 I have no credit and want a credit card but don't want to have to prepay for one. Know of one who'll accept me |
| I've tried capital one and they didn't approve me. I tried orchard bank and they wanted me to prepay for one. I don't want to do that. Know of one that will approve me and is actually ... |
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 How do I stop my mom from giving me bad credit? |
| She's been using my ssn to open accounts, and I don't think she's been paying any of the bills! I just got a letter from Sprint(in my name) and I remember we had Sprint a while back, ... |
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 Should i get my daughter a a visa card? |
| my daughter receives an allowance of ten dollars every 15 days and she either cant keep track of it or spends it as soon as she gets it. this happened with my other daughter so i got her a visa card ... |
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 What decision do I do with a money decision? |
| I am getting a good deal of money soon and I want to put it on a credit card bill and get rid of that bill and it would illiminate a 50 charge of interest a month. My fiancee' wants me to pay ... |
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 Is a walmart credit card a good stepping stone to getting a regular credit card? |
Hi, My husband are trying to build our credit score, we've always paid all of our bills on time and he has a good paying job (three years) we have no debts and 4,000 in savings
and we were ... |
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| A friend of mine unfairly denied sale. who is at fault? |
| my friend went to buy something from a shop. He then handed over his credit card for payment. The cashier questioned him that the card isn't signed in the back, so he cannot accept credit card. ... |
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 What do you do when someone stole my social security number and used it to get loan in my name? |
How do I go about in getting that off my credit record and not having to pay for that loan.
Additional Details
Well this happen like 5 years back I just noticed it on my record... does ... |
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 How badly will one missed cell phone payment affect my credit? |
| Paying my phone bill completely slipped my mind last month... Will I suffer for it?... |
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 I owe about 13000 in credit card debt. I earn about 300 a week and my rent is 600. Should i declare bankruptcy |
| Hi. I have owed my creditors money for 6 months. I owe about 13000 and my monthly rent is 600. I have a total of 9 creditors. Two of them, CHASE and Bank of America, have offered to forgive about 3000... |
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 Nearly 8 years old debt - is it still on my credit report? |
i have 3 ccj's and a few debts that at default. i havent paid any of them and they about 8 years old. dont they just come off after a certain amount of years? or do they stay on forever?
A... |
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 Pre Paid Debit Card? |
How do I apply for one of these cards without already holding a credit card with which to pay the initial fee
Additional Details
It is a DEBIT card i need not a CREDIT card. All of those ... |
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 An ex has really ruined my credit rating and now nobody will look at me for a cred card, any ideas? |
| I didn't know the extent of the damage she had caused until it was too late but now even those really high interest cards won't even accept my application. Prepaid cards are not what I am ... |
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aramos801 | My cousin has been trying to get a credit card for the past few months, only to get rejected....? |
She has no credit history, so its not bad credit nor is it good credit. What is the best way she can obtain a credit card, where can build on her credit? I remember when I was in college, they had people getting all the Freshmans to sign up for a credit card. Then in two weeks, they mail a card to you. Now it seems you can't do that anymore. What can she do? |
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Lillie A
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Store cards are the easiest to get because their guildlines are more lenient. I agree with Cory, do not apply for too many because the inquirys will bring down a score that already does not exist because of lack of credit . |
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Cory Z
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well first of all... don't keep applying for credits cards because that will hurt your credit.If you really want to apply for a credit card to build credit, get a gas card. You will use that a lot and make sure it gets paid off every month. Dont buy store credit cards because you probably dont shop there enough to where it will really boost your credit. lots of places have cards for students and when I turned 18 I started getting preapproval offers in the mail. I collected them for a while and then picked the best one. |
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Noah_Bodie
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Try for a Secured Card. BofA's 99/500 card gets good things uttered about it. |
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Dewey K
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Here is a good site where I'm sure she can get a card
http://www.1-800badcredit.com/bad-credit-card.html |
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hieliza e
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A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit card<!--with a low APR. Find out the APR because this is the amount charged to you on monthly balances.
http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm
Are you overwhelmed with credit card offers and don’t know which one is right for you? Tired of looking for a credit card? Chances are you have received your share of credit card solicitations. Not sure-->which credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal. |
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Laura
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I had a similar problem a couple years ago. I had never obtained a credit card at the age of 18. I did not want one, and did not want to get into debt. Several years later..I found it very difficult to get a credit card until I called a company directly and explained my situation. At first, I did not get any answers... they kept talking in circles. Then I finally found a MAJOR credit card company that understood I could not demonstrate my ability to gain credit without a card. I would suggest she make some phone calls and keep asking to speak to the big shots at the companies. It is ridiculous to punish people who choose not to get credit cards right away. I thought I was doing the responsible thing, but they explained I had no credit to verify I would be responsible with one of their cards. Tell her to not give up. Once she gets one.... the offers will come flooding in. |
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proemsey@sbcglobal.net
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First of all; I understand you are trying to build up credit, however...credit cards are not the way. In order to establish credit you must use it.STAY AWAY FROM CREDIT CARDS. The finance charges, late fees will kill you. If you are renting off campus, pay your rent and utilities on time. Utility companies and your Landlord can and will report late payments to reporting agencies. Utility agencies can also require a deposit when applying for an account. Good Luck. |
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Baktash
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She can deposit some amount of money in order to get her Credit Card and later on after one year Bank will return her deposit. If she can't afford the deposit, then she can get a $500 worth of Credit even if she doesn't have any credit history and later on as her credit will build, she will be eligible to apply for more credit. |
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Mary Anne
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She should try getting a store credit card. They are easier to get than regular credit cards. Once she builds her credit with a store card, she may be eligible for a regular credit card. |
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