 What should I do, I have this credit card that I have been paying $100 each month for over a year? |
| the collection agency stopped taking $100 out of my checking account a few months ago and now they want the full amount. I don't have $9000 to give them. They won't work with me. THis is ... |
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 Bank Won't Take My Payment? |
| I went to the bank the other day to deposit some money. I have bills due soon. I don't have the money on me now, but my friend owes me some money - he even gave me a signed IOU on a napkin. I ... |
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 Gas Credit Cards? |
I would like to get a credit card that i could use just for gas. I dont have great credit but i dont have bad credit. around the 640 mark.
i would like the credit card to help save my gas money ... |
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 What would happen if the person that I cosign for doesn't pay? |
| My friend wants me to cosign a car loan for him. He doesn't have credit, I do. I am worried about what will happen if he doesn't pay. I know that I would have to pay if he doesn't, ... |
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 Are you prepared for your credit card statement ? |
| now that it,s pay-back time. And have you over spent! Don,t be shy,we have no idea who you are.... |
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 I was approved for a capital one credit card. i maxed it out and it was charged off. well, now im getting? |
| calls from a group telling me that they are going to take this to court. can they sue me? the total balance is like $700. im young and stupid but now i dont know what to do. i already asked them if ... |
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 What happens if you overpay on a credit card? |
| Say if you owed £100 on a credit card and you accidently sent a payment of £200 would you be £100 in credit or would your payment be declined? Is it possible to have positive credit on a credit ... |
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 Can a collection agency make you give your bank\credit account info over the phone? |
| They say the dont send out bills, The can only take my account # and withdrawl the mothly amount. And send me a statement two weeks before. Is there any legal action to this? Can they do that? C... |
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 I keep getting letters saying there take me to Court ? Is this True? |
| I keep getting letters from Companys that i ow money to Eg Littlewoods account / Egg Card / Capital one Ect / This has been going on months will they take me to court as they send me a letter saying ... |
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 The bank asked for my social security number is that racism? |
| I'm not the whitest guy on the block, in fact, my skin can look like an oil spill on a driveway. Anyway, i want sum money for purposes related to ice hockey and I was wundering something in my ... |
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 Who's the best person to get a quick loan from with REALY bad credit? |
| I want to get a loan realy quickly but I have REALY bad credit. HELP......... |
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 Has anyone ever received an offer to become a mystery shopper and gotten a check for $4,000??? |
| I received an offer to become a mystery shopper after filling out a survey and checking the box that I was interested. Inside with all the paperwork was a check for $4,200 for paid training that is $... |
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 Will I be charged if I don't use my credit card? |
| Does the bank charge you something even if I don't make any purchase or if I repay it in time every time?... |
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 Getting out of DEBT? |
Ok I am in debt about 8000.00 my income had been decreased by 50% how do I pay this off at this point everything is behind and collections is calling. This is due to job lost
Additional Details<... |
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 I am inheriting large sum of money in about 2 weeks,can i borrow money using this as security? |
| i am about to inherit $10,750,000 and would like to borrow £3,000 to buy a van would a bank let me use my inheritance as surity as at the present time i am not working.i have written proof of my ... |
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 I had some credit card debt in college, does that stay on record for ever? |
| When I was in college about 10 years ago, I was irresponsible with some credit cards. Someone told me that the credit people wipe out your credit every seven years, it this accurate?... |
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omeri | My Ex-roomate owes me $1400.? |
He has paid me only $60 and not making remaining payments? Any ideas to get my money. He owes me the money as payment for my car that he totalled. I have copy of 1 check he has paid me and emails in which he agreed to make payments. is their any agency that can help to get my money? Any easy way out to resolve this as now he is not responding to my emails? |
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Joonbug
|
I myself had a similar experience, instead of a roommate, it was a customer, anyways, the first thing to do is call a collection agency. Normally their fees are anywhere from 15% to 30% of the recovered amount, so you gotta do what Momma always taught us, "Shop Around." Just google it or look on yahoo search, MSN search is terrible!!! If a collection agency asks for money upfront, don't use them.
Once that avenue is exhausted, then go the court route, every state has a different statute of limitation on debt, so google or yahoo the information in regards to that.
If he doesn't show up, then you win by default and he will have a judgment on his credit report. At the end of the day, though, if he's not gonna pay, he won't.
As for my story, a payment plan was worked out. |
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stepup1895
 |
You can waste your time and consume much negative energy on this or you can move on and focus on how to make more money to cover this and more.
Poor payment habits are rarely about to be fixed. Treat this as a lesson never to lend someone money...ever! |
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JAD
 |
You could take him to small claims court to get your money. If you have it in writing that he will pay you is great evidence against him. You should also ask additional funds for legal fees (if any). |
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thelaundryfairy
 |
You could always go and talk to a lawyer. Otherwise, go down to the court house and file a civil debt, I cant remember what it is called, but just tell them the situation and they will refer you to the small claims court. A friend of mine did the same thing, a few years back, and then Judge Judy's production company to find out if she was wlling to take her case to TV.
A word of advice for the future. Never loan money to ANYONE. Instead give it away. You shouldnt loan money you cant afford to lose. And, then if you give it away (or have the thought process that it is given away, even though the friend thinks it is a loan) and you get it back, then your friend respects you and your friendship. |
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sportyspice
 |
Go see a lawyer. Make sure you have a case, that you can prove it was him driving your car when it was totalled. Make sure you can't get nabbed for loaning your car to someone who was not on its insurance. Then, if all this is in order, off to small claims court you go. A true friend would have bent over backward to pay your money back, and been sorry for the rest of his life. Yes, it may cost you to get a lawyer, but your buddy will have to pay your lawyer fees if you win. You will lose him as a friend, but it doesn't seem to me like he is much of a friend to begin with. |
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Mama~peapod
|
Take him to court |
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hill
|
you could hire a lawyer to demand payment or face legal action. |
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luciousgreeneyedlady
 |
if you have something in writting from him with his signature that he agreed to pay you then you can take him to small claims court. If not, let this be a lesson to you, it is just your word against yours. |
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U B Happy
|
In the USA, small claims court. You do not need lawyer. Check info online. |
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steph d
|
Judge Judy would make him pay. |
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knjs12
|
JUDGE JUDY |
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mamadukes
|
Everyone has said the same thing, which is what you really should do. Small claims court will settle disputes that are under $2500, so write him one more e-mail giving him an opportunity to make good on his word, otherwise you will be forced to take him to small claims court. Good Luck! |
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Answer-Me-This
|
Sue him. |
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zzHoUnDzz
|
Simple,,take him to court. Do not call him or talk to him,,let the courts handle it from here. |
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jazzy_jada02
 |
small claims court |
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Guy R
|
If you have no written documentation that this accident occurred, then you have no way to prove that he did it and you will not win in court.......just go ahead and beat him up. |
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