before with other employees or ex-employees of the same company. if it has, then there's a good chance they're just trying to pull one over on ya. good luck though...i hope you'll come out ahead =) |
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Mo
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just pay it |
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