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 If you had a credit card for a few years but it also had a 19.00 annual fee, would you keep the card for...?
your credit rating, or would you consider that too much money to spend on just having the card?...


 Is there a site i can go to to get a free credit score and check without a credit card?
...


 What happens to outstanding loans when you are pregnant?
Do any companies let you pay smaller repayments during your time off on maternity leave etc?...


 What is the quickest way to raise your credit score?
...


 Concerning auto insurance, why would your credit score effect your premium?
why on earth would your credit score have an effect on how much a person pays for auto insurance? i was told by geico that my rate would be lower if i had had a more "favorable" credit ...


 Is there ANY way I can turn my Sephora gift card into cash? or credit?
Any suggestions on how to?...


 I have too many credit cards, is it OK to close some of them?
I have a credit score of 700 but I have too much credit. I have 7 credit cards and would like to close some of them. I have read that closing your credit cards is bad but is it ok to have so many ...


 If a business makes a copy of your Drivers License does that violate the Patriot Act?
Also is it legal for a business to make a copy of your debit/credit card? Any help you can offer would be appreciated....


 Is it legal for a credit agency to lie to me?
I received a message at work from a person who said he was from AAA and I needed to give him a call. So I call him back figuring it had something to do with my car. He was NOT from AAA. He was a ...


 Im 16 did I already ruin my credit?
I got prepaid visa debit cards like account now, and babyphat debit prepaid rushcard. I just wanted if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I...


 Which will be the better way to raise my credit score?
I have one positive thing and one negative thing on my credit. The positive thing is a car loan that is in good standing. The negative is a hospital bill for $400.00 that is still owed and is ...


 I want to get a new car does my credit score have anything to do with that?
i just looked at my credit report do i have to pay off these things before i can get a new car?? will paying them off get my score up??
Additional Details
ok i have 1 credit card for 242....


 What bank will open me an account with bad credit history?

Additional Details
nice 1 riff raff what bank did u use?...


 Credit card of deceased person?
My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ...


 Why do people always throe away pennies?
Why do people always throe away pennies?...


 Should I pay off my car loan early?
I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ...


 Opening new credit card bad for credit (want to by a house)?
I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ...


 What's the best bank to open an account??
...


 Does anyone know of any tricks or tips to remove information from credit reports particularly inquires?
...


 What happens to someones credit card debt when they die? Do the wife or kids have to pay it off?
just curious......



renada_james05
My credit score is 553 what does that mean?
                     
 




curiousgeorgina
Rating
I have worked for a collection department and that score is not bad but its not good either. But you are half way to good credit so just work on it.


Zum K
Rating
It means you haven't been too mindful of your payment obligations. You better get used to paying for things in cash for some time to come.


mag
Rating
it means that it is not bad, but it could be better.


R
Rating
850 is the highest credite score and who knows what the lowest is. It means you can only expect to borrow a limited amout of money such as a car would be but not a house loan. To get your score up you need to pay something into the credit system like pay an outstanding debt or even a payment or three. To really get your credit score up try borrowing say 200 dollars and pay it back with just your standard payment and your scroe will increase each time you make a payment. Your score is not good,but not totally bad, mine is about the same


mdel
Rating
that means you have pretty bad credit...start working on it and re-check your score in a few months


kvuo
Rating
it doesn't mean a thing.


dukalink6000
Rating
It's to the low side, which means it will be harder to secure a loan and the rates will not be as good as for a person who is 678 (national average) or higher


xxxxxx
Rating
It is a low credit rating.


angeleyes3061
Rating
Well it means that you dont have the best credit , but it isn't that bad either. Here are the factors that influence your credit report:

35% Payment History
30% Amounts Owed
15% Length of Credit History
10% New Credit
10% Types of Credit Used
they determine your score.


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