why on earth would your credit score have an effect on how much a person pays for auto insurance? i was told by geico that my rate would be lower if i had had a more "favorable" credit ...
I have a credit score of 700 but I have too much credit. I have 7 credit cards and would like to close some of them. I have read that closing your credit cards is bad but is it ok to have so many ...
I received a message at work from a person who said he was from AAA and I needed to give him a call. So I call him back figuring it had something to do with my car. He was NOT from AAA. He was a ...
I got prepaid visa debit cards like account now, and babyphat debit prepaid rushcard. I just wanted if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I...
I have one positive thing and one negative thing on my credit. The positive thing is a car loan that is in good standing. The negative is a hospital bill for $400.00 that is still owed and is ...
i just looked at my credit report do i have to pay off these things before i can get a new car?? will paying them off get my score up?? Additional Details ok i have 1 credit card for 242....
My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ...
I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ...
I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ...
I have worked for a collection department and that score is not bad but its not good either. But you are half way to good credit so just work on it.
Zum K
It means you haven't been too mindful of your payment obligations. You better get used to paying for things in cash for some time to come.
mag
it means that it is not bad, but it could be better.
R
850 is the highest credite score and who knows what the lowest is. It means you can only expect to borrow a limited amout of money such as a car would be but not a house loan. To get your score up you need to pay something into the credit system like pay an outstanding debt or even a payment or three. To really get your credit score up try borrowing say 200 dollars and pay it back with just your standard payment and your scroe will increase each time you make a payment. Your score is not good,but not totally bad, mine is about the same
mdel
that means you have pretty bad credit...start working on it and re-check your score in a few months
kvuo
it doesn't mean a thing.
dukalink6000
It's to the low side, which means it will be harder to secure a loan and the rates will not be as good as for a person who is 678 (national average) or higher
xxxxxx
It is a low credit rating.
angeleyes3061
Well it means that you dont have the best credit , but it isn't that bad either. Here are the factors that influence your credit report:
35% Payment History
30% Amounts Owed
15% Length of Credit History
10% New Credit
10% Types of Credit Used
they determine your score.