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 Which credit card companies would have me, and which would you recommend?
I am 19-years-old. I am a university student and other than my grant/loan and earnings from a summer job, I have no regular income (I saved over summer), but I have enough money to live comfortably ...


 Is it normal for bill collectors to...?
Call your neighbors? My mom has a lot of overdue credit cards that have gone into collection (long story) and now they are calling her neighbors! Is this normal or even legal?...


 I have horrible credit. I need a personal loan, Who can help me. I don't care about the rate.?
I just want to be able to get my Wife and Son Christmas Presents. I don't have a checking account.
Additional Details
I don't want a handout, I want a ...


 Im only 16 and im in debt by 15,000 help!?
...


 Could buying a cheap car help my credit score go up!?
Ok i am trying to build my credit up so i had the idea that i would buy a cheap car for say $4K - $5K but i was gonna put down $2K as the deposit and try to pay it of within 6 months. could doing ...


 How do i convince my parents to let me have credit card?
so my dad has an account open with bank of america and he can add up to nine more people so they can share the line of credit. i want to be added(then i'll get my credit card) i'll only ...


 Will having a credit card with a co-signer help my credit or theirs?
i know i cannot apply for a credit card under my own name because i have no credit report since i am a college student. i have an available co-signer, but will this help my credit or the co-signer...


 Should I cancel my Sam's Credit Card?
We will be paying off our store only line of credit with Sam's this month. We purchased a large item a few months ago that only Sam's had, but are paying it off this month.

We ...


 Debt consolidation?
I had 6 credit cards (all taken to collection agencies) i then brought them back to current status, then paid 4 out of the 6 off within the last few months. i have 2 left. both current status. one is ...


 If my credit card limit is 1000... is that how much I can spend per month or is that my grand total I have?
...


 Can a person get a mortgage loan with a credit score of 650? If so where?
I have had credit trouble in the past. I am now trying to rebuild. I am finding it hard to get a mortgage loan or a major credit card. I have read stories about people getting loans with credit ...


 I have credit card debt problem will it effect my credit scoring if i call debt solution people?
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 PayPal ??????????????
Can i use a regular debit card or does it have to be a paypal debit card for paypal? Do i have to give them my banking acccount in order to recieve and make payments?...


 My parents put bills in my name as a kid and didn't pay them off. How do I fix my credit that they messed up?
...


 How do I stop bill collectors from calling my work?
...


 Is a 772 credit score high?
I don't really know how the system works. I just got my credit score....


 Paying off debt question????
I owe about $20,000 in credit card debt that is all in collections for over a year and a half... I recently was given enough money to pay it all off, but should i negotiate the amounts that i owe now,...


 Hospital bill collection calls...do I have to pay these?
Does having delinquent hospital bills reflect negatively on your credit? I'm a student, I do not have a full time job, therefore I don't have health insurance. I have had to go to the ...


 Need to pay off a very high interest loan. My credit sucks. Help.?
Cash Call loan @42%. I was desperate, but now I'm looking to lower interest rate, but no one will give me a chance due to my lousy credit. I'm sure there are sources out there that look ...


 Help!!!!!!?
Im 19 and when i turned 18 i was suddenly able to get all this credit.

I had about 8 credit cards (no loans) and ran them all up to the max. I was forced to re-locate to a different part ...



sugarbaby
My credit is good, should i go with 0% APR for a 2007 VW Passat?
is that good deal or not...?
                     
 




feanor
Rating
It's a good financing deal...But what type of deal are you getting on the price of the car?


Emperor Norton II
Rating
Hobson's choice?

You really need to give us a greater range of answers to choose from. Or explain your financial situation in some depth.

Not everyone can afford a new 2007 VW Passat, even at 0% APR. How can we tell if you can or not? It is only a good deal for YOU if you can afford it.


Fongwongdong
0 percent is a great deal but the price is way more important than the interest rate take that into account before anything else


NONAME
depends on if you are giving up a rebate and how much that is


Amanda H
Why wouldn't you? Assuming you WANT the '07 passat, of course.


PuntaCorvo 66
Rating
Yes, I have one and I absoluetly love it!!! email me and I'll put you in touch with an excellent salesman.


mojo
Rating
if your credit is good and you can pay it go on its a great car


Michael C
That is a very good deal. There is an annual charge for the financing (so it is not really exactly 0%)


I know, I know!!!!
Rating
if you want the car then go for it. you cant beat 0% financing.


STEVEN F
Rating
The interest you are 'not' paying is usually built into the price of the car. How much could you reduce the price if you paid cash? How does that compare to the interest you would pay on a loan from an independent lender? These are the questions you need to get answers to. If you still come out ahead with the 0% deal, take it. My bet is you are better off getting other financing and negotiating a lower price.


The Scorpion
Rating
It's a great deal as far as the interest rate obviously. Now be careful on what car dealers call the "back end." Personally, I wouldn't pay for rustproofing or extra paint protection or buy any add-ons.


RoCkEr95
Duh!!!!!!


mmcall
Get it! 0% is free money to you and the Passat is a great car.


logan
Depends on how good? If you are over the 720 range I say go for it but read the fine print carefully. That financing usually has a limited range i.e months.
Be very careful though on this as dealers love to tell you that your credit is not that high and you don't qualify. Some have even gone to the extent of providing you with false numbers they made up. If you know your credit is excellent i.e. 720 and above and the terms are right for you then go for it.
Just be prepared to walk away if they tell you different at the dealer. Remember dealers make money on what they book you at for financing.


112
Rating
At Riverside Volkswagen they are offering $700 below invoice on all 2007 VW Passats and 0% APR.
Call them 800-808-5000 ask for BDC internet department
or email www.riversidemetro.com
Its a once a year oppertunity, take it!


Kristi
Rating
No, you shouldn't. This 0% APR is, well, bull. The 0% APR will last only a short time, then spike up unbelievably, or the interest is added to the cost of the car. The bank will make their profit. The best way to buy any car is to go to your bank and get pre-approved for a loan. The bank wants YOU to get the best deal, since they like having your money in your account. The dealership's banks have the same goal, but a different customer. If you have good credit, your bank will be very happy to provide you with the safest agreement for your needs.


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