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 I am 20 years old and need to start to build my credit, does anyone have any suggestions on where to start..?
or the best card to have?...


 Where can i get a loan for 4000 almost guaranteed with bad credit or no credit and even just avg. credit?
i need to get a $4000 loan.
i tried two banks and got denied by one and other just never called back within a month and i had a cosigner.
where can i almost guaranteed get a loan at?...


 Can i cash my work check at the bank?
I don't have an account at any bank but, i work at one. Will I be able to cash my check there? Because cashing your check at the store is not a safe method costs too much & I'm tired ...


 Can I buy something with a credit card and return it for a refund on a different card?
...


 What has the largest affect on my credit score? Payment history or debt to income ratio?
...


 I have no credit history. How can I establish credit?
...


 Where in uk can i get a fast loan but have poor credit score help?
im in a mess due to been off work sick n havnt got enough money to pay ...


 Is possible to a get home loan with verity bad credit?
IHAVE AJOB AND SMALL DOWN PAYMENT BUT CREDIT IS NO GOOD...


 WHy I can't get a credit card in my name??
I am 20 years old and have applied for several different credit cards (student cards nontheless) as well as cards to different stores (ie express or target) and am turned down every single time. I ...


 For those who have stopped paying credit card bills, what have the collection agencies done to you?
Please, any help is appreciated. And only answer if you have experience with this, thank you :)...


 When Debt Collectors call, what do you say to them?
I owe several thousand on my visa, just under a grand for my cell phone, close to four grand in fines, twenty five hundred for impound fees, and another four grand for my car, so they're always ...


 What are some god payday loans place?
i need a fast loan ...do you know any ...


 CREDIT: what should I do??? I ordered a credit card I do not want, my first card (capitalone) how do I get rid
how do I get rid of it without distorying my none existent credit stat
Additional Details
how do I get rid without distorying my credit or lack of?
cutting up a card does not ...


 On Ebay, do you always have to pay with a credit card?
...


 I found out my wife obtained a credit card and ran the balance to $5000. Am I liable for this bill?
A collector called today and ask to speak with the husband. He informed me my wife has a credit card balance and did not make a payment. Also ask me if the PO Box was correct. I was unaware of ...


 Is there a statue of limitation of creditors requesting payment?
I had a credit card account closed in May of 2000 and all of a sudden i get a statement saying i owe them $600 after 7 years. Shouldn't this debt already have went on my credit? Is it legal for ...


 Does a Sears credit card work at K-Mart?
Just got a Sears account...was wondering if it could be used at K-Mart too. Thanks!...


 Should I Pay Off My Auto Loan or Credit Card Debt First?
I have $4000 cash right now that I want to pay off some of my debts but I am not sure if I should pay off my car loan or credit card debt first.

The balance for the credit card is $6000 ...


 Is $3700 a lot in credit card debt?
My husband and I make around $80,000 a year and have 2 kids. He recently found out that I had credit card debt of $3700 and is livid. I don't think that is a high amount and believe most ...


 How do I go about getting a credit report if I do not have a credit card?

Additional Details
I think I need to write to experian but what information do they need? Obviously I just through to a machine which cuts me off when I have not chosen from any of the ...



Katherine B
My bank would not approve me for an auto loan. My credit is bad and I only make $600.00 a month. What can I do
                     
 




Jacqueline B
Minimum income requirements are between $1,300.00 to $2,000.00 for all major lenders.

I've found some good information here too...

http://auto.deal4-you.com

Best of luck to you.


doxidude
Making only $600 a month puts you in a bad situation. The cost of owning a car = insurance, gas, repairs sure add up quick.

You needed to give more information to get a better reply, but let's face it, you need more income, so either find a different job which pays more or get a second job or at least a part-time job.

I wish I had a magic answer for you, but you have to face the fact that you just cannot afford a car on what you are making now.


☼AstrologerJuliAnne☼
Clean up your credit.
Get a better paying job, or a second job to supplement the $600 a month you make now.
You had 2 strikes against you when you entered the bank. What on earth made you even think you would qualify? You earn way below poverty level.


misztanyaxoxo
start saving your money that you don't need for bills and buy a cheap car in a few months..


Pengy
Well you are no position to buy a car, or pay for the insurance, think I would look for a full time job first


src50
$600 a month? Of course they're not going to approve you. Improve your credit and increase your income.


Greg M
seriously consider taking the bus. If you must have a car, you better have someone to pay the insurance. I live in NY in my insurance alone is 300 a month and I have a 1991 ford thunderbird, which is about all you will be able to afford including gas


andy
Rating
I would look for either another better paying job or get a second job. You are making too little to get any type of loan. Most companies want you to make at least a $1000 a month before they will lend you money.


infinite crisis 247
Rating
at 600 a month, you really can't afford it. gas, insurance, maintenance, etc. will eat up most of that. unless the loan is super small, no bank would approve you for this with both bad credit and low income. consider saving up cash for a cheap used car, because the loan thing is not happening now.


treehugger_06
Does your city/town have public transportation? Do you live in a place where it is feasible to ride a bicycle?

If the answer is no to those two questions, some cities have a Way to Work Program as part of their Family Service. You can look it up on the internet, but essentially, there are loans available through the W2W program for people to buy a good, working car using the loan from the program. They have this program in over 40 cities in the US. You could check it out as an option.


Marry M
searching for a place to get a auto loan for you with bad credit...don't worry its better for you to try for an online loan.some banks in online also ready to lend loans to you even you have poor credit too.i think that the below website will help you to find right solution.


Sophia
Finding a bad credit auto lender take a little bit of work to find the right one. When looking to buy a new or used car, the dealer may offer bad credit financing, or refer you to a lender. Car buyers should consider arranging their own financing.

http://www.worldbestloans.com/autoloans.htm

Unless you have a 700 or higher credit score, it might be a good idea to look at your credit report and see what you can do to improve your credit score. A 700 score will get you the best rates at the best loan terms.t.


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