 Do you think a credit card is a friend or foe? |
I have two credit cards. do you think its an advantage or disadvantage for my lifestyle?
I'm working in a call center and I'm already regularized. I have a stable job already.... |
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 Hi, I have a really poor credit score along the lines of 530? |
I am currently paying off my debt, I would like to know if there is a faster way (along with paying my debt) of improving my credit score? I can't get approved for anything!
Additional D... |
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 How can I reset my credit?? |
Hi!!!
I've read in the past about companys who can reset your credit rating' however I am sure some of these are scams. I am 26 and am unable to obtain any sort of credit due to ... |
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 How many points are taken off for requesting a credit report? |
| I want to get a free credit report online, but I don't want to get dinged on my credit report. Does anyone have any info on this matter? T... |
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 I have a Wal-Mart card and the credit limit is only $100.00 and I would like to have an increase in my credit? |
I have a Wal-Mart card and the credit limit is only
$100.00. I would appreciate it if you would allow
me to get an increase to at least $500.00. Thank you for your consideration in my ... |
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 Bad credit. Loads of people who post on here have "bad credit"? |
| is it time for the banks to be forced into being more restrictive in their lending? They seem to lend to loads of people who are likely to default on loans and then put up charges for those who do ... |
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 Who here is rich? |
who is rich on this website? dont worry i am not going to ask for money. but if you answer this question can you tell me how you got rich or how to get rich.
Additional Details
i mean i ... |
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 Is a credit apr of 24 % to much? |
| i dont have a credit score at all and been appling for credit card been always turned down i finally got accepted for a credit card through US Bank that is were i have my checking account it called ... |
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 Can i get a loan? |
| i have a bad credit history currently i really need a financial loan for about $ 20,000 for my school tuition does any body have idea where i can get a loan? please help.... |
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 I'm in debt & DO NOT want a bank loan!!!? |
| I'm in debt with $6,500.00 and I recently received a court order that I need to present to court for a hearing on my account. The letter was sent from the lawyers that took the case from the ... |
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 Ordering something online with a credit card? |
| hello ^_^ well i am new to this kind of stuff (ordering online) and i will be using my credit card. ya know when it asks for my credit card number do i put in all the numbers? or am i supposed to ... |
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| What is a good Credit Card? |
| OK I WANT TO START MY CREDIT GOOD! AND I WANT LOW FEES IM 18 AND STILL IN HIGH SCHOOL AND WITH A DECIENT JOB. I WANT TO GET LOAN FOR ABOUT 1500 DOLLARS BECAUSE I WANT TO BUY A MACBOOK. ANY IDEAS?... |
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 Somone has stolen my cash card!!? |
| I went away this weekend and the last time i used my cash card was on Friday the 24th. I returned home and not only was all my wages stolen (over £1000!!!) but they used my cash card to with drawl ... |
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 First credit card selection advice? |
| Hi. I'm a college Student. Currently looking to start building up my credit. I'm going to apply for a credit card here shortly and was wondering if anyone had any advice on any particular ... |
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 What do you do when you actually try to work with a creditor and they say no?? |
| i recently lost my job, and i called my main credit card (with the biggest balance and biggest minimum payment) to try and get them to break up my payment (i couldn't pay it last month, around ... |
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anonymous001 | My car got repo'd and auctioned!? |
whats the best way to explain to my mother that i got my car repo'd when she's the cosigner? is there any possible good lie out there.. me and her don't keep in touch or talk much.. its been over a year since we've made contact.. |
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SPIFIMAN1
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The only way to tell her is to tell her the truth.
She will find out anyway when she realizes that because of you her credit is trashed.
You do realize that your lender can and most likely will go after your Mom as well as you for the balance due them. |
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Wounded Duck
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Honestly, First you trash her credit and then you want to lie to her. You must make her so proud! |
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OC1999
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She may already know. As a co-signer she is as responsible for the loan as you are. This means that the Repo shows up on her credit report also. So if the bank has not contacted her already about making your missing payments, she will see it if she ever reviews her credit report.
So the best thing to do is let her know the truth. |
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robert w
 |
on your knees with ur neck exposed.
now if she doesn't take ur head off
go back and find 3 pt/tm jobs at what ever wages u can and start working until u pay off the loans on the car .
then give her and extra 2000$ for the problems u cause her.
read '48 days to work u love' d.miller to learn to increase ur income.
beg forgivence |
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Teri W
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Tell the truth, if your lucky, she will not kill you for screwing up her credit and putting her at risk for being sued. |
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bud68
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You realize that the creditor can come after you (and her) for the difference between what you owed and what it sold for? You're a winner. |
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reddyme04
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just tell her straight up ... its not like your life will be too impacted if she gets mad and refuses to talk to you. |
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seekinganswers36
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You cannot be too bright. Your mom already knows. They ask her for the car payments, the moment you stopped paying. Now her credit is trashed, there is no lie that can possible cover the situation. You must be young and very inexperienced.
You need to call and apologize, and you need to realize that you and your mom are liable for the balance of the loan minus what they sold the car for.
GET REAL and GROW UP!!!! |
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sher9441
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Not only did you ruin your mothers credit, but if there is still money owed after the auction, and there usually is, they will go after your mother unless you pay it. If you are busy looking for a lie, I doubt that you'd be responsible enough to pay the deficit. I was a Credit Counselor for many years. and saw people like you before. You have no conscience. I'm sure your mother co-signed for you in good faith and had no idea you'd mess up and look for lies. Tell her the truth, contact the finance company and see if anything is owed, pay it, and tell your mom your very very sorry you ruined her credit. I always tell people never to co-sign because you wind up paying for something that you never had the pleasure of enjoying and possibly could have their credit ruined. This is a classic example. |
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