Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Does it look better on your credit to pay-off a credit card or does making consistent payments look better?
Should you completely pay them off or make payments?...


 Will asking for a credit report lower my credit score?
and what is a good score?
Additional Details
how much more will it go down?...


 Question about debt collector in concern with my wife?
I recived a call from a bill collector "very nasty" claiming he works at a law office and here to collect a debt for a Discover card. I told him i dont know anything about this, he ...


 Can you have a negative credit score?
can it be -...


 How can I pay off all of this debt?
Just a run down on our financial scenario: (balances)
Card 1: $507.53
Card 2: $4,575
Card 3: 9,331.17
Card 4: 5,388.50
Card 5: 621.63
Card 6: 2,490.65

This ...


 Why do they say "Free credit report" then they want a credit card. are they going to rip you off?
...


 Paying off credit cards?
Is it better for my credit rating to close my credit card accounts which have been paid off in full or to leave them open?...


 I am separated from my soon to be ex-wife. How do I stop her from using my name to run up a credit card.?
...


 Are you responsible for credit cards you recieved as a minor?
I need some major help!!! When I was 16 I visited to my local city college campus for lunch. While their a women approached me and ask me if I wanted a free tshirt. I said sure and she said all I ...


 I need a loan of around 105000000 U.S.Dollars to invest in india at minimun intrest rate with conform returns.
The loan either through bank or any privete lander will be provided adquete & satisfactory assurance of repayments & returns/annum.It would be a golden chance to have returns with total peace ...


 Credit Card Debt bad?
Well, i have a few credit cards... total debt adds up to about 2500 dollars... not bad compared to others out there...
my question is, is this bad for my credit? even though i pay my minimum ...


 Debt collection, threatening letter from lawyer?
My mother just received a threatening letter in the mail today regarding an old account from the Law Office of Harris and Zide...
It basically states that "we have previously called this ...


 I have some credit cards that are starting to way me down!?
I was looking into consolidating my debt anyone have any advice?...


 Con't- My bf may be using me................please read?
Boy do I have a way of picking them. My bf wants me to take out a loan of about 10,000 so he can open up a money market account. Now I dont think he think I am that stupid. I have good credit for a ...


 Will my credit get worse just for applying for credit cards?
...


 Debt collectors are calling my house for someone I don't know?
This person either used to have the same number as me or is giving out my number as her own. We get calls or messages for her every day and this morning they woke me up.
We tell them they have ...


 Is it really possible to get a free credit report?
...


 Should i take a year off from school to establish good credit so i can get a loan without a cosigner?
My parents refuse to cosign for a student loan and its impossible to get a loan without one and i have no credit. Will a year of good credit help me get a loan on my own ?...


 Which bank ??
I want to change bank a/c's and i dont know which is best. does anyone reccomend a desent bank a/c. i want it to make payments in shops and online and to pay my bills!!...


 I cannot get a loan due to bad credit, and i need a loan to pay of my debts can anyone help?
...



beebee32002
My credit card charged me twice on one transaction- Should I go to the store to tell them, or should I call?
Should I jcall my credit card company? I haven't paid for this month's bill yet, so that's good.
                     
 




hellion210
Rating
check with the store first, then call the card company.


youngwoman
Rating
I have the same situation as you do. You have to call the credit card company and tell them about it. It is possible that you will have to show them a copy of the receipt for proof that you have only made one transaction and not two.


knifelvr
Rating
I would call the store and ask them about it. Sometimes they can reverse the charges from there. If they say they won't be able to do it, I would write a letter to the credit card company explaining all that happened and ask them to reverse that extra charge.


ptsweety
Rating
do both call store and card comp


SmartyArty
Rating
First call the store and give them the opportunity to remedy the situation. If they don't, dispute the charge with your credit card company.


jannie
Rating
go to the store and take the bill


warlands
Okay, working at a retail store, I can tell you that we're powerless to do anything. You bring it to the store, they're just gonna tell you to call your credit card company, so but out the middleman and do that.


brainy_ostrich
Bring the statement and your reciept (if you still have it...you should keep them for this very reason) to the store. They should be able to refund your card the ammount charged.


dottielasvegas
Rating
Call the credit card co. The store doesn't know what's on your bill.


bloake
Rating
Go to the store first, and explain the situation. Bring the receipt and the merchandise as well, and they should give you a refund. If not, then you can call your credit card company.


Illuminate Me
You call your credit card company. They will be the one who will remove it from your charges. They ask for proof from you like your receipt. Then they will deal with the store. If the store Can prove that you did actually buy the item twice then they might contest your claim but normally, they just take that off your bill.


mmckenziesgirl
You need to go to the store so that they can credit you. If you call, all they are going to do is tell you to come in with the credit card so that they may credit you.


ellagray1
Call Cred. Card comp. first. It is there responsibility to call the store. They will handle it. And trust me! No store will go up against a major Credit card comp. when it comes to disputing a transaction. Let them handle it for you.


d-cup
That happened to me at a quite reputable store in NYC and they would not resolve it over the phone. I had to bring in the credit card bill, and still they questioned whether I had bought two items for the exact same price (how ludicrous!). I finally spoke to the manager who saw the "time" on the credit card bill was identical and refunded my money.


oman396
Rating
You can call your credit company to dispute the charge, but they may tell you that you need to contact the store. This just happened to my hubby through hotwire, but it's not really a store.

Good luck!


kakapobirdthing
Rating
Contact the store with your credit card statement and do speak with the store manager. If they will not help then contact your credit card company and ACCC if any of these do not work.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy