With my tax return money I plan to pay down my debit Which of the following will improve my FICO score the most: (1) Pay off completely ($0 balance) a store credit card (Best Buy) (2) Pay down a Visa ...
I was $2,200 in debt but I got a job working full time at $11.50hr. I have paid off half my debts so far, but Was forced to leave my job, due to problems with one of the supervisors and they were ...
I have tried to get a credit card and cant get approved, even for the ones for people with bad credit. I have two chargeoffs from almost 3 years, I know I need to pay back. I am still paying off ...
My mom used my identity when I was only fourteen to open up a phone. I don't know the details, except what I was told, but recently I checked my credit and it had this huge two thousand dollar ...
My husband and I have been married a little over a year and we have a baby. We both have pretty bad credit, he has medical bills and unpaid credit cards and I have a repossessed vehicle and unpaid ...
Here is my situation (bare with me!)...
4 years ago I started college at a very pricey insitution. I didn't necessarily want to go there but my dad liked it so I decided to go there. Once I ...
Are there any real companies out there that give loans to someone who is unemployed, becuase i really need a loan and im in full time college. Also i rent.
such as fashion bug, my credit score goes down and I could be red flagged for having so many credit checks done. I want to know if he is correct, because everytime I go to fashion bug, the clerk ...
I tried checking my credit report/rating but you have to put in your debit card details and I dont want to pay any thing.
Can I ask my bank do it for me and get them to tell me what my credit ...
I have a credit card in collections for roughly 2800.00 . I have had two conversations with the agent. I offered him 100.00 monthly payments. He said it wasn't enough. His tactics are ...
I always avoided credit card debt. I own a home and I like to save money. i'm 27 and single and all my girlfriends go nuts with credit cards. I fell into the trap a little bit and now I have $4,0...
im not sure if the mortgage companies are better or the banks?everytime i tried to call them, they are very eager to get my financial details which i dont mind, but giving out my social security on ...
Additional Details Okay, so you think I need my principle financed... well wouldn't that just be my payments times the term!? So it'd be $20432.40... then you'll need ...
I have a card that I never use. I understand that for FICO reasons I shouldn't cancel it but I have received a new one in the mail with a new expiration date and I'm wondering which would ...
RubiaBonita
My brother has really bad credit..he needs a creditcard and I helped him apply for 2 and he got denied...help?
Whats a creditcard out there for bad credit?? AND is it bad to keep applying and getting denied by credit companies??? How do you rebuild your credit score?
That really sucks. You can try Orchard Bank MasterCard. Oh and if you do keep applying it is affecting your score. Everytime a creditor goes to check it lowers it. So the more it's checked the more it goes down. Don't try anymore than 3. And I'd agree with other person. Don't apply for a credit card with any one other than a spouse. Your setting yourself up for some big problems. There might be a reason these creditors aren't giving your brother a card that you might not be aware of.
Brad NZ
Word of warning: I know you are only trying to help your brother out, but I would not apply jointly. You may end up getting burnt
my_gf_is_a_gem
VERY SIMPLE. DO A PRE-PAID CREDIT CARD. YOU PUT DOWN 500 WITH THE COMPANY AND THEY ISSUE YOU A CARD WITH A 300 LIMIT.
P.S. NEVER CO-SIGN NOT EVEN FOR YOUR BROTHER.
j_litwin
If he has a bank account his bank may offer a credit card. They will usually approve someone. Be careful the more you apply for a credit card the lower your credit score will become. This will affect your credit negatively. there are credit cards for bad credit but you have to pay a yearly fee. http://www.usaplatinumplus.com/index.php?campaignid=10000555725&lpid=1006&exc=0&siteid=415&accountid=2556&crea=4570
tbourgault
Do a search for a secured line of credit card. They will help you rebuild your credit at your spending limit and in time they will unsecure the card and refund the money you have put into the line of credit. These are the best options to help rebuild credit. And it works.
dlmrgnk
One rebuilds their credit by being credit worthy. That means paying your bills on time.
Ann507
Do not under any circumstance cosign for any bank accounts or credit accounts with someone that has bad credit. I work in finance and see how many people have their credit ruined by a family member they were trying to help.
jayan
ask your brother not to apply for any other card for an other 1year because each time you apply for the card it would effect his credit .Adv him to maintain his bank bal and not to request for any limit increase aswell for some time
Nora G
u will have to get a secured credit card. what that means is u give them say $200 and they give u a card for that amount. u make payments on it .month after month, on time and eventually u have built up a trust and they will extend ur credit line without any more money down and eventually u will b in debt so far that u will have to file for bankruptcy and then ur credit will b back where u started. GOOD LUCK
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