crazzinjunsmith56
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only if its your account and he was an approved user. otherwise tell them stop harassing you.
you need to send them aletter informing them it is an adult child not your spouse and you are not responsible for it. if they do not remove it you will contact the 3 reporting credit services, and report them |
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Gray Wanderer
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Only if you cosigned for him or colinked your account to his. If you had nothing to do with his credit card, the company is ripping you off. |
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Psychologist In The House
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only if you co signed |
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johnathanapples
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If his card is on your account then YES.. the bank can come after YOU. |
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J Rebel
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There is alot more to this then your telling.
Q. Is the account yours (did you open the account) and you got him (authorized) a card with his name on it.
A. If the above question is correct then Yes you are liable for his debt
Q. Did you Co-Sign for his own account and credit card.
A. If this is true then No they cant place his debt on your account but they can send you his bills if you Co-signed |
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Boy, Interrupted
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Nope as long as his account was under his name and he applied for it himself, there should be no reason the card company will contact you. Don't worry. |
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wheeliebin
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Of course not! that is a ploy by them to frighten you into offering to pay! But having said that! You did not sign or go guarantor for your son when he first applied for a credit card, did you? Because if you did, then you would be liable for all debts that he incurs by law! So my advice is to check first! |
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zwl88796
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only if you were a co signer or user on his account. |
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foosieboy1953
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no unless you signed... or added him to your card..as second holder. something is wrong with that picture |
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wannabefree
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If you didn't get an account on the card or co sign nope |
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anoldmick
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They can't do that if you didn't co-sign for his card. Sounds like you did and forgot...or that it's a joint account. If that's the case, you are stuck. Get sonny-boy's name OFF all your financial accounts or every time you turn around, he's gonna stick you with more debt. |
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dottielasvegas
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If you two shared the account then,yes. Otherwise "no". |
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organbuilder272
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Not unless you are a co signer to his account - A guarantor, in other words.
If he has the card in his name only, he is singularly responsible for payment of the debt.
It is smart of he starts making some payments immediately before this goes to collection and his credit record is destroyed for the next 7 years.
They cannot place his debt on your account unless you agreed to it. If he is an adult you are not responsible without your permission.
If they placed his debt on your account - how did this happen? Whatever has happened, communicate NOW. Get it paid somehow, through modest but regular payments. Your child should, at this time, no longer have a credit card. He cannot handle it responsibly - take it away before he bankrupts you. Stop the creditor from holding you repsonsible. Get that cleared up and take that card away. |
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Sandy M
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you didn't say if you had co signed for him or not... |
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happy mama
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if you went guarantee they can |
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Thalassaki
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They can only place the debt in your name if you are the cardholder , or you are the co-signer. Was it your original credit card and you added him on to your account and gave him his own card? |
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