Miss Know It All
 |
YOu really never get turned down for a student loan if apply through the school... fill out the FASFA and they will tell you where to go after that ...
Good Luck |
|
Millionster.com
|
You have a low credit score, but you might have trouble getting a loan. Work on getting your score high, which you can do in a couple of months easily! -- Some of the things you'll want to do is follow the steps I have listed here and make sure you get the free credit report monitoring on the article listed below to track your progress which is really important!
Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less than a year -- :
# Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed on the article below. It really helped my get my score up.)
# Never Miss a Payment, Starting Today
# Never use more than 20% of your Available Credit
# Keep Credit Cards that Have No Annual Fees Open For as Long as Possible
# Extend Your Credit Limit on Cards You Already Have before You Get New Ones
# Get Credit Cards that Have CashBack Rewards to Contribute to your Balance
# Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit-
# If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan
# Take out a Small Personal Loan and Repay it Over a Year
# Ask Someone With Good Credit if They will Account Shadow you
Read the full article here, it gives you an overview of credit scores, and the 10 steps in detail on page 2 .. Good luck!
http://millionster.com/articles/debt/increase-fico-credit-score/ |
|
Pepper
 |
They may but the amount they give you may be lower than you want. Talk to the advisor at the school. |
|
tennessee
 |
your score is low. check your report and see if there are incorrect or old debts that you cand dispute. Good luck! |
|
Ryan H
|
That score is very low. You are considered a high risk. If the loan you are trying to get is a student loan through the school, then they are backed by the government and your score doesn't matter. If it is an "alternative" private student loan that you don't get through the school, then you will have no chance. You would need a good cosigner (700 + credit) for a private student loan. |
|
luciousgreeneyedlady
 |
575 is a pretty bad score. as far as a student loan goes, I think just about anyone could get that. |
|
deb1975@sbcglobal.net
|
You should still get a student loan since the government backs them. It's not a really bad credit score tho |
|
Ken
 |
You don't say what type of student loan. If you are getting a guaranteed student loan, then your credit score doesn't matter. If you are applying for a loan that is not guaranteed, you are borderline for getting it at 575. |
|
websterjdjr
 |
850 is best and 520 is lowest I know of that anybody can get a loan and thats from a fella named Fingers! LOL! |
|
Boo Too
|
With a score of 575 you have obviously had some issues with credit/debt in the past. Therefore, I say the last thing you need right now is to take on more debt by getting a student loan.
Work a second job, spend less than you make, and pay cash for it all. |
|
lilpuppy6
|
Yes you can get student loans at 575. (stafford loans). Good luck. |
|
MI6
|
go to www.adviceontime.com and read two articles the first on credit, this will help you increase your credit score and the second article on student loans. this will help you out! |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
