 Is it true if you pay at least 10.00 a month, then something cannot be put on your credit report? |
| Is it true that if you pay a small amount each month to a creditor then they cannot put it on your credit report? I owe about 800.00 and some people have said that if you send in 10.00 a month to ... |
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 I has a payday loan that I did not pay, what can they do to me? |
| Can it be theft by check or what? I have some law office calling giving me all this theft by check information. are they just bluffing or what? I cant pay it right now?.?.?.?.?.... |
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 I use a prepay electricity meter, and the credit has gone, I have no money until Friday what can I do?? |
Additional Details
I have 14p left and I have already asked everyone I can think of, to borrow money.... |
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 I'm looking for a good "1st" CREDIT CARD. Who should I go with? |
| Some factors to consider: Im a recent college graduate, I live in southern California, I've never had a credit card, I have no credit, and my main reason for getting a credit card is for use in ... |
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| Solo or Visa Electron? |
| Which debit card would you choose if u had to? or which one is popular? which one is used most?... |
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 If/when i pay off my debt how long will it take to come off my credit report.? |
currently i have 5 things on my credit report.
2 of them are student loans, im good on those.
the other 3 are in collection.
those are:
apartment $5,065
verizon $451
... |
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 Whats a good way to build my credit?? |
| right now i have fair credit, but i just want really good credit, are there any good ways to build my credit that wont take a long time and that isn't a big hassel. maybe some small things that ... |
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 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report? |
| My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ... |
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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help? |
| My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?... |
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 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways.. |
| ..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ... |
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 Why do credit card companies sue people? |
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time.... |
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monsterfrank1980 | My cousin looked at my checkbook and I think he wrote down my routing and account #?Is there anything....? |
he can actually do with that?If he was to order something like on-line or something I would know and know where to find him.And if he was to try paying for a bill or something it would be traced to him wouldn't it? Is there anything he can do that he wouldn't be caught at,that I should watch for is my real question i guess?? |
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DebtWillEatYouAlive
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Your cousin can't use your account number and routing number to monitor your account but he can use them to print checks with your account information on them and fraudulently pass them.
He can also use the information to fraudulently perform an ACH (electronic) transfer of money out of your account.
Every person you write a check to has the same information you are afraid your cousin might have written down.
You should monitor your account for fraudulent activity and if you believe your cousin is up to no good you could ask your bank to change your account number. |
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doofuss
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Just to be on the safe side, go to your bank and close out your account, and open a new one. The routing number will be the same but it won't hurt you. |
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Amanda H
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HE can use the routing/account number for many things-- even paying his own bill. Usually this is done via the phone. You can also link that account to paypal and buy whatever you want online/ebay.
I'd ask for an account # change, or atleast monitor your checking account balance online, daily, and make sure there aren't any suspiscious charges.
btw, the other answerer makes a good point-- everyone who you write a check to gets the information too..... |
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origamimark
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It is highly unlikely he will be able to take money out of your bank account without further proof of identity.
He could pay money in, however, so maybe he is planning a surprise ... |
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moonwalker
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every one you write a check to can see your routing and account # every hand that touches the check can see this #. It's up to the bank to check for the proper signature that's why you fill out a card when you opened the account. Altho if something comes up you may have some idea where to look. No crime has been committed yet. |
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luvsdogs
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he can do A LOT with that!!!!
call your bank NOW and have them put a hold on the account and get a new account number assigned immediatly!! |
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sapphire66
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I have actually had this happen! Go to your bank and notify them. My bank put a stop to online or automatic payments unless there is a code. Also I must be notified of the transaction. This is a lot of work, and your bank personell must be on top of things. It is much easier to open another account. |
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luckylindy0
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Go to your bank asap. and explane the situation. Close your acct. and open new one. Also have them stop any auto. debiting from your acct. Go now. |
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newyorkgal71
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Get a new account. |
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justcurious
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yes, he can use it. watch your transactions either by phone or online banking. Check it often for any transactions you didn't do. |
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gs400cww
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Anything he does can be traced. Just let your bank know of any unwanted transactions. |
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igotmysmile
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You can go to your bank and do all the account transfer things etc..., but be forewarned. He can still go and write hot checks at all of the local merchants who do not have electronic verification. This could mean that you will start getting flooded with bounced checks in the next few months. In order to combat this you need to file a police report either now, if you are sure that he stole the info, or after you get notification of the first bounced check. |
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