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 Is it good to get a credit card to build credit if you have none?
I am trying to build my credit but I am only 20 so I dont really have any. Is it a good idea to use a credit card to build credit?...


 What credit cards are good for bad credit?
...


 Will I be charged if I dont go over my overdraft limit?
...


 What is bankruptcy and if i filed it how would it effect me(read on)?
Im on benefits due to illness and my debts are spiralling out of control...debt consolidation companies are not an option as its still too expensive and the last ones i used werent sending payments ...


 My ex-husband trashed my credit!?
I have two major charge offs on my credit report one is for 6k the other for 3k. Both generated by my ex-husband. The accounts were in my name alone he just used the cards. Both accounts have been ...


 Captial one credit card?
i just recived a letter from captial one this morning as i applied for a card with them i had to sign the agreement and send it away which i have done as soon as i recived the letter does that mean ...


 Is there a real way that a teenager can make money online? PLEASE HELP?
And please dont say "Get a job" I have one, but some extra cash would be nice.
Is there a real way online that i can make some money without having to put a credit card or something?<...


 Does anyone Know any loan sharks or money lenders pls?
Please dont reply if you just want to say dont do it or if your money lender that keep wanting up front fee im not interested
Additional Details
If anyone know where to find one people ...


 Who are the world's first three richest persons?
well this is a common question and i hope you all would be able to implement this ...


 Can a company charge my credit card without my authority?
Ok... so here's what happend. I decided to start this weight loss program that I've done before at a new center. This new center charged me for being a first time client. I later found out ...


 Question about credit...?
I have really bad credit with a score of 539. I made a lot of mistakes when I was 18, I am now 25 and don't need you to lecture me. My question is... I just got approved for a Continental M...


 How long does a credit card refund take?
Hi, I have just got a credit card last week and I bought something from Topman on the Wednesday, and took it back the next day, my card doesn't offer internet banking, so I called today to ask ...


 If my boyfriend needs a co-signer on a car could I co-sign with him if I made almost as he does?
Both of our credit is poor.
Additional Details
LOL ok we are engagged to be married. We have 2 cars but we need one with A/C and since I'm going to college 20mins away mon-thurs. I ...


 Anyone knows a bank that has checking accounts without monthy fees and not need employment cause im in school.
Cause i need a card to buy inexpensive books online cause the books at my school are expensive....


 Is it possible to take out a loan using my car as collateral?
I would want to repay the loan over the course of two years or so, but the money would be very helpful to boost investments.
Additional Details
The car is worth about $10...


 I am a new resident of canada and i am thinking of stopping payment to credit cards in the USA?
i was informed by credit agencies in the United states that canada and United states credit union or collection agencies don't communicate. So if i stopped payment there would be no way for them ...


 What happens when you don't pay off credit card debt?
Can the company sue you for not paying off the debt? Does it eventually go away? What happens when you do not pay off credit card debt?...


 What happens when my credit card company goes bankrupt?
...


 How do you buy things online without a credit card?
Well, I want to buy a T-shirt online, and only available online but the thing is, I'm 16 and I live with my grandmother but she doesn't have a credit card. It got hacked and she just ended ...


 We just got a collection notice for an 11 year old bill, how do I dispute it?
We have not heard anything about a bill for at least 10 to 11 years and now all of a sudden they say we owe money. How can that be when our credit report has not shown the debt and how do I keep them ...



toldanothertale
My credit card bill didn't come?
My credit card bill didn't arrive in the mail like it should've, what would happen if my credit card bill doesn't come at all?
                     
 




That&#39;s My Baby!
When mine doesn't show up I make an on line payment, or call customer service and pay the bill over the phone. You can also send a payment by mail even w/ out a statement. Just make sure your not able to see through the envelope. Write your credit card number at top of payment and acct. number on the bottom. You know you spent the money, so instead of receiving late charges just take the initiative and pay the bill! Better be safe then messing up your credit over a bill you know you owe. No matter what excuse you give to the credit card company there still going to charge you. Really theirs no excuse when you have other alternatives.


Jerry Chan
Then you will have a late fee charge if you don't pay it on time. You should check your credit statement online and try to pay online. It is much easier and faster than mail, maybe safer also.


mama
Rating
You could be charged a late fee. Call the company and offer to pay your bill over the phone. Better to do that than to have to pay late fees because of lost mail.


Nancy Kay
Rating
you are still responsible for making your payment on time, even if a bill did not come. call the company (see back of card for phone #) and make arrangements for your payment and perhaps for a duplicate bill.


quatrapiller
If you think that it is past the time that the bill usually arrives, call the credit card company and tell them that you have not received your bill and that you would like another. You also might think about having your card numbers changed because someone could have stolen your bill out of your mailbox.


NONAME
CALL THEM NOW!

They won't care if you didn't get the bill. They'll charge you late fees etc..., report to credit bureaus...

Ultimately, as the consumer, it is our job to know who we owe money to and be proactive in paying it back on time.

If you're lucky, and it's a first time, you may be able to get them to waive fees. If it's your first bill, maybe there's a mistake in their mailing address.


Bigboi47
Rating
You have internet access sign up for electronic billing it is more secure. The credit card company would rather you pay on line it saves them money. I have had credit card payments, mortgage payments lost in the mail. If I can pay it on line I do now. And if the due date has not arrived you may still have time to pay on line.


Starry Eyes
If it doesn't come you are still responsible for making payments. give the # on the back of your card a call and see what's going on. if you haven't made your payment before the cycle date then they're gonna smack you with a past due fee. (however much your company charges) they might charge you to get a new statement sent out. but just call and make sure that they have your address right. hope i helped ya


Jen
Most credit card company's can take a payment by phone but charge you a fee to pay that way. See if your card has an online website. Most cards do these days and pay your bill this way to avoid any late fees.
Call the number on the card to see exactly when the bill is due, and if it is already late, see if they will wave the fee.
Try and keep a list of your nills with due dates (I use Microsoft money) so you will know when to expect your bills in the future. I'm not saying this is the best program, and a simple list works great too, but I use it so I don't forget.


marynew8
Rating
that happened to me and then 2months later it came and had late fees on it i called and spoke my mind not so nicely and they took the late fees off and apologized.


t D
Call the credit card company to find out what happened to it.

It might be lost in the mail, it might be scam to steal your identity, or it may be on the way today.


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