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 How to make your credit very good?
what are things i need to do to make my credit good beside paying off my student loans and credit cards and paying off the bad debts on my credit report. I know to pay things on time but all the bad ...


 I have fallen behind on car payments.if i have paid more than a third can they repossess?
Will it be taken to court where i can ask the judge to have more time to pay ?...


 My boyfriend and i borrowed £1000 off his stepfather last month?
my boyfriend borrowed £1000 off his stepfather last month, it was put on his credit card, he owes nothing on this credit card except the£1000 we borrowed. he is now saying the interest for the one ...


 How to get rich fast?
...


 What happens if I pay more then my balance off on my credit card?
I had a balance of £450, and transfered £650 to pay it off instead....what happens to the £200 surplus??...


 Should I cosign on a car for a friend who is willing to pay me?
A close friend asked me to cosign on 70K car for 4 yrs. And she going to pay me 3k on the day that its purchased. But Im a little worried about the deal even thou I really need the money. I know that ...


 What trouble would a person be in if they did not pay for a credit card.?
My freind has become very ill with a mental illness and is on a very small pension and has offered the company what she can afford and they will not accept it and keep calling her and harassing her.W...


 How good of a mortgage rate can someone get for having an excellent credit score? Over 800?
I recently got a quote for a 30 yr. fixed rate mortgage of 6.75% and was wondering if that was a good rate considering I have an excellent credit score. I simply thought it would have been lower, and ...


 How can I help my GF eliminate her debt???
Basically, I just want to know how she can be helped. Paying the monthly min is really high right now. She said it was like $480/month which is really killing her.

I had thought about D...


 How many digits are there on a visa credit card?
...


 My brother has a bad credit rating, how long will it take to make it better?
He has been paying all his bills and debts on time and not defaulting on payments for the past three months, how long will it take for him to qualify for credit again?...


 I owe $709.99 for what?
I got a paper from a collection agency today for some... I don't even know what it is or who it is or what they do.. company, saying I owe them $709.99. I have NO IDEA what it is. Never even ...


 Can an auto loan actually help your credit if you make all your payments in full and on time?
I am currently 19 and a half and I got a credit card the day I turned 18. I pay off all my balances immediately and I would potentially have a perfect credit score if I had a longer credit history. ...


 I am being sued by a credit card company for about $2,200 but can't afford to pay them. What should I do?
I have a court date on the 14th of this month. I thought they would just write this amount off but was served with court papers today. Any suggestions or advice would be greatly appreciated... THANKS!...


 Can you please tell me how can i find out the remaining balance on my visa debit card ?Thankyou for your help?

Additional Details
It is a gft card ....


 If you have a zero balance on a credit card is it better for your credit score to keep it open or close it?
I once was told it hurts your credit score when you close accounts. Is this true?...


 Most useful advice you've ever learned about $$$?
This question is to fokes young and old, so please anwser? Thank you!
Additional Details
I, personally think the most useful advice i have ever learned about money was to alway balance ...


 Where can I get a loan with bad credit and no home to secure the loan?
My credit is in bad shape due to the marriage I was in, dose any one out their know any way to get a loan with poor credit and no home to secure the loan. I want to start a new life and get my ...


 How the heck do I get out of debt??!!!?
I don't know what to do! Any sugestions would help!...


 A debt collector called today about a debt included in a bankruptcy 10 years ago. What do I need to do?
The collector called when I wasn't home. He answered my husbands questions about what he was calling about. They want me to call back and give the discharge # and lawyer's name. Can I be ...



KEVIN B
My bank gave my wife a credit card with 6000 limit,when she filled in?
application form she put 000000 as her income ,can they do this
                     
 




dawn18415
I saw on the net about a month ago that this womans dog was granted its own credit card.Makes you wonder.


scragette2000
The work in wierd ways, its just so people get into more debt


Mrs G
Yes so - get out to the Shops and start Spending.... then dont pay anything to it... when they ask for a payment - remind them that your Mrs - doesnt earn anything,.


lola
Rating
Unfortunately they can do what they like.

Is it any wonder that this country has got lots of people in debt up to their eyeballs.

Credit is too easy to get and a lot of people are irresponsible with it and expect others to bail them out (you know who you are!!)


alatoruk
it's their money, they can lend it to whom-so-ever they like.

if you point it out to them it might cost the entry clerk their job, but they WANT you to owe them money so why shouldnt they give you the perfect oppertunity......


luciousgreeneyedlady
Rating
lucky for her! whoever made that mistake at the bank will surely get their *** chewed out though


WallyWombat
Rating
Her credit report must have been good enough to qualify her... all they really care about is the money they make off the interest they charge...


taz c
Rating
It's unusual for a credit check to miss something like that. If they'd been aware that your wife didn't have the earning capacity for a credit limit that big, they'd have told her. If the bank are too lax to pick up on something like that, I'd say it's their fault, but would advise your wife not to go too mad on it, or they'll ask her for the money.


koleary388
Rating
CAN SHE PAY THE BILL IF SHE WAS TO CHARGE 6000.00, THAT WOULD NOT BE THE BANKS PROBLEM, YOUR LITTLE LIE COULD GET YOUR BURNED


Ivan R
Rating
Hello,

(ANS) Yes! this is a standard banking ploy with credit cards, it's a stratergy designed to encourage a person to spend the money.

**Remember banks hate people who DONT have any debits (like me!!) why? because if you dont have any debits they the banks cannot make any money out of you.

*credit cards are designed to ensure that you have a credit history i.e. that you or your wife or partner borrow money.

*Remember with a credit card its NOT your own money you are actually borrowing its the BANKS!!!!

**Remember a debit is only your own money that you or your wife havent yet earned (wealth you are yet to create?).

*Remember a debit to you, is infact a nice monthly income to the bank (the lender).

**Banks are quick in increase the credit limit on a credit card in order to encourage the person to borrow more money. Banks do this very deliberately inorder to make more money from a customer.

IR


♥♥™Tia™♥♥
wow which bank is this,

mind TSB give my daughter a 1000 credit card and shes not working, but hubby is and they said no to him same bank too.so go figure


kandhie
Rating
When you are married all property is equal.. So If you are the bread winner and she stays home, they already know you work so they can give her the Credit limit.. They know that her other half will pay it back.. Plus banks don't care who they lend money to anymore. As long as they make a profit.


SunnyDays
They will have taken your income into account as you are the main earner


*****
Rating
This is unusual to say the least. I have NEVER heard of this.


Foo
I would complain, they are lending irresponsibly.


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