 I'm looking for a personal grant to get out of personal and a school debt.? |
| I have a student loan that is more than $10,000 and I've accrued a personal situation of more than $300,000 (which includes bills that have gone unpaid maybe since 1995). I also want to make ... |
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 A lot of people are saying credit card is evil and avoid it if you're a student but...? |
| isn't credit card needed to build credit score, which is needed in many aspects of life? For instance wouldn't a student with good credit score have a better chance of securing a job than ... |
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 Will having a high credit limit on my card increase my score? |
| i have a card with a limit of 2,000 and one with 500 pounds, im only 18. i really want to build a really good credit score for buying a house in a many years time. will asking my card issuers every ... |
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 I'm trying to rebuild my credit, just looking for "easy" to get credit cards, no secure ones. Thanks. |
| It's pretty much what I said, trying to rebuild, looking for credit cards that don't require much of a history and no secured ones. Thanks for any help or suggestions.... |
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 How do i establish credit in the USA? |
| having recently moved to the USA , how do I take out say a credit card or open a bank account here (in the USA). what do I need and does my credit from the UK affect any USA rating I may get.... |
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 Identity taken? please help, I think my neighbours have taken my son details and applied for credit!!!!!? |
| How can I find out if they have? I don't really want to pay, why should I? Can't really go into detail on here regarding my neighbours but this wouldn't be the first time they have ... |
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 How do i establish credit? |
| i have no credit and wanted to know how i would qualify for some type of credit card, i tried going to a bank credit union and they were having problems giving me an account since i had no credit, ... |
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 How much does a prepaid visa card cost? and how much can u put on it? |
Additional Details
also is there a expreation date of the card???????... |
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 A debt of over 15 year old? |
| a debt agency says we owe money from 15 years ago! Can they still try and get the money back?... |
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 Victoria's Secret angel credit card? |
My girlfriend wants to get an angel credit card from Victoria's Secret. If she applies in store, will she be able to have it that day? How does the whole process work?
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 How can i build my credit? |
| I am young and have been trying to establish some type of good credit. Besides the normal- renting an apartment, buying a car, having bills in my name, making sure i pay on time, and applying for ... |
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 How much could someone actually do with a million dollars(like give examples!)? |
| It just doesn't seem like that much money to me. Someone asked on here, if someone offered you one million dollars would you stop watching television forever and I said no, even though I barely ... |
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 I have a credit score of 575? |
and i payed down half of my credit card. and payed off a collection do you think it should bring my score up by 5 or more points did this biginning of last month
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also ... |
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 I'm broke and I can't pay my credit card... what should I do? |
| My company closed and I'm out of job at the moment but it would take some time for me to recover financially. I can't pay my credit card. What should I do? Please help...... |
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 I have a very bad credit score and I need a loan,Does anyone know of Institutions that lend to people like me? |
| I don't have it because I don't pay creditors back, but because I just got divorce and my husband ruin both our credit. (why I am divorce) Anyhow, I am trying to rebuilt my credit, but I ... |
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 How many credit cards should I have? |
| I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what's d' ... |
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c b | My bank placed a 1 day hold on my stimulas check, can they do that? |
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K.C.
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Yes they can legally...however as someone else said certain checks you deposit for example payroll, governement, direct deposit of any kind such be made avaialble immediately!!!
If you recieved a physical check and you deposited it in the ATM---of course the ATM will not know what sort of check it is...so a one-day hold is pretty standard |
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Double Dachshunds Owner
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Yes, they can. They do that in order to confirm that it is not a forgery and also when banks hold on to checks, they make a little interest on them themselves. That is how banks make some of their money. Be glad it is only for one day. Some out of town checks take a week to clear. |
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Gary D
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Yes, the bank can do that, however most banks understand that the check is from the US Government and they allow it to clear faster. |
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Mandi
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Yeah, they can place holds on any checks they want. Holds are often placed on large checks, especially if you don't have enough money in your account to cover the check. There is a lot of fraud going on, so if you brought in the paper check it is standard that they place a hold on it to ensure that they receive the funds.
It isn't fun, but it is the way banks work. They are trying to protect you and themselves from fake checks. |
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Dr. E-Nasty
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Yeah, they can.
You should have gone to the teller and asked them to make it available immediately.
Most of them have the power to do that. Especially with a stimulus check. |
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murph99990
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Yes, they can do that. When a hold is placed on a check it is done at the discretion of the branch. This happens when one has a fairly new account or one has overdrafted their account too many times. |
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bud68
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Yes. |
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DAS
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Yes they can, but if you have the funds in your account that will cover it, then you can use them. But that is the standard for some banks. |
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Classy Granny
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They shouldn't, but they do what they want. |
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Digz
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probably cuz banks an a$$es. they're always putting my checks on hold and always charging me fees |
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FRANK
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Payroll checks and tax refund check are not to have any hold. |
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